Vermont Mortgage Rates and Refinance Rates Today

Mortgages in Vermont: Find the best Vermont mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Vermont, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Vermont. Another option is searching for Vermont refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Vermont mortgage rates or refinance rates.

Search and Compare Vermont Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Thu Oct 22, 2020
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 05602, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.645%
2.500%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 6193
10/22/2020
at 1.750 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,753
Direct Lender. Billions Funded.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.933%
2.875%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 6193
10/22/2020
at 0.625 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,255
Direct Lender. Billions Funded.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.013%
3.000%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 6193
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,265
Fees in APR: $500
Direct Lender. Billions Funded.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.517%
2.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,679
Direct lender specializing in helping you save money on your home loan.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.592%
2.500%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,654
Direct lender specializing in helping you save money on your home loan.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.684%
2.625%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.750 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,340
Direct lender specializing in helping you save money on your home loan.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.775%
2.750%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $972
Direct lender specializing in helping you save money on your home loan.
 
Next
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
Next
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Vermont Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Vermont are the most popular type of mortgages rates you can find advertised for home buyers in Vermont. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Vermont mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Vermont banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Vermont conforming mortgage rates and refi rates lower than Vermont jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Vermont home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Vermont

Jumbo mortgage rates in Vermont are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Vermont and adjustable mortgage rates in Vermont. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Vermont make.

Vermont Fixed Mortgage Rates and Fixed Refinance Rates

Vermont fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Vermont Adjustable Mortgage Rates

Adjustable Vermont mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Vermont are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Vermont. Most adjustable mortgages in Vermont have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Vermont