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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Oregon Mortgage Rates and Refinance Rates Today

Mortgages in Oregon: Find the best Oregon mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Oregon, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Oregon. Another option is searching for Oregon refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Oregon mortgage rates or refinance rates.

Search and Compare Oregon Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Jul 20, 2018
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 97303, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.323
4.250
USD
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,305
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.178
4.124
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.77
Fees in APR: $1,638
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.131
4.000
USD
at 0.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $4,381
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Hart West Financial
Hart West Financial
https://www.brimg.net/system/img/inst/2037_logo.gif
300000
Refinance
4.226
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,300
Thank you for your inquiry. 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.196
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,249
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.411
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,659
 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
300000
Refinance
4.367
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,148
 
30 yr fixed Mortgage Loan from goodmortgage.com
goodmortgage.com
https://www.brimg.net/system/img/inst/10094_logo.gif
300000
Refinance
4.411
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,661
 
30 yr fixed Mortgage Loan from Oceans Mortgage
Oceans Mortgage
https://www.brimg.net/system/img/inst/10050_logo.gif
300000
Refinance
4.226
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,297
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.511
4.250
USD
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $6,106
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.266
4.210
USD
at 0.100 pts
30 day lock rate
Est payment: $1,468.80
Fees in APR: $1,710
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.188
4.115
USD
at 0.100 pts
30 day lock rate
Est payment: $1,452.21
Fees in APR: $2,321
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.201
4.125
USD
at 0.100 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: $2,429
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sammamish Mortgage
Sammamish Mortgage
https://www.brimg.net/system/img/inst/2259_logo.gif
300000
Refinance
4.256
4.125
USD
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $4,351
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.375
4.275
USD
at 0.100 pts
45 day lock rate
Est payment: $1,480.21
Fees in APR: $3,235
Thank you for your inquiry! We look forward to working with you. 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.318
4.125
USD
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,814
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
300000
Refinance
4.277
4.125
USD
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $2,390
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.373
4.250
USD
HomeDirect Mortgage Logo
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,350
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.464
4.375
USD
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,837
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.320
4.250
USD
at 0.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,195
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.389
4.375
USD
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $488
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.259
4.240
USD
at 0.000 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $692
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from goodmortgage.com
goodmortgage.com
https://www.brimg.net/system/img/inst/10094_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.499
4.490
USD
at 0.000 pts
45 day lock rate
Est payment: $1,518.27
Fees in APR: $299
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.654
4.625
USD
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $999
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from e-Lend
e-Lend
https://www.brimg.net/system/img/inst/7076_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.339
4.335
USD
at 0.000 pts
30 day lock rate
Est payment: $1,490.79
Fees in APR: $149
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Pinnacle Mortgage Solutions Inc
Pinnacle Mortgage Solutions Inc
https://www.brimg.net/system/img/inst/9104_logo.gif
300000
Refinance
4.277
4.250
USD
at 0.000 pts
46 day lock rate
Est payment: $1,475.82
Fees in APR: $975
 
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.525
4.500
USD
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $887
Thank you for your inquiry! We look forward to working with you. 
30 yr fixed Mortgage Loan from Sammamish Mortgage
Sammamish Mortgage
https://www.brimg.net/system/img/inst/2259_logo.gif
300000
Refinance
4.380
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $165
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.269
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $675
30 yr fixed Mortgage Loan from First Internet Bank
First Internet Bank
https://www.brimg.net/system/img/inst/7814_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Ownium
Ownium
https://www.brimg.net/system/img/inst/10225_logo.gif
300000
Refinance
4.278
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $995
 
30 yr fixed Mortgage Loan from Accelin Loans LLC
Accelin Loans LLC
https://www.brimg.net/system/img/inst/10261_logo.gif
300000
Refinance
4.249
4.125
USD
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $4,399
 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.500
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from Agora Lending
Agora Lending
https://www.brimg.net/system/img/inst/10036_logo.gif
300000
Refinance
4.273
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $832
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Oceans Mortgage
Oceans Mortgage
https://www.brimg.net/system/img/inst/10050_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.500
4.500
USD
HomeDirect Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.621
4.500
USD
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $4,198
 
30 yr fixed Mortgage Loan from Hart West Financial
Hart West Financial
https://www.brimg.net/system/img/inst/2037_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thank you for your inquiry. 
30 yr fixed Mortgage Loan from LoanLock
LoanLock
https://www.brimg.net/system/img/inst/9948_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.375
4.375
USD
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.775
4.750
USD
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $865
 
30 yr fixed Mortgage Loan from Watermark Home Loans
Watermark Home Loans
https://www.brimg.net/system/img/inst/8015_logo.gif
300000
Refinance
4.281
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,114
Watermark Home Loans is a BBB A+ rated Direct Lender. 
30 yr fixed Mortgage Loan from Aurora Financial
Aurora Financial
https://www.brimg.net/system/img/inst/4284_logo.gif
300000
Refinance
4.277
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $970
 
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.251
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $18
 
30 yr fixed Mortgage Loan from Alterra Home Loans
Alterra Home Loans
https://www.brimg.net/system/img/inst/10456_logo.gif
300000
Refinance
4.335
4.250
USD
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,995
30 yr fixed Mortgage Loan from Home Loans Today
Home Loans Today
https://www.brimg.net/system/img/inst/9159_logo.gif
300000
Refinance
4.027
3.874
USD
at 1.100 pts
30 day lock rate
Est payment: $1,410.54
Fees in APR: $2,196
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.203
3.875
USD
at 2.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $5,641
30 yr fixed Mortgage Loan from CF Bank
CF Bank
https://www.brimg.net/system/img/inst/10390_logo.gif
300000
Refinance
4.053
3.875
USD
at 1.100 pts
45 day lock rate
Est payment: $1,410.71
Fees in APR: $3,083
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.405
4.250
USD
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,171
Thank you for your inquiry! 
30 yr fixed Mortgage Loan from Sammamish Mortgage
Sammamish Mortgage
https://www.brimg.net/system/img/inst/2259_logo.gif
300000
Refinance
4.171
4.000
USD
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $2,802
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from goodmortgage.com
goodmortgage.com
https://www.brimg.net/system/img/inst/10094_logo.gif
300000
Refinance
4.433
4.125
USD
at 2.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $4,773
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.044
3.865
USD
at 1.100 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $3,137
Thank you for your inquiry, we will be in touch shortly. 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.257
4.088
USD
at 1.100 pts
45 day lock rate
Est payment: $1,447.51
Fees in APR: $2,702
Thank you for your inquiry! We look forward to working with you. 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
9.564
9.125
USD
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $8,024
Thanks for the inquiry! 
30 yr fixed Mortgage Loan from AimLoan.com
AimLoan.com
https://www.brimg.net/system/img/inst/1739_logo.gif
300000
Refinance
4.194
4.000
USD
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $3,602
 
30 yr fixed Mortgage Loan from Oceans Mortgage
Oceans Mortgage
https://www.brimg.net/system/img/inst/10050_logo.gif
300000
Refinance
4.141
4.000
USD
at 1.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,747
Thank you for your inquiry! 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.601
4.500
USD
Bank of America

4.601%
7/17/2018
4.500%
at 0.787 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,166
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.898
4.875
USD
Bank of the West

4.898%
7/17/2018
4.875%
at 0.000 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.531
4.500
USD
LincolnWay Community Bank

4.531%
7/17/2018
4.500%
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from People's Bank of Commerce
People's Bank of Commerce
300000
Refinance
4.808
4.750
USD
People's Bank of Commerce

4.808%
7/19/2018
4.750%
at 0.250 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $1,267
 
 
30 yr fixed mtg refi Mortgage Loan from Oregon Pacific Bank
Oregon Pacific Bank
300000
Refinance
4.589
4.560
USD
Oregon Pacific Bank

4.589%
7/19/2018
4.560%
at 0.034 pts
30 day lock rate
Est payment: $1,530.77
Fees in APR: $899
 
 
30 yr fixed mtg refi Mortgage Loan from Union Bank
Union Bank
300000
Refinance
4.680
4.625
USD
Union Bank

4.680%
7/19/2018
4.625%
at 0.375 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $771
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Oregon Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Oregon are the most popular type of mortgages rates you can find advertised for home buyers in Oregon. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Oregon mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Oregon banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Oregon conforming mortgage rates and refi rates lower than Oregon jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Oregon home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Oregon

Jumbo mortgage rates in Oregon are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Oregon and adjustable mortgage rates in Oregon. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Oregon make.

Oregon Fixed Mortgage Rates and Fixed Refinance Rates

Oregon fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Oregon Adjustable Mortgage Rates

Adjustable Oregon mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Oregon are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Oregon. Most adjustable mortgages in Oregon have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Oregon