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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Washington Mortgage Rates and Refinance Rates Today

Mortgages in Washington: Find the best Washington mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Washington, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Washington. Another option is searching for Washington refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Washington mortgage rates or refinance rates.

Search and Compare Washington Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Jul 20, 2018
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 98501, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.323
4.250
USD
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,305
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.207
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,623
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.178
4.124
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.77
Fees in APR: $1,638
 
30 yr fixed Mortgage Loan from Infinity Mortgage Group
Infinity Mortgage Group
https://www.brimg.net/system/img/inst/10443_logo.gif
300000
Refinance
4.271
4.125
USD
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,187
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.196
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,249
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.411
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,659
 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
300000
Refinance
4.367
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,148
 
30 yr fixed Mortgage Loan from goodmortgage.com
goodmortgage.com
https://www.brimg.net/system/img/inst/10094_logo.gif
300000
Refinance
4.411
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,661
 
30 yr fixed Mortgage Loan from Hart West Financial, Inc
Hart West Financial, Inc
https://www.brimg.net/system/img/inst/2037_logo.gif
300000
Refinance
4.227
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,330
Thank you for your inquiry. 
30 yr fixed Mortgage Loan from Oceans Mortgage
Oceans Mortgage
https://www.brimg.net/system/img/inst/10050_logo.gif
300000
Refinance
4.226
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,297
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.511
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $6,106
 
30 yr fixed Mortgage Loan from First National Financing
First National Financing
https://www.brimg.net/system/img/inst/5160_logo.gif
300000
Refinance
4.204
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,513
Thank you for your inquiry. 
30 yr fixed Mortgage Loan from Sammamish Mortgage
Sammamish Mortgage
https://www.brimg.net/system/img/inst/2259_logo.gif
300000
Refinance
4.346
4.250
USD
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $3,110
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.279
4.210
USD
at 0.100 pts
30 day lock rate
Est payment: $1,468.80
Fees in APR: $2,148
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.197
4.115
USD
at 0.100 pts
30 day lock rate
Est payment: $1,452.21
Fees in APR: $2,621
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.201
4.125
USD
at 0.100 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: $2,429
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.375
4.275
USD
at 0.100 pts
45 day lock rate
Est payment: $1,480.21
Fees in APR: $3,235
Thank you for your inquiry! We look forward to working with you. 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.318
4.125
USD
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,814
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
300000
Refinance
4.277
4.125
USD
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,390
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.373
4.250
USD
HomeDirect Mortgage Logo
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,350
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.464
4.375
USD
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,837
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.320
4.250
USD
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,195
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.389
4.375
USD
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $488
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from goodmortgage.com
goodmortgage.com
https://www.brimg.net/system/img/inst/10094_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from First National Financing
First National Financing
https://www.brimg.net/system/img/inst/5160_logo.gif
300000
Refinance
4.276
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $932
Thank you for your inquiry. 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.654
4.625
USD
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $999
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from Commonwealth Mortgage, LLC
Commonwealth Mortgage, LLC
https://www.brimg.net/system/img/inst/5071_logo.gif
300000
Refinance
4.325
4.325
USD
at 0.000 pts
30 day lock rate
Est payment: $1,489.02
Fees in APR: None
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.279
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,042
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.525
4.500
USD
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $887
Thank you for your inquiry! We look forward to working with you. 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.269
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $675
30 yr fixed Mortgage Loan from Infinity Mortgage Group
Infinity Mortgage Group
https://www.brimg.net/system/img/inst/10443_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
300000
Refinance
4.278
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $995
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from Oceans Mortgage
Oceans Mortgage
https://www.brimg.net/system/img/inst/10050_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.352
4.335
USD
at 0.000 pts
30 day lock rate
Est payment: $1,490.79
Fees in APR: $587
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Allied Mortgage Group, Inc.
Allied Mortgage Group, Inc.
https://www.brimg.net/system/img/inst/10295_logo.gif
300000
Refinance
4.284
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,195
30 yr fixed Mortgage Loan from Sammamish Mortgage
Sammamish Mortgage
https://www.brimg.net/system/img/inst/2259_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.500
4.500
USD
HomeDirect Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.621
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $4,198
 
30 yr fixed Mortgage Loan from Hart West Financial, Inc
Hart West Financial, Inc
https://www.brimg.net/system/img/inst/2037_logo.gif
300000
Refinance
4.381
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $225
Thank you for your inquiry. 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.499
4.490
USD
at 0.000 pts
45 day lock rate
Est payment: $1,518.27
Fees in APR: $299
 
30 yr fixed Mortgage Loan from Accelin Loans LLC Washington
Accelin Loans LLC Washington
https://www.brimg.net/system/img/inst/10360_logo.gif
300000
Refinance
4.250
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: None
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.268
4.240
USD
at 0.000 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $992
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.775
4.750
USD
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $865
 
30 yr fixed Mortgage Loan from LoanLock
LoanLock
https://www.brimg.net/system/img/inst/9948_logo.gif
300000
Refinance
4.300
4.300
USD
at 0.000 pts
30 day lock rate
Est payment: $1,484.61
Fees in APR: None
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Watermark Home Loans
Watermark Home Loans
https://www.brimg.net/system/img/inst/8015_logo.gif
300000
Refinance
4.281
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,114
Watermark Home Loans is a BBB A+ rated Direct Lender. 
30 yr fixed Mortgage Loan from Aurora Financial
Aurora Financial
https://www.brimg.net/system/img/inst/4284_logo.gif
300000
Refinance
4.250
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: None
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.251
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $18
 
30 yr fixed Mortgage Loan from Alterra Home Loans
Alterra Home Loans
https://www.brimg.net/system/img/inst/10456_logo.gif
300000
Refinance
4.335
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,995
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.027
3.874
USD
at 1.100 pts
30 day lock rate
Est payment: $1,410.54
Fees in APR: $2,196
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.203
3.875
USD
at 2.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $5,641
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.053
3.875
USD
at 1.100 pts
45 day lock rate
Est payment: $1,410.71
Fees in APR: $3,083
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
9.561
9.125
USD
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $7,936
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.405
4.250
USD
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,171
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Sammamish Mortgage
Sammamish Mortgage
https://www.brimg.net/system/img/inst/2259_logo.gif
300000
Refinance
4.203
4.000
USD
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $3,934
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from goodmortgage.com
goodmortgage.com
https://www.brimg.net/system/img/inst/10094_logo.gif
300000
Refinance
4.433
4.125
USD
at 2.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $4,773
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.257
4.088
USD
at 1.100 pts
45 day lock rate
Est payment: $1,447.51
Fees in APR: $2,702
Thank you for your inquiry! We look forward to working with you. 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.194
4.000
USD
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $3,602
 
30 yr fixed Mortgage Loan from Oceans Mortgage
Oceans Mortgage
https://www.brimg.net/system/img/inst/10050_logo.gif
300000
Refinance
4.141
4.000
USD
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,747
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.053
3.865
USD
at 1.100 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $3,437
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed mtg refi Mortgage Loan from Peoples Bank
Peoples Bank
300000
Refinance
4.934
4.875
USD
Peoples Bank

4.934%
7/16/2018
4.875%
at 0.334 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: $1,004
 
 
30 yr fixed mtg refi Mortgage Loan from Cashmere Valley Bank
Cashmere Valley Bank
300000
Refinance
4.767
4.750
USD
Cashmere Valley Bank

4.767%
7/12/2018
4.750%
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $604
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.898
4.875
USD
Bank of the West

4.898%
7/17/2018
4.875%
at 0.000 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from BMO Harris Bank, NA
BMO Harris Bank, NA
300000
Refinance
4.644
4.500
USD
BMO Harris Bank, NA

4.644%
7/19/2018
4.500%
at 1.375 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $864
 
 
30 yr fixed mtg refi Mortgage Loan from Union Bank
Union Bank
300000
Refinance
4.680
4.625
USD
Union Bank

4.680%
7/19/2018
4.625%
at 0.375 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $771
 
 
30 yr fixed mtg refi Mortgage Loan from Anchor Bank
Anchor Bank
300000
Refinance
4.803
4.750
USD
Anchor Bank

4.803%
7/18/2018
4.750%
at 0.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $1,814
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.531
4.500
USD
LincolnWay Community Bank

4.531%
7/17/2018
4.500%
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Washington Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Washington are the most popular type of mortgages rates you can find advertised for home buyers in Washington. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Washington mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Washington banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Washington conforming mortgage rates and refi rates lower than Washington jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Washington home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Washington

Jumbo mortgage rates in Washington are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Washington and adjustable mortgage rates in Washington. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Washington make.

Washington Fixed Mortgage Rates and Fixed Refinance Rates

Washington fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Washington Adjustable Mortgage Rates

Adjustable Washington mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Washington are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Washington. Most adjustable mortgages in Washington have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Washington

Aberdeen

Acme

Addy

Adna

Airway Heights

Albion

Allyn

Almira

Amanda Park

Amboy

Anacortes

Anatone

Anderson Island

Appleton

Ardenvoir

Ariel

Arlington

Ashford

Asotin

Auburn

Bainbridge Island

Baring

Battle Ground

Bay Center

Beaver

Belfair

Bellevue

Bellingham

Belmont

Benge

Benton City

Beverly

Bickleton

Bingen

Black Diamond

Blaine

Blakely Island

Bothell

Bow

Boyds

Bremerton

Brewster

Bridgeport

Brinnon

Brownstown

Brush Prairie

Buckley

Bucoda

Buena

Burbank

Burley

Burlington

Burton

Camano

Camas

Camp Murray

Carbonado

Carlsborg

Carlton

Carnation

Carrolls

Carson

Cashmere

Castle Rock

Cathlamet

Centerville

Centralia

Chattaroy

Chehalis

Chelan

Chelan Falls

Cheney

Chewelah

Chimacum

Chinook

Cinebar

Clallam Bay

Clarkston

Clayton

Cle Elum

Clearlake

Clinton

Colbert

Colfax

College Place

Colton

Colville

Conconully

Concrete

Connell

Conway

Copalis Beach

Copalis Crossing

Cosmopolis

Cougar

Coulee City

Coulee Dam

Coupeville

Cowiche

Creston

Cunningham

Curlew

Curtis

Cusick

Custer

Dallesport

Danville

Darrington

Davenport

Dayton

Deer Harbor

Deer Park

Deming

Desert Aire

Dixie

Doty

Dryden

Dupont

Duvall

East Olympia

East Wenatchee

Easton

Eastsound

Eatonville

Edmonds

Edwall

Elbe

Electric City

Elk

Ellensburg

Elma

Elmer City

Eltopia

Endicott

Entiat

Enumclaw

Ephrata

Ethel

Evans

Everett

Everson

Fairchild Air Force Base

Fairfield

Fall City

Federal Way

Ferndale

Ford

Forks

Four Lakes

Fox Island

Freeland

Freeman

Friday Harbor

Fruitland

Galvin

Garfield

George

Gifford

Gig Harbor

Glenoma

Glenwood

Gold Bar

Goldendale

Goose Prairie

Graham

Grand Coulee

Grandview

Granger

Granite Falls

Grapeview

Grayland

Grays River

Greenacres

Greenbank

Hamilton

Hansville

Harrah

Harrington

Hartline

Hatton

Hay

Hazel Dell North

Heisson

Hobart

Hoodsport

Hooper

Hoquiam

Humptulips

Hunters

Husum

Ilwaco

Inchelium

Index

Indianola

Ione

Issaquah

Joyce

Kahlotus

Kalama

Kapowsin

Keller

Kelso

Kenmore

Kennewick

Kent

Kettle Falls

Keyport

Kingston

Kirkland

Kittitas

Klickitat

La Center

La Conner

La Grande

La Push

Lacey

Lacrosse

Lake Stevens

Lakebay

Lakewood

Lamona

Lamont

Langley

Latah

Laurier

Leavenworth

Lebam

Liberty Lake

Lilliwaup

Lincoln

Lind

Littlerock

Long Beach

Longbranch

Longmire

Longview

Loomis

Loon Lake

Lopez Island

Lummi Island

Lyle

Lyman

Lynden

Lynnwood

Mabton

Malaga

Malden

Malo

Malone

Malott

Manchester

Mansfield

Manson

Maple Falls

Maple Valley

Marblemount

Marcus

Marlin

Marshall

Marysville

Matlock

Mattawa

Mazama

Mccleary

Mckenna

Mead

Medical Lake

Medina

Menlo

Mercer Island

Mesa

Metaline

Metaline Falls

Methow

Mica

Milton

Mineral

Moclips

Mohler

Monitor

Monroe

Montesano

Morton

Moses Lake

Mossyrock

Mount Vernon

Mountlake Terrace

Moxee

Mukilteo

Naches

Nahcotta

Napavine

Naselle

Neah Bay

Neilton

Nespelem

Newman Lake

Newport

Nine Mile Falls

Nooksack

Nordland

North Bend

North Bonneville

North Lakewood

Northport

Oak Harbor

Oakesdale

Oakville

Ocean Park

Ocean Shores

Odessa

Okanogan

Olalla

Olga

Olympia

Omak

Onalaska

Orcas

Orient

Orondo

Oroville

Orting

Othello

Otis Orchards

Outlook

Oysterville

Pacific

Pacific Beach

Packwood

Palisades

Palouse

Paradise Inn

Parker

Parkland

Pasco

Pateros

Paterson

Pe Ell

Peshastin

Plymouth

Point Roberts

Pomeroy

Port Angeles

Port Gamble

Port Hadlock

Port Ludlow

Port Orchard

Port Townsend

Poulsbo

Prescott

Preston

Prosser

Pullman

Puyallup

Quilcene

Quinault

Quincy

Rainier

Randle

Ravensdale

Raymond

Reardan

Redmond

Redondo

Renton

Republic

Retsil

Rice

Richland

Ridgefield

Ritzville

Riverside

Rochester

Rock Island

Rockford

Rockport

Rollingbay

Ronald

Roosevelt

Rosalia

Rosburg

Roslyn

Roy

Royal City

Ryderwood

Saint John

Salkum

Sammamish

Satsop

Seabeck

Seahurst

Seattle

Seaview

Sedro Woolley

Sekiu

Selah

Sequim

Shaw Island

Shelton

Shoreline

Silvana

Silver Creek

Silverdale

Silverlake

Skamokawa

Skykomish

Snohomish

Snoqualmie

Snoqualmie Pass

Soap Lake

South Bend

South Cle Elum

South Colby

South Prairie

Southworth

Spanaway

Spangle

Spokane

Sprague

Springdale

Stanwood

Starbuck

Startup

Stehekin

Steilacoom

Steptoe

Stevenson

Stratford

Sultan

Sumas

Sumner

Sunnyside

Suquamish

Tacoma

Taholah

Tahuya

Tekoa

Tenino

Thornton

Thorp

Tieton

Tokeland

Toledo

Tonasket

Toppenish

Touchet

Toutle

Tracyton

Trout Lake

Tumtum

Tumwater

Twisp

Underwood

Union

Uniontown

University Place

Usk

Vader

Valley

Valleyford

Vancouver

Vantage

Vashon

Vaughn

Veradale

Wahkiacus

Waitsburg

Waldron

Walla Walla

Waller

Wallula

Wapato

Warden

Washougal

Washtucna

Waterville

Wauconda

Wauna

Waverly

Wellpinit

Wenatchee

West Richland

Westport

White Salmon

White Swan

Wilbur

Wilkeson

Wilson Creek

Winlock

Winthrop

Wishram

Woodinville

Woodland

Yacolt

Yakima

Yelm

Zillah