Vermont Mortgage Rates and Refinance Rates Today

Mortgages in Vermont: Find the best Vermont mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Vermont, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Vermont. Another option is searching for Vermont refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Vermont mortgage rates or refinance rates.

Search and Compare Vermont Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Jul 20, 2018

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 05602, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

(877) 321-6303

4.323%

7/20/2018

4.250%

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,305

Thank you for your inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $412

Thanks for the inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $2,249

Thank you for your inquiry!

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,148

7/20/2018

at 0.100 pts
45 day lock rate

Est payment: $1,453.95

Fees in APR: $2,429

Thanks for the inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,452.21

Fees in APR: $2,861

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 0.100 pts
45 day lock rate

Est payment: $1,480.21

Fees in APR: $3,235

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $3,814

No Points No Games No Surprises! No Closing Cost Options!

Apply Now

4.373%

7/20/2018

4.250%

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,350

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $2,837

Thank you for your inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,195

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: $488

Thanks for the inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: None

Thanks for the inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $999

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: None

Thanks for the inquiry!

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $887

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $1,232

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $675

No Points No Games No Surprises! No Closing Cost Options!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $865

Apply Now

4.500%

7/20/2018

4.500%

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,518.27

Fees in APR: $299

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: None

Thank you for your inquiry!

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,542.42

Fees in APR: $1,667

7/20/2018

at 2.000 pts
30 day lock rate

Est payment: $1,410.71

Fees in APR: $5,641

No Points No Games No Surprises! No Closing Cost Options!

7/20/2018

at 1.100 pts
45 day lock rate

Est payment: $1,410.71

Fees in APR: $3,083

Thanks for the inquiry!

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,171

Thank you for your inquiry!

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,409.00

Fees in APR: $3,677

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $2,131

Thanks for the inquiry!

7/20/2018

at 1.100 pts
45 day lock rate

Est payment: $1,447.51

Fees in APR: $2,702

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $3,602

Apply Now

Raymond James Bank, NA

4.788%

7/17/2018

4.750%

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $1,299

TD Bank, NA

4.528%

7/17/2018

4.500%

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $993

Santander Bank, N.A.

4.808%

7/20/2018

4.750%

at 0.000 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $2,004

Citizens Bank, NA

4.690%

7/20/2018

4.625%

at 0.375 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $1,123

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

Vermont Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Vermont are the most popular type of mortgages rates you can find advertised for home buyers in Vermont. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Vermont mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Vermont banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Vermont conforming mortgage rates and refi rates lower than Vermont jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Vermont home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Vermont

Jumbo mortgage rates in Vermont are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Vermont and adjustable mortgage rates in Vermont. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Vermont make.

Vermont Fixed Mortgage Rates and Fixed Refinance Rates

Vermont fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Vermont Adjustable Mortgage Rates

Adjustable Vermont mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Vermont are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Vermont. Most adjustable mortgages in Vermont have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Cities in Vermont

Adamant

Albany

Alburg

Arlington

Ascutney

Averill

Bakersfield

Barnard

Barnet

Barre

Barton

Beebe Plain

Beecher Falls

Bellows Falls

Belmont

Belvidere Center

Bennington

Benson

Bethel

Bomoseen

Bondville

Bradford

Brandon

Brattleboro

Bridgewater

Bridgewater Corners

Bridport

Bristol

Brookfield

Brownsville

Burlington

Cabot

Calais

Cambridge

Cambridgeport

Canaan

Castleton

Cavendish

Center Rutland

Charlotte

Chelsea

Chester

Chester Depot

Chittenden

Colchester

Concord

Corinth

Coventry

Craftsbury

Craftsbury Common

Cuttingsville

Danby

Danville

Derby

Derby Center

Derby Line

Dorset

East Arlington

East Barre

East Berkshire

East Burke

East Calais

East Charleston

East Corinth

East Dorset

East Dover

East Fairfield

East Hardwick

East Haven

East Middlebury

East Montpelier

East Poultney

East Randolph

East Ryegate

East Saint Johnsbury

East Thetford

East Wallingford

Eden

Eden Mills

Enosburg Falls

Essex

Essex Junction

Fair Haven

Fairfax

Fairfield

Fairlee

Ferrisburg

Fletcher

Florence

Forest Dale

Franklin

Gaysville

Gilman

Glover

Grafton

Granby

Grand Isle

Graniteville

Granville

Greensboro

Greensboro Bend

Groton

Guildhall

Hancock

Hardwick

Hartford

Hartland

Hartland Four Corners

Highgate Center

Highgate Springs

Hinesburg

Huntington

Hyde Park

Hydeville

Irasburg

Island Pond

Isle La Motte

Jacksonville

Jamaica

Jeffersonville

Jericho

Johnson

Jonesville

Killington

Lake Elmore

Lincoln

Londonderry

Lowell

Lower Waterford

Ludlow

Lunenburg

Lyndon

Lyndon Center

Lyndonville

Manchester

Manchester Center

Marlboro

Marshfield

McIndoe Falls

Middlebury

Middletown Springs

Milton

Monkton

Montgomery

Montgomery Center

Montpelier

Moretown

Morgan

Morrisville

Moscow

Mount Holly

New Haven

Newbury

Newfane

Newport

Newport Center

North Bennington

North Clarendon

North Concord

North Ferrisburg

North Hartland

North Hero

North Hyde Park

North Montpelier

North Pomfret

North Pownal

North Springfield

North Thetford

North Troy

Northfield

Northfield Falls

Norton

Norwich

Orleans

Orwell

Passumpsic

Pawlet

Peacham

Perkinsville

Peru

Pittsfield

Pittsford

Plainfield

Plymouth

Post Mills

Poultney

Pownal

Proctor

Proctorsville

Putney

Quechee

Randolph

Randolph Center

Reading

Readsboro

Richford

Richmond

Ripton

Rochester

Roxbury

Rupert

Rutland

Saint Albans

Saint Albans Bay

Saint Johnsbury

Saint Johnsbury Center

Salisbury

Saxtons River

Shaftsbury

Sharon

Sheffield

Shelburne

Sheldon

Sheldon Springs

Shoreham

South Barre

South Burlington

South Hero

South Londonderry

South Newfane

South Pomfret

South Royalton

South Ryegate

South Strafford

South Woodstock

Springfield

Stannard

Starksboro

Stockbridge

Stowe

Strafford

Sudbury

Sutton

Swanton

Taftsville

Thetford

Thetford Center

Townshend

Troy

Tunbridge

Underhill

Underhill Center

Vergennes

Vernon

Vershire

Waitsfield

Wallingford

Wardsboro

Warren

Washington

Waterbury

Waterbury Center

Waterville

Websterville

Wells

Wells River

West Burke

West Charleston

West Danville

West Dover

West Dummerston

West Fairlee

West Glover

West Halifax

West Hartford

West Newbury

West Pawlet

West Rupert

West Rutland

West Topsham

West Townshend

West Wardsboro

Westfield

Westford

Westminster

Westminster Station

Weston

White River Junction

Whiting

Whitingham

Wilder

Williamstown

Williamsville

Williston

Wilmington

Windsor

Winooski

Wolcott

Woodbury

Woodford

Woodstock

Worcester

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