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Fort Stockton, Texas Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com @ Texas Mortgage Rates and Refinance Rates from MortgageRates.RatesORama.com
 

Fort Stockton, TX Mortgage Rates and Refinance Rates

Mortgages in Fort Stockton, TX: Find the best Fort Stockton, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Fort Stockton, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Fort Stockton, TX. Another option is searching for Fort Stockton, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Fort Stockton, TX mortgage rates or refinance rates.

Search and Compare Fort Stockton, TX Mortgage Rates & Refinance Rates



Fort Stockton, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Fort Stockton, TX are the most popular type of mortgages rates you can find advertised for home buyers in Fort Stockton, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Fort Stockton, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Fort Stockton, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Fort Stockton, TX conforming mortgage rates and refi rates lower than Fort Stockton, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Fort Stockton, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Fort Stockton, Texas

Jumbo mortgage rates in Fort Stockton, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Fort Stockton, TX and adjustable mortgage rates in Fort Stockton, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Fort Stockton, TX make.

Fort Stockton, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Fort Stockton, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Fort Stockton, Texas Adjustable Mortgage Rates

Adjustable Fort Stockton, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Fort Stockton, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Fort Stockton, TX. Most adjustable mortgages in Fort Stockton, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Fort Stockton, TX Rates & Resources


Fort Stockton FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

First National Bank of Fort Stockton

17913 1000 West Dickinson Boulevard, Fort Stockton, TX 79735

Guaranty Bond Bank

1208 809 W. Dickinson Blvd., Fort Stockton, TX 79735

The Pecos County State Bank

13006 500 North Main Street, Fort Stockton, TX 79735

The Pecos County State Bank

13006 510 West Dickinson Boulevard, Fort Stockton, TX 79735