El Paso, TX Mortgage Rates and Refinance Rates

Mortgages in El Paso, TX: Find the best El Paso, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in El Paso, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in El Paso, TX. Another option is searching for El Paso, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of El Paso, TX mortgage rates or refinance rates.

Search and Compare El Paso, TX Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 73344, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hamilton National Mortgage Co.
Hamilton National Mortgage Co.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112315.gif
300000
Purchase
3.369%
3.250%
USD
Hamilton National Mortgage Co. Logo
NMLS # 122701
09/20/2019
at 1.500 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $4,530
Guaranteed on-time closings and Consistently The Lowest Rates Since 1986!!! No Lender Fees Why Pay More?
 
PERIOD_FIXED_30YEARS Mortgage Loan from D&H Lending, Inc.
D&H Lending, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112294.gif
300000
Purchase
3.420%
3.250%
USD
D&H Lending, Inc. Logo
NMLS # 329429
State Lic # 329429
09/20/2019
at 1.875 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $6,502
Low Rates. Low Costs. Awesome Experience.
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





El Paso, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in El Paso, TX are the most popular type of mortgages rates you can find advertised for home buyers in El Paso, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. El Paso, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees El Paso, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes El Paso, TX conforming mortgage rates and refi rates lower than El Paso, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by El Paso, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in El Paso, Texas

Jumbo mortgage rates in El Paso, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in El Paso, TX and adjustable mortgage rates in El Paso, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in El Paso, TX make.

El Paso, Texas Fixed Mortgage Rates and Fixed Refinance Rates

El Paso, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

El Paso, Texas Adjustable Mortgage Rates

Adjustable El Paso, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in El Paso, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in El Paso, TX. Most adjustable mortgages in El Paso, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for El Paso, TX Rates & Resources


El Paso FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Armed Forces Bank, National Association

4666 Bldg 13471, Sgt Major Blvd, Biggs Army Airfield, El Paso, TX 79913

Bank of America, National Association

3510 11320 Montwood Drive, El Paso, TX 79936

Bank of America, National Association

3510 1212 Hawkins Boulevard, El Paso, TX 79925

Bank of America, National Association

3510 1330 North Lee Trevino Dr, El Paso, TX 79936

Bank of America, National Association

3510 1810 North Zaragosa Road, El Paso, TX 79936

Bank of America, National Association

3510 330 North Mesa Street, El Paso, TX 79901

Bank of America, National Association

3510 4726 Woodrow Bean Trans Mountain Road, El Paso, TX 79924

Bank of America, National Association

3510 5004 Montana Avenue, El Paso, TX 79903

Bank of America, National Association

3510 615 North El Paso Street, El Paso, TX 79901

Bank of America, National Association

3510 685 Sunland Park Drive, El Paso, TX 79912

Bank of America, National Association

3510 7575 North Mesa Street, El Paso, TX 79912

Bank of America, National Association

3510 9101 Dyer Street, El Paso, TX 79924

Bank of Texas

18576 320 Texas Avenue, El Paso, TX 79901

Bank of the West

32941 10400 Montwood Drive, El Paso, TX 79935

Bank of the West

32941 12101 Montwood Drive, El Paso, TX 79936

Bank of the West

32941 425 East Redd Road, El Paso, TX 79912

Bank of the West

32941 4721 Hondo Pass, El Paso, TX 79904

Bank of the West

32941 500 North Mesa Street, El Paso, TX 79901

Bank of the West

32941 6700 North Mesa, El Paso, TX 79912

Bank of the West

32941 8340 Gateway East, El Paso, TX 79907

Bank of the West

32941 8865 Viscount Blvd, El Paso, TX 79925

Capital Bank, SSB

35322 2500 N. Mesa, Suite A, El Paso, TX 79902

Capital Bank, SSB

35322 8700 Montana, El Paso, TX 79925

City Bank

25103 1418 George Dieter, El Paso, TX 79936

City Bank

25103 7901 N. Mesa, El Paso, TX 79932

Compass Bank

19048 1610 Zaragosa Street, El Paso, TX 79936

Compass Bank

19048 2110 Yarbrough Drive, El Paso, TX 79925

Compass Bank

19048 601 North Mesa Street, El Paso, TX 79901

Compass Bank

19048 6044 Gateway Boulevard East, El Paso, TX 79905

Compass Bank

19048 690 Sunland Park Drive, El Paso, TX 79912

Compass Bank

19048 7744 North Loop Road, El Paso, TX 79915

Compass Bank

19048 9870 Gateway Boulevard North, El Paso, TX 79924

First National Bank

14318 11860 Vista Del Sol, El Paso, TX 79936

First National Bank

3191 12798 Edgemere, El Paso, TX 79938

First National Bank

3191 150 South Resler, El Paso, TX 79912

First National Bank

14318 4849 North Mesa, El Paso, TX 79912

First National Bank

3191 7400 Viscount, El Paso, TX 79926

First National Bank

3191 9343 Alameda Avenue, El Paso, TX 79907

First National Bank Texas

3285 10727 Gateway Blvd. W., El Paso, TX 79925

First National Bank Texas

3285 1551 Zaragosa Road, El Paso, TX 79936

First National Bank Texas

3285 1850 North Zarogoza Rd, El Paso, TX 79936

First National Bank Texas

3285 3000 Saul Kleinfeld Dr, El Paso, TX 79936

First National Bank Texas

3285 4530 Woodrow Bean Trans Mountain Road, El Paso, TX 79924

First National Bank Texas

3285 5360 N. Desert Blvd., El Paso, TX 79912

First National Bank Texas

3285 7101 Gateway Blvd. W., El Paso, TX 79925

First National Bank Texas

3285 7555 North Mesa, El Paso, TX 79912

First National Bank Texas

3285 9441 Alameda Avenue, El Paso, TX 79907

First National Bank Texas

3285 951 N. Resler, El Paso, TX 79912

Inter National Bank

25879 175 E. Arizona, El Paso, TX 79902

Inter National Bank

25879 1790 Lee Trevino Dr, Ste 100, El Paso, TX 79936

Inter National Bank

25879 251 Shadow Mountain Dr, El Paso, TX 79912

JPMorgan Chase Bank, National Association

628 11391 Montwood Drive, El Paso, TX 79936

JPMorgan Chase Bank, National Association

628 135 Shadow Mountain Drive, El Paso, TX 79912

JPMorgan Chase Bank, National Association

628 1533 Lee Trevino Drive, El Paso, TX 79936

JPMorgan Chase Bank, National Association

628 1890 Joe Battle Blvd, El Paso, TX 79936

JPMorgan Chase Bank, National Association

628 201 East Main And Mesa Street, El Paso, TX 79901

JPMorgan Chase Bank, National Association

628 2801 Montana Avenue, El Paso, TX 79903

JPMorgan Chase Bank, National Association

628 5209 Wren Avenue, El Paso, TX 79924

JPMorgan Chase Bank, National Association

628 5760 Alameda, El Paso, TX 79905

JPMorgan Chase Bank, National Association

628 7598 North Mesa, El Paso, TX 79912

United Bank of El Paso del Norte

57119 125 Mesa Hills Drive, El Paso, TX 79912

United Bank of El Paso del Norte

57119 1726 North Zaragoza Road, El Paso, TX 79936

United Bank of El Paso del Norte

57119 9601 Gateway West, El Paso, TX 79925

Wells Fargo Bank, National Association

3511 10720 N Loop Dr, El Paso, TX 79927

Wells Fargo Bank, National Association

3511 12185 Montwood Drive, El Paso, TX 79936

Wells Fargo Bank, National Association

3511 1340 George Dieter Drive, El Paso, TX 79936

Wells Fargo Bank, National Association

3511 1530 N Lee Trevino Dr, El Paso, TX 79936

Wells Fargo Bank, National Association

3511 1722 Marshall Road, El Paso, TX 79916

Wells Fargo Bank, National Association

3511 221 North Kansas Street, El Paso, TX 79901

Wells Fargo Bank, National Association

3511 222 N Kansas St, El Paso, TX 79901

Wells Fargo Bank, National Association

3511 2340 North Mesa Street, El Paso, TX 79902

Wells Fargo Bank, National Association

3511 4600 Trans Mountain Drive, El Paso, TX 79924

Wells Fargo Bank, National Association

3511 500 N. Zaragoza Road, Suite G, El Paso, TX 79907

Wells Fargo Bank, National Association

3511 500 W University Avenue, Room 104, El Paso, TX 79968

Wells Fargo Bank, National Association

3511 6175 Gateway Boulevard West, El Paso, TX 79925

Wells Fargo Bank, National Association

3511 6225 Gateway Blvd W, El Paso, TX 79925

Wells Fargo Bank, National Association

3511 665 E. Redd Road, El Paso, TX 79912

Wells Fargo Bank, National Association

3511 6960 North Mesa Street, El Paso, TX 79912