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La Crosse, Wisconsin Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com @ Wisconsin Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com
 

La Crosse, WI Mortgage Rates and Refinance Rates

Mortgages in La Crosse, WI: Find the best La Crosse, WI mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in La Crosse, WI, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in La Crosse, WI. Another option is searching for La Crosse, WI refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of La Crosse, WI mortgage rates or refinance rates.

Search and Compare La Crosse, WI Mortgage Rates & Refinance Rates

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30 yr fixed refi in 57305, All points, Credit score: 740+     Sort by:
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La Crosse, Wisconsin Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in La Crosse, WI are the most popular type of mortgages rates you can find advertised for home buyers in La Crosse, WI. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. La Crosse, WI mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees La Crosse, WI banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes La Crosse, WI conforming mortgage rates and refi rates lower than La Crosse, WI jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by La Crosse, WI home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in La Crosse, Wisconsin

Jumbo mortgage rates in La Crosse, WI are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in La Crosse, WI and adjustable mortgage rates in La Crosse, WI. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in La Crosse, WI make.

La Crosse, Wisconsin Fixed Mortgage Rates and Fixed Refinance Rates

La Crosse, WI fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

La Crosse, Wisconsin Adjustable Mortgage Rates

Adjustable La Crosse, WI mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in La Crosse, WI are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in La Crosse, WI. Most adjustable mortgages in La Crosse, WI have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for La Crosse, WI Rates & Resources


La Crosse FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Associated Bank, National Association

5296 1630 South Losey Boulevard, La Crosse, WI 54601

Associated Bank, National Association

5296 2402 N Rose St, La Crosse, WI 54603

Associated Bank, National Association

5296 3956 Mormon Coulee Road, La Crosse, WI 54601

Associated Bank, National Association

5296 605 State Street, La Crosse, WI 54601

Citizens State Bank of Clayton

1513 620 Main Street, La Crosse, WI 54601

Coulee Bank

18361 1516 Losey Boulevard South, La Crosse, WI 54601

Harris National Association

16571 2 Copeland Avenue, La Crosse, WI 54601

M&I Marshall and Ilsley Bank

1020 1300 Rose Street, La Crosse, WI 54602

M&I Marshall and Ilsley Bank

1020 3500 U.S. Highway 16, La Crosse, WI 54601

Park Bank

13054 700 State Street, La Crosse, WI 54602

River Bank

14995 1232 Rose Street, La Crosse, WI 54603

River Bank

14995 4401 Mormon Coulee Road, La Crosse, WI 54601

State Bank Financial

10383 401 Main Street, La Crosse, WI 54601

State Bank Financial

10383 Fifth And State Streets, La Crosse, WI 54601

The First National Bank of Bangor

5337 Route 1, La Crosse, WI 54601

U.S. Bank National Association

6548 201 Main Street, Suite 100, La Crosse, WI 54601

Wells Fargo Bank, National Association

3511 2500 State Rd, La Crosse, WI 54601

Wells Fargo Bank, National Association

3511 305 Fifth Avenue South, La Crosse, WI 54601