La Vernia, TX Mortgage Rates and Refinance Rates

Mortgages in La Vernia, TX: Find the best La Vernia, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in La Vernia, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in La Vernia, TX. Another option is searching for La Vernia, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of La Vernia, TX mortgage rates or refinance rates.

Search and Compare La Vernia, TX Mortgage Rates & Refinance Rates

La Vernia, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in La Vernia, TX are the most popular type of mortgages rates you can find advertised for home buyers in La Vernia, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. La Vernia, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees La Vernia, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes La Vernia, TX conforming mortgage rates and refi rates lower than La Vernia, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by La Vernia, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in La Vernia, Texas

Jumbo mortgage rates in La Vernia, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in La Vernia, TX and adjustable mortgage rates in La Vernia, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in La Vernia, TX make.

La Vernia, Texas Fixed Mortgage Rates and Fixed Refinance Rates

La Vernia, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

La Vernia, Texas Adjustable Mortgage Rates

Adjustable La Vernia, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in La Vernia, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in La Vernia, TX. Most adjustable mortgages in La Vernia, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for La Vernia, TX Rates & Resources

La Vernia FDIC Insured Banks

Bank Name

FDIC Cert Number


Nixon State Bank

9970 628 West Highway 87, La Vernia, TX 78121

Wells Fargo Bank, National Association

3511 119 W Chihuahua St, La Vernia, TX 78121