Lubbock, TX Mortgage Rates and Refinance Rates

Mortgages in Lubbock, TX: Find the best Lubbock, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Lubbock, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Lubbock, TX. Another option is searching for Lubbock, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Lubbock, TX mortgage rates or refinance rates.

Search and Compare Lubbock, TX Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 73344, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from Texas Dow Employees Credit Union
Texas Dow Employees Credit Union
300000
Refinance
4.084
4.000
USD
Texas Dow Employees Credit Union

4.084%
5/22/2019
4.000%
at 1.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $17
 
 
30 yr fixed mtg refi Mortgage Loan from Happy State Bank
Happy State Bank
300000
Refinance
4.776
4.750
USD
Happy State Bank

4.776%
5/23/2019
4.750%
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $913
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.030
4.000
USD
LincolnWay Community Bank

4.030%
5/21/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA

4.537%
5/21/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from International Bank of Commerce
International Bank of Commerce
300000
Refinance
4.536
4.500
USD
International Bank of Commerce

4.536%
5/17/2019
4.500%
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,258
 
 
30 yr fixed mtg refi Mortgage Loan from Pinnacle Bank
Pinnacle Bank
300000
Refinance
4.508
4.375
USD
Pinnacle Bank

4.508%
5/23/2019
4.375%
at 1.250 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from First State Bank
First State Bank
300000
Refinance
4.165
4.125
USD
First State Bank

4.165%
5/23/2019
4.125%
at 0.000 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: $1,441
 
 
30 yr fixed mtg refi Mortgage Loan from Security Service Federal Credit Union
Security Service Federal Credit Union
300000
Refinance
4.508
4.500
USD
Security Service Federal Credit Union

4.508%
5/24/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $279
 
 
30 yr fixed mtg refi Mortgage Loan from Amarillo National Bank
Amarillo National Bank
300000
Refinance
4.154
4.125
USD
Amarillo National Bank

4.154%
5/24/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,038
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.783
4.750
USD
First National Bank of Omaha

4.783%
5/24/2019
4.750%
at 0.125 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Premier Bank Texas
Premier Bank Texas
300000
Refinance
4.968
4.875
USD
Premier Bank Texas

4.968%
5/24/2019
4.875%
at 0.650 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $1,241
 
 
30 yr fixed mtg refi Mortgage Loan from American Airlines Federal Credit Union
American Airlines Federal Credit Union
300000
Refinance
4.023
4.000
USD
American Airlines Federal Credit Union

4.023%
5/23/2019
4.000%
at 0.000 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $838
 
 
30 yr fixed mtg refi Mortgage Loan from Randolph-Brooks Federal Credit Union
Randolph-Brooks Federal Credit Union
300000
Refinance
4.024
4.000
USD
Randolph-Brooks Federal Credit Union

4.024%
5/24/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $864
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Lubbock, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Lubbock, TX are the most popular type of mortgages rates you can find advertised for home buyers in Lubbock, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Lubbock, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Lubbock, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Lubbock, TX conforming mortgage rates and refi rates lower than Lubbock, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Lubbock, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Lubbock, Texas

Jumbo mortgage rates in Lubbock, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Lubbock, TX and adjustable mortgage rates in Lubbock, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Lubbock, TX make.

Lubbock, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Lubbock, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Lubbock, Texas Adjustable Mortgage Rates

Adjustable Lubbock, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Lubbock, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Lubbock, TX. Most adjustable mortgages in Lubbock, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Lubbock, TX Rates & Resources


Lubbock FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

AIMBank

3304 5801 - 64th Street, Lubbock, TX 79424

American Bank of Commerce

18609 2002 W. Loop 289 #116, Lubbock, TX 79416

American Bank of Commerce

18609 3805 19th Street, Lubbock, TX 79410

American Bank of Commerce

18609 4656 North Loop 289, Lubbock, TX 79416

American Bank of Commerce

18609 50th And Memphis, Lubbock, TX 79413

American Bank of Commerce

18609 8112 Indiana Avenue, Lubbock, TX 79423

American State Bank

16701 110 Frankford Ave, Lubbock, TX 79416

American State Bank

16701 114 University Ave, Lubbock, TX 79415

American State Bank

16701 1401 Ave. Q, Lubbock, TX 79401

American State Bank

16701 1401 Avenue Q, Lubbock, TX 79401

American State Bank

16701 15th And Akron Street, Lubbock, TX 79406

American State Bank

16701 2101 Avenue Q, Lubbock, TX 79405

American State Bank

16701 2502 Utica Avenue, Lubbock, TX 79407

American State Bank

16701 3022 54th Street, Lubbock, TX 79413

American State Bank

16701 4505 98th Street, Lubbock, TX 79424

American State Bank

16701 4601 71st Street, Lubbock, TX 79424

American State Bank

16701 4827 4th Street, Lubbock, TX 79416

American State Bank

16701 5120 82nd Street, Lubbock, TX 79424

American State Bank

16701 5301 66th Street, Lubbock, TX 79424

American State Bank

16701 6402 Hartford Avenue, Lubbock, TX 79413

American State Bank

16701 6500 Indiana Avenue, Lubbock, TX 79413

American State Bank

16701 8232 University Avenue, Lubbock, TX 79423

Bank of America, National Association

3510 1002 Main Street, Lubbock, TX 79401

Bank of America, National Association

3510 1901 University Avenue, Lubbock, TX 79410

Bank of America, National Association

3510 5144 82nd Street, Lubbock, TX 79424

Citizens Bank

15591 6602 Quaker Avenue, Lubbock, TX 79413

Citizens Bank

15591 7207 82nd Street, Lubbock, TX 79424

City Bank

25103 3251 50th Street, Lubbock, TX 79413

City Bank

25103 5211 Brownfield Road, Lubbock, TX 79407

City Bank

25103 5219 City Bank Parkway, Lubbock, TX 79408

City Bank

25103 5506 4th Street, Lubbock, TX 79416

City Bank

25103 5815 82nd Street, Suite 120, Lubbock, TX 79424

City Bank

25103 611 University, Lubbock, TX 79401

City Bank

25103 6501 University Avenue, Lubbock, TX 79413

City Bank

25103 6524 82nd Street, Lubbock, TX 79424

City Bank

25103 8009 University Ave., Lubbock, TX 79423

City Bank

25103 8201 Quaker Avenue, Lubbock, TX 79424

Commercial State Bank

17687 6533 82nd, Lubbock, TX 79423

Compass Bank

19048 1617 Broadway, Lubbock, TX 79401

Compass Bank

19048 4718 4th Street, Lubbock, TX 79416

Compass Bank

19048 6601 Indiana Ave, Lubbock, TX 79413

Compass Bank

19048 8200 Nashville Avenue, Lubbock, TX 79423

First Bank & Trust Company

14778 3405 22nd Street, Lubbock, TX 79410

First Bank & Trust Company

14778 7806 Indiana Avenue, Lubbock, TX 79423

First Bank & Trust Company

14778 9816 Slide Road, Lubbock, TX 79424

First National Bank Texas

3285 1911 4th Street, Lubbock, TX 79415

First National Bank Texas

3285 4215 South 289 Loop, Lubbock, TX 79423

First National Bank Texas

3285 6315 82nd Street, Lubbock, TX 79424

First National Bank Texas

3285 702 West Loop 289, Lubbock, TX 79416

First United Bank

12769 5802 4th Street, Lubbock, TX 79416

First United Bank

12769 5802 Fourth Street, Lubbock, TX 79416

First United Bank

12769 6604 Frankford Avenue, Lubbock, TX 79424

FirstCapital Bank of Texas, National Association

35028 6811 Indiana Ave., Lubbock, TX 79413

LONE STAR STATE BANK OF WEST TEXAS

3116 2599 74th St., Lubbock, TX 79423

Lubbock National Bank

22752 1001 Main Street, Lubbock, TX 79401

Lubbock National Bank

22752 4006 82nd Street, Lubbock, TX 79423

Lubbock National Bank

22752 4408 19th Street, Lubbock, TX 79413

Lubbock National Bank

22752 4811 50th Street, Lubbock, TX 79414

Lubbock National Bank

22752 6548 43rd Street, Suite 1, Lubbock, TX 79407

Lubbock National Bank

22752 9604 96th Street, Lubbock, TX 79424

Peoples Bank

19788 3801 34th Street, Lubbock, TX 79424

Peoples Bank

19788 5820 82nd Street, Lubbock, TX 79424

PlainsCapital Bank

17491 1502 Avenue J, Lubbock, TX 79401

PlainsCapital Bank

17491 2524 82nd Street, Lubbock, TX 79423

PlainsCapital Bank

17491 3615 19th Street, Lubbock, TX 79410

PlainsCapital Bank

17491 4002 16th St, Lubbock, TX 79416

PlainsCapital Bank

17491 4021 84th Street, Lubbock, TX 79423

PlainsCapital Bank

17491 4401-A Brownsfield Highway, Lubbock, TX 79407

PlainsCapital Bank

17491 4415 Fourth Street, Lubbock, TX 79416

PlainsCapital Bank

17491 5010 University Street, Lubbock, TX 79408

PlainsCapital Bank

17491 5821 82nd Street, Lubbock, TX 79424

PlainsCapital Bank

17491 6002 Slide Road, Lubbock, TX 79414

PlainsCapital Bank

17491 7316 Slide Road, Lubbock, TX 79413

PlainsCapital Bank

17491 803 University Ave., Lubbock, TX 79401

PlainsCapital Bank

17491 9802 Quaker, Lubbock, TX 79424

Platinum Bank

58608 6502 Slide Road, Suite 110, Lubbock, TX 79424

Security State Bank

16631 4415 71st Street, Suite 15, Lubbock, TX 79424

Security State Bank

16631 7801 Quaker Avenue, Lubbock, TX 79424

Southwest Bank

16652 10115 Quaker, Lubbock, TX 79424

Vista Bank

1210 4515 98th Street, Lubbock, TX 79424

Vista Bank

1210 4621 50th Street, Lubbock, TX 79414

Wells Fargo Bank, National Association

3511 1001 N Ave Q, Lubbock, TX 79403

Wells Fargo Bank, National Association

3511 112 North University Ave, Lubbock, TX 79415

Wells Fargo Bank, National Association

3511 1215 University Avenue, Lubbock, TX 79401

Wells Fargo Bank, National Association

3511 1500 Broadway Street, Lubbock, TX 79401

Wells Fargo Bank, National Association

3511 1703 50th Street, Lubbock, TX 79412

Wells Fargo Bank, National Association

3511 2630 Parkway Drive, Lubbock, TX 79403

Wells Fargo Bank, National Association

3511 2703 82nd Street, Lubbock, TX 79423

Wells Fargo Bank, National Association

3511 3405 50th Stteet, Lubbock, TX 79413

Wells Fargo Bank, National Association

3511 401 Slide Road, Lubbock, TX 79416

Wells Fargo Bank, National Association

3511 4323 50th Street, Lubbock, TX 79413

Wells Fargo Bank, National Association

3511 4905 82nd Street, Lubbock, TX 79424

Wells Fargo Bank, National Association

3511 8010 Frankford Avenue, Lubbock, TX 79424

Western Bank

1720 5701 82nd Street, Lubbock, TX 79424