Utah Mortgage Rates and Refinance Rates Today

Mortgages in Utah: Find the best Utah mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Utah, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Utah. Another option is searching for Utah refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Utah mortgage rates or refinance rates.

Search and Compare Utah Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Mon May 27, 2019
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 84102, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from SunnyHill Financial, Inc.
SunnyHill Financial, Inc.
https://www.brimg.net/system/img/inst/10553_logo.gif
300000
Refinance
3.711
3.625
USD
SunnyHill Financial, Inc. Logo
at 0.100 pts
30 day lock rate
Est payment: $1,368.15
Fees in APR: $2,865
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from SunnyHill Financial, Inc.
SunnyHill Financial, Inc.
https://www.brimg.net/system/img/inst/10553_logo.gif
300000
Refinance
3.875
3.875
USD
SunnyHill Financial, Inc. Logo
at 0.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: None
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from SunnyHill Financial, Inc.
SunnyHill Financial, Inc.
https://www.brimg.net/system/img/inst/10553_logo.gif
300000
Refinance
3.548
3.375
USD
SunnyHill Financial, Inc. Logo
at 1.100 pts
30 day lock rate
Est payment: $1,326.29
Fees in APR: $3,102
Thanks for the inquiry! 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.426
4.375
USD
Citizens Bank, NA

4.426%
5/17/2019
4.375%
at 0.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $1,056
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA

4.537%
5/21/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.544
4.500
USD
Bank of the West

4.544%
5/21/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $793
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Utah Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Utah are the most popular type of mortgages rates you can find advertised for home buyers in Utah. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Utah mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Utah banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Utah conforming mortgage rates and refi rates lower than Utah jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Utah home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Utah

Jumbo mortgage rates in Utah are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Utah and adjustable mortgage rates in Utah. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Utah make.

Utah Fixed Mortgage Rates and Fixed Refinance Rates

Utah fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Utah Adjustable Mortgage Rates

Adjustable Utah mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Utah are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Utah. Most adjustable mortgages in Utah have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Utah