Brattleboro, VT Mortgage Rates and Refinance Rates

Mortgages in Brattleboro, VT: Find the best Brattleboro, VT mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Brattleboro, VT, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Brattleboro, VT. Another option is searching for Brattleboro, VT refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Brattleboro, VT mortgage rates or refinance rates.

Search and Compare Brattleboro, VT Mortgage Rates & Refinance Rates



Brattleboro, Vermont Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Brattleboro, VT are the most popular type of mortgages rates you can find advertised for home buyers in Brattleboro, VT. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Brattleboro, VT mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Brattleboro, VT banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Brattleboro, VT conforming mortgage rates and refi rates lower than Brattleboro, VT jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Brattleboro, VT home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Brattleboro, Vermont

Jumbo mortgage rates in Brattleboro, VT are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Brattleboro, VT and adjustable mortgage rates in Brattleboro, VT. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Brattleboro, VT make.

Brattleboro, Vermont Fixed Mortgage Rates and Fixed Refinance Rates

Brattleboro, VT fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Brattleboro, Vermont Adjustable Mortgage Rates

Adjustable Brattleboro, VT mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Brattleboro, VT are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Brattleboro, VT. Most adjustable mortgages in Brattleboro, VT have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Brattleboro, VT Rates & Resources


Brattleboro FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

KeyBank National Association

17534 185 Main St, Brattleboro, VT 05301

Passumpsic Savings Bank

14134 80 Flat Street, Suite 107, Brattleboro, VT 05301

RBS Citizens, National Association

57957 894 North Putney Road, Brattleboro, VT 05301

TD Bank, National Association

18409 215 Main Street, Brattleboro, VT 05301

TD Bank, National Association

18409 942 Putney Road, Brattleboro, VT 05301

The Brattleboro Savings and Loan Association

28837 221 Main Street, Brattleboro, VT 05301

The Brattleboro Savings and Loan Association

28837 Fairground Road, Brattleboro, VT 05302

The Merchants Bank

6268 205 Main Street, Brattleboro, VT 05301