Stevens Point, WI Mortgage Rates and Refinance Rates

Mortgages in Stevens Point, WI: Find the best Stevens Point, WI mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Stevens Point, WI, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Stevens Point, WI. Another option is searching for Stevens Point, WI refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Stevens Point, WI mortgage rates or refinance rates.

Search and Compare Stevens Point, WI Mortgage Rates & Refinance Rates

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30 yr fixed refi in 57305, All points, Credit score: 740+     Sort by:
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Stevens Point, Wisconsin Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Stevens Point, WI are the most popular type of mortgages rates you can find advertised for home buyers in Stevens Point, WI. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Stevens Point, WI mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Stevens Point, WI banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Stevens Point, WI conforming mortgage rates and refi rates lower than Stevens Point, WI jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Stevens Point, WI home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Stevens Point, Wisconsin

Jumbo mortgage rates in Stevens Point, WI are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Stevens Point, WI and adjustable mortgage rates in Stevens Point, WI. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Stevens Point, WI make.

Stevens Point, Wisconsin Fixed Mortgage Rates and Fixed Refinance Rates

Stevens Point, WI fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Stevens Point, Wisconsin Adjustable Mortgage Rates

Adjustable Stevens Point, WI mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Stevens Point, WI are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Stevens Point, WI. Most adjustable mortgages in Stevens Point, WI have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Stevens Point, WI Rates & Resources


Stevens Point FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Associated Bank, National Association

5296 1305 Main Street, Stevens Point, WI 54481

Associated Bank, National Association

5296 1325 Church Street, Stevens Point, WI 54481

Citizens Bank

986 5597 Highway Ten East, Stevens Point, WI 54481

Community First Bank

12512 5525 Highway 10 East, Stevens Point, WI 54481

JPMorgan Chase Bank, National Association

628 601 Main Street, Stevens Point, WI 54481

M&I Marshall and Ilsley Bank

1020 1245 Main Street, Stevens Point, WI 54481

M&I Marshall and Ilsley Bank

1020 2900b Church Street, Stevens Point, WI 54481

Pioneer Bank

10734 31 Park Ridge Drive, Stevens Point, WI 54481

Portage County Bank

10012 1548 Academy Drive, Stevens Point, WI 54481

Portage County Bank

10012 5417 Vern Holmes Drive, Stevens Point, WI 54481

River Cities Bank

34304 5709 Windy Drive, Suite A, Stevens Point, WI 54482

The Pineries Bank

9526 3601 Main Street, Stevens Point, WI 54481

U.S. Bank National Association

6548 1015 Reserve Street, Stevens Point, WI 54481

U.S. Bank National Association

6548 5673 U.S. Hwy 10 East, Stevens Point, WI 54481