Concord, TX Mortgage Rates and Refinance Rates

Mortgages in Concord, TX: Find the best Concord, TX mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Concord, TX, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Concord, TX. Another option is searching for Concord, TX refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Concord, TX mortgage rates or refinance rates.

Search and Compare Concord, TX Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 73344, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from D&H Lending, Inc.
D&H Lending, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112294.gif
300000
Purchase
3.429%
3.250%
USD
D&H Lending, Inc. Logo
NMLS # 329429
State Lic # 329429
09/20/2019
at 1.875 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $6,838
Low Rates. Low Costs. Awesome Experience.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Hamilton National Mortgage Co.
Hamilton National Mortgage Co.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112315.gif
300000
Purchase
3.360%
3.250%
USD
Hamilton National Mortgage Co. Logo
NMLS # 122701
09/20/2019
at 1.375 pts
30 day lock rate
Est payment: $1,306
Fees in APR: $4,155
Guaranteed on-time closings and Consistently The Lowest Rates Since 1986!!! No Lender Fees Why Pay More?
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Concord, Texas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Concord, TX are the most popular type of mortgages rates you can find advertised for home buyers in Concord, TX. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Concord, TX mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Concord, TX banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Concord, TX conforming mortgage rates and refi rates lower than Concord, TX jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Concord, TX home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Concord, Texas

Jumbo mortgage rates in Concord, TX are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Concord, TX and adjustable mortgage rates in Concord, TX. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Concord, TX make.

Concord, Texas Fixed Mortgage Rates and Fixed Refinance Rates

Concord, TX fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Concord, Texas Adjustable Mortgage Rates

Adjustable Concord, TX mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Concord, TX are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Concord, TX. Most adjustable mortgages in Concord, TX have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Concord FDIC Insured Banks

There are no FDIC insured banks in Concord