Laredo, TX Mortgage Rates and Refinance Rates

Mortgages in Laredo, TX: Find the best Laredo, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Laredo, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Laredo, TX. Another option is searching for Laredo, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Laredo, TX mortgage rates or refinance rates.

Search and Compare Laredo, TX Mortgage Rates & Refinance Rates



Laredo, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Laredo, TX are the most popular type of mortgages rates you can find advertised for home buyers in Laredo, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Laredo, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Laredo, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Laredo, TX conforming mortgage rates and refi rates lower than Laredo, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Laredo, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Laredo, Texas

Jumbo mortgage rates in Laredo, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Laredo, TX and adjustable mortgage rates in Laredo, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Laredo, TX make.

Laredo, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Laredo, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Laredo, Texas Adjustable Mortgage Rates

Adjustable Laredo, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Laredo, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Laredo, TX. Most adjustable mortgages in Laredo, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Laredo, TX Rates & Resources


Laredo FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 5313 San Dario, Laredo, TX 78041

Bank of America, National Association

3510 7676 Mcpherson Avenue, Laredo, TX 78041

Commerce Bank

23772 1200 Welby Court, Laredo, TX 78041

Commerce Bank

23772 2120 Saunders Ave, Laredo, TX 78041

Commerce Bank

23772 5800 San Dario, Laredo, TX 78041

Commerce Bank

23772 Zapata Highway And Blaine Street, Laredo, TX 78043

Compass Bank

19048 102 Del Court, Laredo, TX 78041

Compass Bank

19048 1311 East Del Mar Boulevard, Laredo, TX 78045

Compass Bank

19048 2211 Guadalupe Street, Laredo, TX 78043

Compass Bank

19048 2310 Bob Bullock Loop, Laredo, TX 78043

Compass Bank

19048 2615 South Zapata Highway, Laredo, TX 78046

Compass Bank

19048 5300 San Dario Avenue, Suite 137, Laredo, TX 78040

Compass Bank

19048 5400 Mcpherson Road, Laredo, TX 78041

Compass Bank

19048 5810 North San Bernardo Avenue, Laredo, TX 78041

Compass Bank

19048 700 San Bernardo Avenue, Laredo, TX 78040

Compass Bank

19048 9502 Mines Road, Laredo, TX 78045

Compass Bank

19048 9801 Mcpherson Road, Laredo, TX 78045

Falcon International Bank

26856 10511 Mcpherson Rd., Laredo, TX 78045

Falcon International Bank

26856 204 Bob Bullock Loop, Laredo, TX 78041

Falcon International Bank

26856 5219 Mcpherson Road, Laredo, TX 78041

Falcon International Bank

26856 7718 Mcpherson Road, Laredo, TX 78045

Falcon International Bank

26856 801 Matamoros Street, Laredo, TX 78040

First National Bank

14318 2102 Guadalupe, Laredo, TX 78043

First National Bank

14318 6002 N. Mcpherson, Laredo, TX 78042

First National Bank

14318 6625 San Dario Avenue, Laredo, TX 78041

Inter National Bank

25879 7219 Mcpherson Road, Laredo, TX 78041

International Bank of Commerce

19629 1002 Matamoros Street, Laredo, TX 78042

International Bank of Commerce

19629 1200 San Bernardo Avenue, Laredo, TX 78040

International Bank of Commerce

19629 1300 Guadalupe Street, Laredo, TX 78040

International Bank of Commerce

19629 1320 San Dario Ave, Laredo, TX 78040

International Bank of Commerce

19629 1911 E. Bob Bullock, Laredo, TX 78043

International Bank of Commerce

19629 210 W. Del Mar Blvd, Laredo, TX 78041

International Bank of Commerce

19629 2310 E. Saunders St., Laredo, TX 78041

International Bank of Commerce

19629 2320 Bob Bullock Loop 20, Laredo, TX 78046

International Bank of Commerce

19629 2415 South Zapata Highway, Laredo, TX 78046

International Bank of Commerce

19629 2418 Jacaman, Laredo, TX 78041

International Bank of Commerce

19629 2442 San Isidro Parkway, Laredo, TX 78045

International Bank of Commerce

19629 4401 Hwy 83 South, Laredo, TX 78046

International Bank of Commerce

19629 4501 San Bernardo, Laredo, TX 78041

International Bank of Commerce

19629 4801 San Dario, Laredo, TX 78041

International Bank of Commerce

19629 5300 San Dario Ste. 202, Laredo, TX 78041

International Bank of Commerce

19629 5300 San Dario, Ste 440d, Laredo, TX 78041

International Bank of Commerce

19629 5610 San Bernardo, Laredo, TX 78041

International Bank of Commerce

19629 7002 San Bernardo, Laredo, TX 78040

International Bank of Commerce

19629 7909 Mcpherson Ave., Laredo, TX 78045

International Bank of Commerce

19629 9710 Mines Rd, Laredo, TX 78045

JPMorgan Chase Bank, National Association

628 10720 International Blvd, Laredo, TX 78045

JPMorgan Chase Bank, National Association

628 1920 Bob Bullock Loop, Laredo, TX 78043

JPMorgan Chase Bank, National Association

628 4819 San Dario, Laredo, TX 78041

San Antonio National Bank

3405 220 West Village, Laredo, TX 78041

Texas Community Bank, National Association

24563 6302 Sinatra Parkway, Laredo, TX 78041

Texas Community Bank, National Association

24563 6721 Mcpherson Road, Laredo, TX 78041

Wells Fargo Bank, National Association

3511 10611 Mcpherson Road, Laredo, TX 78045

Wells Fargo Bank, National Association

3511 1100 Matamoros Street, Laredo, TX 78040

Wells Fargo Bank, National Association

3511 1220 Guadalupe Street, Laredo, TX 78040

Wells Fargo Bank, National Association

3511 5219 San Dario Avenue, Laredo, TX 78041