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Uvalde, Texas Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com @ Texas Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com
 

Uvalde, TX Mortgage Rates and Refinance Rates

Mortgages in Uvalde, TX: Find the best Uvalde, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Uvalde, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Uvalde, TX. Another option is searching for Uvalde, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Uvalde, TX mortgage rates or refinance rates.

Search and Compare Uvalde, TX Mortgage Rates & Refinance Rates



Uvalde, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Uvalde, TX are the most popular type of mortgages rates you can find advertised for home buyers in Uvalde, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Uvalde, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Uvalde, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Uvalde, TX conforming mortgage rates and refi rates lower than Uvalde, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Uvalde, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Uvalde, Texas

Jumbo mortgage rates in Uvalde, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Uvalde, TX and adjustable mortgage rates in Uvalde, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Uvalde, TX make.

Uvalde, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Uvalde, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Uvalde, Texas Adjustable Mortgage Rates

Adjustable Uvalde, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Uvalde, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Uvalde, TX. Most adjustable mortgages in Uvalde, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Uvalde, TX Rates & Resources


Uvalde FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 220 East Main Street, Uvalde, TX 78801

First State Bank of Uvalde

9978 200 East Nopal Street, Uvalde, TX 78801

First State Bank of Uvalde

9978 2100 East Main Street, Uvalde, TX 78801

International Bank of Commerce

19629 201 E. Main St., Uvalde, TX 78801

International Bank of Commerce

19629 2065 East Main, Uvalde, TX 78801

International Bank of Commerce

19629 3100 E. Main, Uvalde, TX 78801

The Hondo National Bank

15345 702 E Main, Uvalde, TX 78801

Uvalde National Bank

24465 727 East Main Street, Uvalde, TX 78801