Vashon, WA Mortgage Rates and Refinance Rates

Mortgages in Vashon, WA: Find the best Vashon, WA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Vashon, WA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Vashon, WA. Another option is searching for Vashon, WA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Vashon, WA mortgage rates or refinance rates.

Search and Compare Vashon, WA Mortgage Rates & Refinance Rates

Vashon, Washington Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Vashon, WA are the most popular type of mortgages rates you can find advertised for home buyers in Vashon, WA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Vashon, WA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Vashon, WA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Vashon, WA conforming mortgage rates and refi rates lower than Vashon, WA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Vashon, WA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Vashon, Washington

Jumbo mortgage rates in Vashon, WA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Vashon, WA and adjustable mortgage rates in Vashon, WA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Vashon, WA make.

Vashon, Washington Fixed Mortgage Rates and Fixed Refinance Rates

Vashon, WA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Vashon, Washington Adjustable Mortgage Rates

Adjustable Vashon, WA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Vashon, WA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Vashon, WA. Most adjustable mortgages in Vashon, WA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Vashon, WA Rates & Resources

Vashon FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of America, National Association

3510 9710 Sw Bank Rd, Vashon, WA 98070

U.S. Bank National Association

6548 9910 Southwest Bank Road, Vashon, WA 98070