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Littlefield, Texas Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com @ Texas Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com
 

Littlefield, TX Mortgage Rates and Refinance Rates

Mortgages in Littlefield, TX: Find the best Littlefield, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Littlefield, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Littlefield, TX. Another option is searching for Littlefield, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Littlefield, TX mortgage rates or refinance rates.

Search and Compare Littlefield, TX Mortgage Rates & Refinance Rates



Littlefield, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Littlefield, TX are the most popular type of mortgages rates you can find advertised for home buyers in Littlefield, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Littlefield, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Littlefield, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Littlefield, TX conforming mortgage rates and refi rates lower than Littlefield, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Littlefield, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Littlefield, Texas

Jumbo mortgage rates in Littlefield, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Littlefield, TX and adjustable mortgage rates in Littlefield, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Littlefield, TX make.

Littlefield, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Littlefield, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Littlefield, Texas Adjustable Mortgage Rates

Adjustable Littlefield, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Littlefield, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Littlefield, TX. Most adjustable mortgages in Littlefield, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Littlefield, TX Rates & Resources


Littlefield FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

AIMBank

3304 102 East Wjb, Littlefield, TX 79339

AIMBank

3304 337 Phelps Avenue, Littlefield, TX 79339

American State Bank

16701 1601 South Phelps, Littlefield, TX 79339

First Federal Bank Littlefield, Texas

30291 2123 Phelps Avenue, Littlefield, TX 79339

First Federal Bank Littlefield, Texas

30291 301 Xit Drive, Littlefield, TX 79339

First United Bank

12769 2003 South Hall Avenue, Littlefield, TX 79339

Security State Bank

16631 501 Phelps Avenue, Littlefield, TX 79339

Security State Bank

16631 532 Phelps Avenue, Littlefield, TX 79339