Giddings, TX Mortgage Rates and Refinance Rates

Mortgages in Giddings, TX: Find the best Giddings, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Giddings, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Giddings, TX. Another option is searching for Giddings, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Giddings, TX mortgage rates or refinance rates.

Search and Compare Giddings, TX Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 73344, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.679
4.625
USD
at 0.100 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,575
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.783
4.625
USD
First Mortgage Direct Logo
at 1.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $2,442
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.572
4.490
USD
Sebonic Financial Logo
at 0.100 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $2,558
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.852
4.750
USD
Ally Bank Logo
at 0.100 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $3,196
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.562
4.460
USD
Sol Mortgage Logo
at 0.100 pts
30 day lock rate
Est payment: $1,512.93
Fees in APR: $3,271
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.677
4.490
USD
ConsumerDirect Mortgage, a division of First Bank Logo
at 1.000 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $3,491
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.795
4.625
USD
HomeDirect Mortgage Logo
at 1.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $2,847
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.848
4.750
USD
Flagstar Bank Logo
at 0.100 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $3,059
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from LoanFlight Lending, LLC
LoanFlight Lending, LLC
https://www.brimg.net/system/img/inst/10477_logo.gif
300000
Refinance
4.551
4.500
USD
at 0.100 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,482
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.646
4.615
USD
Sebonic Financial Logo
at 0.000 pts
30 day lock rate
Est payment: $1,540.62
Fees in APR: $1,079
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.750
4.750
USD
First Mortgage Direct Logo
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: None
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
5.011
5.000
USD
Ally Bank Logo
at 0.000 pts
45 day lock rate
Est payment: $1,610.46
Fees in APR: $366
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.750
4.750
USD
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
5.035
5.000
USD
Flagstar Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $1,610.46
Fees in APR: $1,203
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.875
4.875
USD
HomeDirect Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: None
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.642
4.615
USD
Sol Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,540.62
Fees in APR: $951
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from LoanFlight Lending, LLC
LoanFlight Lending, LLC
https://www.brimg.net/system/img/inst/10477_logo.gif
300000
Refinance
4.750
4.750
USD
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: None
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.875
4.875
USD
at 0.000 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: None
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.654
4.625
USD
ConsumerDirect Mortgage, a division of First Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $995
 
30 yr fixed Mortgage Loan from TIAA Bank
TIAA Bank
https://www.brimg.net/system/img/inst/1947_logo.gif
300000
Refinance
4.927
4.875
USD
TIAA Bank Logo
at 0.000 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: $1,767
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.785
4.625
USD
Flagstar Bank Logo
at 1.100 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $2,199
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
9.563
9.125
USD
Sol Mortgage Logo
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $7,996
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from eRates Mortgage
eRates Mortgage
https://www.brimg.net/system/img/inst/9139_logo.gif
300000
Refinance
4.547
4.375
USD
at 1.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,700
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.436
4.240
USD
Sebonic Financial Logo
at 1.100 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $3,572
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from LoanFlight Lending, LLC
LoanFlight Lending, LLC
https://www.brimg.net/system/img/inst/10477_logo.gif
300000
Refinance
4.416
4.250
USD
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,532
Thanks for the inquiry! 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
5.192
5.125
USD
First National Bank of Omaha

5.192%
11/15/2018
5.125%
at 0.500 pts
60 day lock rate
Est payment: $1,633.46
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Pinnacle Bank
Pinnacle Bank
300000
Refinance
5.115
5.000
USD
Pinnacle Bank

5.115%
11/15/2018
5.000%
at 1.000 pts
45 day lock rate
Est payment: $1,610.46
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from Happy State Bank
Happy State Bank
300000
Refinance
5.277
5.250
USD
Happy State Bank

5.277%
11/15/2018
5.250%
at 0.000 pts
30 day lock rate
Est payment: $1,656.61
Fees in APR: $913
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
5.163
5.125
USD
Raymond James Bank, NA

5.163%
11/13/2018
5.125%
at 0.000 pts
45 day lock rate
Est payment: $1,633.46
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Interstate Bank, SSB
Interstate Bank, SSB
300000
Refinance
4.925
4.875
USD
Interstate Bank, SSB

4.925%
11/15/2018
4.875%
at 0.250 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $960
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.907
4.875
USD
LincolnWay Community Bank

4.907%
11/13/2018
4.875%
at 0.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Texas Dow Employees Credit Union
Texas Dow Employees Credit Union
300000
Refinance
4.963
4.875
USD
Texas Dow Employees Credit Union

4.963%
11/14/2018
4.875%
at 1.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $17
 
 
30 yr fixed mtg refi Mortgage Loan from Premier Bank Texas
Premier Bank Texas
300000
Refinance
5.284
5.250
USD
Premier Bank Texas

5.284%
11/16/2018
5.250%
at 0.000 pts
30 day lock rate
Est payment: $1,656.61
Fees in APR: $1,140
 
 
30 yr fixed mtg refi Mortgage Loan from JSC Federal Credit Union
JSC Federal Credit Union
300000
Refinance
5.250
5.125
USD
JSC Federal Credit Union

5.250%
11/16/2018
5.125%
at 1.000 pts
30 day lock rate
Est payment: $1,633.46
Fees in APR: $1,195
 
 
30 yr fixed mtg refi Mortgage Loan from Randolph-Brooks Federal Credit Union
Randolph-Brooks Federal Credit Union
300000
Refinance
5.151
5.125
USD
Randolph-Brooks Federal Credit Union

5.151%
11/16/2018
5.125%
at 0.000 pts
30 day lock rate
Est payment: $1,633.46
Fees in APR: $864
 
 
30 yr fixed mtg refi Mortgage Loan from Security Service Federal Credit Union
Security Service Federal Credit Union
300000
Refinance
5.258
5.250
USD
Security Service Federal Credit Union

5.258%
11/16/2018
5.250%
at 0.000 pts
60 day lock rate
Est payment: $1,656.61
Fees in APR: $279
 
 
30 yr fixed mtg refi Mortgage Loan from Amarillo National Bank
Amarillo National Bank
300000
Refinance
5.281
5.250
USD
Amarillo National Bank

5.281%
11/16/2018
5.250%
at 0.000 pts
30 day lock rate
Est payment: $1,656.61
Fees in APR: $1,038
 
 
30 yr fixed mtg refi Mortgage Loan from International Bank of Commerce
International Bank of Commerce
300000
Refinance
5.413
5.375
USD
International Bank of Commerce

5.413%
11/16/2018
5.375%
at 0.000 pts
30 day lock rate
Est payment: $1,679.91
Fees in APR: $1,258
 
 
30 yr fixed mtg refi Mortgage Loan from American Airlines Federal Credit Union
American Airlines Federal Credit Union
300000
Refinance
4.774
4.750
USD
American Airlines Federal Credit Union

4.774%
11/15/2018
4.750%
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $838
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Giddings, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Giddings, TX are the most popular type of mortgages rates you can find advertised for home buyers in Giddings, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Giddings, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Giddings, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Giddings, TX conforming mortgage rates and refi rates lower than Giddings, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Giddings, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Giddings, Texas

Jumbo mortgage rates in Giddings, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Giddings, TX and adjustable mortgage rates in Giddings, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Giddings, TX make.

Giddings, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Giddings, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Giddings, Texas Adjustable Mortgage Rates

Adjustable Giddings, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Giddings, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Giddings, TX. Most adjustable mortgages in Giddings, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Giddings, TX Rates & Resources


Giddings FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Capital One, National Association

4297 708 East Austin, Giddings, TX 78942

Citizens National Bank

3127 104 West Austin, Giddings, TX 78942

Citizens National Bank

3127 237 South Main, Giddings, TX 78942

Classic Bank, National Association

3126 825 East Austin, Giddings, TX 78942

First National Bank of Giddings

3217 108 East Austin, Giddings, TX 78942

First National Bank of Giddings

3217 220 North Main, Giddings, TX 78942

Round Top State Bank

19358 1442 East Austin Street, Giddings, TX 78942