Williamson, WV Mortgage Rates and Refinance Rates

Mortgages in Williamson, WV: Find the best Williamson, WV mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Williamson, WV, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Williamson, WV. Another option is searching for Williamson, WV refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Williamson, WV mortgage rates or refinance rates.

Williamson, West Virginia Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Williamson, WV are the most popular type of mortgages rates you can find advertised for home buyers in Williamson, WV. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Williamson, WV mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Williamson, WV banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Williamson, WV conforming mortgage rates and refi rates lower than Williamson, WV jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Williamson, WV home finance companies, credit unions and banks.

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Jumbo Mortgage Rates and Refinance Rates in Williamson, West Virginia

Jumbo mortgage rates in Williamson, WV are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Williamson, WV and adjustable mortgage rates in Williamson, WV. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Williamson, WV make.

Williamson, West Virginia Fixed Mortgage Rates and Fixed Refinance Rates

Williamson, WV fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Williamson, West Virginia Adjustable Mortgage Rates

Adjustable Williamson, WV mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Williamson, WV are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Williamson, WV. Most adjustable mortgages in Williamson, WV have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Map for Williamson, WV Rates & Resources

Williamson FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of Mingo

22273 10 Commerce Bank, Williamson, WV 25661

Bank of Mingo

22273 406 Dickinson Street, Williamson, WV 25661

Branch Banking and Trust Company

9846 250 East 2nd Avenue, Williamson, WV 25661

Community Trust Bank, Inc.

2720 101 East 2nd Avenue, Williamson, WV 25661

The First National Bank of Williamson

6805 68 E. 2nd Avenue, Williamson, WV 25661

The First National Bank of Williamson

6805 East Fourth Avenue And Logan Street, Williamson, WV 25661