Utah Mortgage Rates and Refinance Rates Today

Mortgages in Utah: Find the best Utah mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Utah, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Utah. Another option is searching for Utah refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Utah mortgage rates or refinance rates.

Search and Compare Utah Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Sep 20, 2019
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 84102, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Aspen Hills Mortgage, LLC
Aspen Hills Mortgage, LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111737.gif
300000
Purchase
3.373%
3.250%
USD
Aspen Hills Mortgage, LLC Logo
NMLS # 245511
State Lic # NMLS 245511
09/20/2019
at 1.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $4,668
5-Star Zillow Rated Company.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Utahlowrate.com
Utahlowrate.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111281.gif
300000
Purchase
3.455%
3.375%
USD
Utahlowrate.com Logo
NMLS # 3138
09/20/2019
at 1.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $3,000
Lowest mortgage rates in Utah
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Utah Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Utah are the most popular type of mortgages rates you can find advertised for home buyers in Utah. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Utah mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Utah banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Utah conforming mortgage rates and refi rates lower than Utah jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Utah home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Utah

Jumbo mortgage rates in Utah are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Utah and adjustable mortgage rates in Utah. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Utah make.

Utah Fixed Mortgage Rates and Fixed Refinance Rates

Utah fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Utah Adjustable Mortgage Rates

Adjustable Utah mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Utah are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Utah. Most adjustable mortgages in Utah have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Utah