Plano, TX Mortgage Rates and Refinance Rates

Mortgages in Plano, TX: Find the best Plano, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Plano, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Plano, TX. Another option is searching for Plano, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Plano, TX mortgage rates or refinance rates.

Search and Compare Plano, TX Mortgage Rates & Refinance Rates



Plano, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Plano, TX are the most popular type of mortgages rates you can find advertised for home buyers in Plano, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Plano, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Plano, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Plano, TX conforming mortgage rates and refi rates lower than Plano, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Plano, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Plano, Texas

Jumbo mortgage rates in Plano, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Plano, TX and adjustable mortgage rates in Plano, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Plano, TX make.

Plano, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Plano, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Plano, Texas Adjustable Mortgage Rates

Adjustable Plano, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Plano, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Plano, TX. Most adjustable mortgages in Plano, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Plano, TX Rates & Resources


Plano FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

American Bank of Commerce

18609 4901 W. Park Blvd. Suite 521, Plano, TX 75093

American First National Bank

34656 240 Legacy Drive, Ste, 112, Plano, TX 75023

Bank of America, National Association

3510 101 East Park Boulevard, Plano, TX 75074

Bank of America, National Association

3510 1925 Dallas Parkway, Plano, TX 75093

Bank of America, National Association

3510 2015 Coit Road, Plano, TX 75075

Bank of America, National Association

3510 3260 Preston Road, Plano, TX 75093

Bank of America, National Association

3510 3760 Highway 121, Plano, TX 75025

Bank of America, National Association

3510 5701 Legacy Drive, Plano, TX 75024

Bank of America, National Association

3510 5952 West Parker Road, Plano, TX 75093

Bank of America, National Association

3510 7001 Independence Parkway, Plano, TX 75025

Bank of America, National Association

3510 801 East Park Boulevard, Plano, TX 75074

Bank of Texas. National Association

21674 2925 Custer Road, Plano, TX 75075

Bank of Texas. National Association

21674 3305 N. Dallas Parkway, Plano, TX 75093

Bank of Texas. National Association

21674 400 Coit Road, Plano, TX 75075

Bank of Texas. National Association

21674 6105 W. Park Blvd., Plano, TX 75093

Bank of Texas. National Association

21674 9700 Coit Road, Plano, TX 75025

Beal Bank, SSB

32574 6000 Legacy Drive, Plano, TX 75024

Benchmark Bank

19215 5700 Legacy Drive Suite 10, Plano, TX 75024

Branch Banking and Trust Company

9846 409 Coit Road, Plano, TX 75075

Branch Banking and Trust Company

9846 6360 W. Plano Pkwy, Plano, TX 75093

Branch Banking and Trust Company

9846 7900 Preston Road, Plano, TX 75024

Capital One, National Association

4297 1221 E. Spring Creek Parkway, Plano, TX 75074

Capital One, National Association

4297 3401 Midway Road, Plano, TX 75093

Capital One, National Association

4297 4000 W. Springcreek Parkway, Plano, TX 75024

Capital One, National Association

4297 4024 14th Street, Plano, TX 75074

Capital One, National Association

4297 437 Coit Road, Plano, TX 75024

Capital One, National Association

4297 9724 Coit Road, Plano, TX 75025

Cathay Bank

18503 4100 Legacy Drive Suite 403, Plano, TX 75024

Citibank, National Association

7213 2400 North Dallas Parkway, Plano, TX 75093

Citibank, National Association

7213 2850 West Parker Road, Plano, TX 75075

Citibank, National Association

7213 3409 North Central Expressway, Plano, TX 75023

City Bank

25103 7800 Preston Road, Plano, TX 75024

Comerica Bank

983 2560 Dallas Parkway, Plano, TX 75093

Comerica Bank

983 3310 Premier Drive, Plano, TX 75023

Comerica Bank

983 3700 S.H. 121, Plano, TX 75025

Comerica Bank

983 8208 Preston Road, Plano, TX 75024

Community Trust Bank

12614 4909 West Park Boulevard, Suite 107, Plano, TX 75093

Compass Bank

19048 1420 Independence Parkway, Plano, TX 75075

Compass Bank

19048 2521 East 14th Street, Plano, TX 75074

Compass Bank

19048 2900 Legacy Drive, Plano, TX 75023

Compass Bank

19048 4836 West Park Blvd, Plano, TX 75093

Compass Bank

19048 5201 West Park Boulevard, Plano, TX 75093

Compass Bank

19048 6001 Windhaven Parkway, Plano, TX 75093

Compass Bank

19048 848 West Spring Creek Parkway, Plano, TX 75023

Coppermark Bank

18957 7400 Preston Rd, Plano, TX 75024

Fidelity Bank

35266 5049 West Park Boulevard, Plano, TX 75093

First International Bank

33513 1912 Avenue K, Plano, TX 75074

First National Bank of Omaha

5452 1300 Preston Road, Plano, TX 75093

First National Bank of Omaha

5452 2913 Legacy Drive, Plano, TX 75023

First National Bank Texas

3285 1700 Dallas Parkway Park, Plano, TX 75093

First National Bank Texas

3285 8801 Ohio Drive, Plano, TX 75024

First Private Bank of Texas

58497 2500 Dallas Parkway, Suite 100, Plano, TX 75093

Golden Bank, National Association

26223 240 Legacy Dr., #210, Plano, TX 75023

Inwood National Bank

19080 900 W Parker, Plano, TX 75074

JPMorgan Chase Bank, National Association

628 1517 Preston Road, Plano, TX 75093

JPMorgan Chase Bank, National Association

628 161 W Spring Creek Pkwy, Plano, TX 75023

JPMorgan Chase Bank, National Association

628 2000 W 15th Street, Plano, TX 75075

JPMorgan Chase Bank, National Association

628 2831 W 15th, Plano, TX 75075

JPMorgan Chase Bank, National Association

628 3041 West Parker Road, Plano, TX 75023

JPMorgan Chase Bank, National Association

628 3509 E Park Blvd., Suite 100, Plano, TX 75074

JPMorgan Chase Bank, National Association

628 3720 State Highway 121, Plano, TX 75025

JPMorgan Chase Bank, National Association

628 4001 W Park Blvd, Plano, TX 75093

JPMorgan Chase Bank, National Association

628 4004 Legacy Drive, Plano, TX 75024

JPMorgan Chase Bank, National Association

628 5020 West Park Boulevard, Plano, TX 75093

JPMorgan Chase Bank, National Association

628 551 East 15th Street, Plano, TX 75074

JPMorgan Chase Bank, National Association

628 5900 Preston Road, Plano, TX 75093

JPMorgan Chase Bank, National Association

628 5976 West Parker Road, Plano, TX 75093

JPMorgan Chase Bank, National Association

628 6060 Coit Road, Plano, TX 75023

JPMorgan Chase Bank, National Association

628 6201 West Park Boulevard, Plano, TX 75093

JPMorgan Chase Bank, National Association

628 8000 Independence Parkway, Plano, TX 75025

JPMorgan Chase Bank, National Association

628 9501 Custer Road, Plano, TX 75025

LegacyTexas Bank

18843 1201 East 14th Street, Plano, TX 75074

LegacyTexas Bank

18843 1573 Alma Drive, Plano, TX 75075

LegacyTexas Bank

18843 3512 Preston Road, Plano, TX 75093

LegacyTexas Bank

18843 5000 Legacy Drive, Plano, TX 75074

MetroBank, National Association

26937 3911 W. Park Blvd Suite#601, Plano, TX 75075

NexBank, SSB

29209 5601 Granite Parkway, Suite 120, Plano, TX 75024

North Dallas Bank & Trust Co.

18355 3900 Preston Road, Plano, TX 75093

Prosperity Bank

16835 2012 Midway Road, Plano, TX 75093

Prosperity Bank

16835 8901 Independence Parkway, Plano, TX 75025

Regions Bank

12368 4020 Preston Road, Plano, TX 75093

Southwestern National Bank

34319 2304 Coit Road, Suite #600, Plano, TX 75075

T Bank, National Association

57703 8100 N. Dallas Parkway, Suite 111, Plano, TX 75024

Texas Capital Bank, National Association

34383 5800 Granite Parkway, Suite 150, Plano, TX 75024

The American National Bank of Texas

23474 1101 East Plano Parkway, Plano, TX 75074

The Frost National Bank

5510 5021 W. Park Blvd, Plano, TX 75093

United Central Bank

25330 280 Legacy Drive, Plano, TX 75023

United Central Bank

25330 710 West Parker Road, Plano, TX 75075

United Community Bank, National Association

34665 3108 Midway Road Suite 101, Plano, TX 75093

Wells Fargo Bank, National Association

3511 1421 N Central Expressway, Plano, TX 75075

Wells Fargo Bank, National Association

3511 1500 Custer Road, Plano, TX 75075

Wells Fargo Bank, National Association

3511 212 Coit Road, Plano, TX 75075

Wells Fargo Bank, National Association

3511 2200 East 14th Street, Plano, TX 75074

Wells Fargo Bank, National Association

3511 2400 East Plano Parkway, Plano, TX 75074

Wells Fargo Bank, National Association

3511 2912 Legacy Dr, Plano, TX 75023

Wells Fargo Bank, National Association

3511 3300 Preston Road, Plano, TX 75093

Wells Fargo Bank, National Association

3511 3945 Legacy Drive, Plano, TX 75023

Wells Fargo Bank, National Association

3511 4000 Legacy Drive, Plano, TX 75024

Wells Fargo Bank, National Association

3511 4901 Preston Park Blvd, Plano, TX 75093

Wells Fargo Bank, National Association

3511 4975 Preston Park Boulevard, Plano, TX 75093

Wells Fargo Bank, National Association

3511 5936 W Park Blvd, Plano, TX 75093

Wells Fargo Bank, National Association

3511 5968 West Parker Road, Plano, TX 75093

Wells Fargo Bank, National Association

3511 660 N Central Expy, Plano, TX 75074

Woodforest National Bank

23220 425 Coit Road, Plano, TX 75075

Woodforest National Bank

23220 6000 Coit Rd., Plano, TX 75023

Woodforest National Bank

23220 6001 Central Expressway, Plano, TX 75023