Oregon Mortgage Rates and Refinance Rates Today

Mortgages in Oregon: Find the best Oregon mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Oregon, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Oregon. Another option is searching for Oregon refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Oregon mortgage rates or refinance rates.

Search and Compare Oregon Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Sep 20, 2019
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 97303, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.155%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from One True Loan, Inc.
One True Loan, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111584.gif
300000
Purchase
3.244%
3.125%
USD
One True Loan, Inc. Logo
NMLS # 1132440
State Lic # ML-5346
09/20/2019
at 1.500 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $4,545
Get anonymous quotes instantly online and compare your rates and terms side-by-side.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
09/20/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Oregon Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Oregon are the most popular type of mortgages rates you can find advertised for home buyers in Oregon. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Oregon mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Oregon banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Oregon conforming mortgage rates and refi rates lower than Oregon jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Oregon home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Oregon

Jumbo mortgage rates in Oregon are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Oregon and adjustable mortgage rates in Oregon. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Oregon make.

Oregon Fixed Mortgage Rates and Fixed Refinance Rates

Oregon fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Oregon Adjustable Mortgage Rates

Adjustable Oregon mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Oregon are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Oregon. Most adjustable mortgages in Oregon have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Oregon