Scottdale, PA Mortgage Rates and Refinance Rates

Mortgages in Scottdale, PA: Find the best Scottdale, PA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Scottdale, PA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Scottdale, PA. Another option is searching for Scottdale, PA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Scottdale, PA mortgage rates or refinance rates.

Search and Compare Scottdale, PA Mortgage Rates & Refinance Rates



Scottdale, Pennsylvania Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Scottdale, PA are the most popular type of mortgages rates you can find advertised for home buyers in Scottdale, PA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Scottdale, PA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Scottdale, PA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Scottdale, PA conforming mortgage rates and refi rates lower than Scottdale, PA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Scottdale, PA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Scottdale, Pennsylvania

Jumbo mortgage rates in Scottdale, PA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Scottdale, PA and adjustable mortgage rates in Scottdale, PA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Scottdale, PA make.

Scottdale, Pennsylvania Fixed Mortgage Rates and Fixed Refinance Rates

Scottdale, PA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Scottdale, Pennsylvania Adjustable Mortgage Rates

Adjustable Scottdale, PA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Scottdale, PA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Scottdale, PA. Most adjustable mortgages in Scottdale, PA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Scottdale, PA Rates & Resources


Scottdale FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

PNC Bank, National Association

6384 157 Pittsburgh Street, Scottdale, PA 15683

PNC Bank, National Association

6384 Pittsburgh And Broadway, Scottdale, PA 15683

Standard Bank, PaSB

27757 100 Pittsburgh Street, Scottdale, PA 15683

The Scottdale Bank & Trust Company

10688 150 Pittsburgh Street, Scottdale, PA 15683