Oklahoma Mortgage Rates and Refinance Rates Today

Mortgages in Oklahoma: Find the best Oklahoma mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Oklahoma, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Oklahoma. Another option is searching for Oklahoma refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Oklahoma mortgage rates or refinance rates.

Oklahoma Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Oklahoma are the most popular type of mortgages rates you can find advertised for home buyers in Oklahoma. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Oklahoma mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Oklahoma banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Oklahoma conforming mortgage rates and refi rates lower than Oklahoma jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Oklahoma home finance companies, credit unions and banks.

Search and Compare Oklahoma Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Sat Nov 2, 2024

Jumbo Mortgage Rates and Refinance Rates in Oklahoma

Jumbo mortgage rates in Oklahoma are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Oklahoma and adjustable mortgage rates in Oklahoma. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Oklahoma make.

Oklahoma Fixed Mortgage Rates and Fixed Refinance Rates

Oklahoma fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Oklahoma Adjustable Mortgage Rates

Adjustable Oklahoma mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Oklahoma are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Oklahoma. Most adjustable mortgages in Oklahoma have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Oklahoma

Achille

Ada

Adair

Adams

Addington

Afton

Agra

Albany

Albert

Albion

Alderson

Alex

Aline

Allen

Altus

Altus AFB

Alva

Amber

Ames

Amorita

Anadarko

Antlers

Apache

Arapaho

Arcadia

Ardmore

Arkoma

Arnett

Asher

Atoka

Atwood

Avant

Balko

Barnsdall

Bartlesville

Battiest

Beaver

Beggs

Bennington

Bessie

Bethany

Bethel

Big Cabin

Billings

Binger

Bison

Bixby

Blackwell

Blair

Blanchard

Blanco

Blocker

Bluejacket

Boise City

Bokchito

Bokoshe

Boley

Boswell

Bowlegs

Bowring

Boynton

Bradley

Braggs

Braman

Bray

Bristow

Broken Arrow

Broken Bow

Bromide

Buffalo

Bunch

Burbank

Burlington

Burneyville

Burns Flat

Butler

Byars

Cache

Caddo

Calera

Calumet

Calvin

Camargo

Cameron

Canadian

Caney

Canton

Canute

Cardin

Carmen

Carnegie

Carney

Carrier

Carter

Cartwright

Cashion

Castle

Catoosa

Cement

Centrahoma

Chandler

Chattanooga

Checotah

Chelsea

Cherokee

Chester

Cheyenne

Chickasha

Choctaw

Chouteau

Claremore

Clarita

Clayton

Cleo Springs

Cleveland

Clinton

Coalgate

Colbert

Colcord

Coleman

Collinsville

Colony

Comanche

Commerce

Concho

Connerville

Cookson

Copan

Cordell

Corn

Council Hill

Countyline

Covington

Coweta

Coyle

Crawford

Crescent

Cromwell

Crowder

Cushing

Custer City

Cyril

Dacoma

Daisy

Davenport

Davidson

Davis

Deer Creek

Delaware

Depew

Devol

Dewar

Dewey

Dibble

Dill City

Disney

Dodge

Dougherty

Douglas

Dover

Drummond

Drumright

Duke

Duncan

Durant

Durham

Dustin

Eagletown

Eakly

Earlsboro

Edmond

El Reno

Eldorado

Elgin

Elk City

Elmer

Elmore City

Enid

Erick

Eucha

Eufaula

Fairfax

Fairland

Fairmont

Fairview

Fanshawe

Fargo

Faxon

Fay

Felt

Finley

Fittstown

Fitzhugh

Fletcher

Forgan

Fort Cobb

Fort Gibson

Fort Sill

Fort Supply

Fort Towson

Foss

Foster

Fox

Foyil

Francis

Frederick

Freedom

Gage

Gans

Garber

Garvin

Gate

Geary

Gene Autry

Geronimo

Glencoe

Glenpool

Golden

Goltry

Goodwell

Gore

Gotebo

Gould

Gowen

Gracemont

Graham

Grandfield

Granite

Grant

Greenfield

Grove

Guthrie

Guymon

Haileyville

Hallett

Hammon

Hanna

Hardesty

Harrah

Hartshorne

Haskell

Hastings

Haworth

Headrick

Healdton

Heavener

Helena

Hendrix

Hennepin

Hennessey

Henryetta

Hillsdale

Hinton

Hitchcock

Hitchita

Hobart

Hodgen

Holdenville

Hollis

Hollister

Hominy

Honobia

Hooker

Hopeton

Howe

Hoyt

Hugo

Hulbert

Hunter

Hydro

Idabel

Indiahoma

Indianola

Inola

Isabella

Jay

Jenks

Jennings

Jet

Jones

Kansas

Kaw City

Kellyville

Kemp

Kenefic

Kenton

Keota

Kerrick

Ketchum

Keyes

Kiefer

Kingfisher

Kingston

Kinta

Kiowa

Knowles

Konawa

Krebs

Kremlin

Lahoma

Lamar

Lamont

Lane

Langley

Langston

Laverne

Lawton

Lebanon

Leedey

Leflore

Lehigh

Lenapah

Leon

Leonard

Lequire

Lexington

Lindsay

Loco

Locust Grove

Lone Grove

Lone Wolf

Longdale

Lookeba

Loveland

Loyal

Lucien

Luther

Macomb

Madill

Manchester

Mangum

Manitou

Mannford

Mannsville

Maramec

Marble City

Marietta

Marland

Marlow

Marshall

Martha

Maud

May

Mayfield

Maysville

Mazie

Mcalester

McCord

Mccurtain

Mcloud

Mead

Medford

Medicine Park

Meeker

Meers

Meno

Meridian

Miami

Milburn

Milfay

Mill Creek

Millerton

Minco

Moffett

Monroe

Moodys

Mooreland

Morris

Morrison

Mounds

Mountain Park

Mountain View

Moyers

Muldrow

Mulhall

Muse

Muskogee

Mustang

Mutual

Nardin

Nash

Nashoba

Newalla

Newcastle

Newkirk

Nicoma Park

Ninnekah

Noble

Norman

North Miami

Nowata

Oakhurst

Oaks

Oakwood

Ochelata

Oilton

Okarche

Okay

Okeene

Okemah

Oklahoma City

Okmulgee

Oktaha

Olustee

Omega

Oologah

Orlando

Osage

Oscar

Overbrook

Owasso

Paden

Panama

Panola

Paoli

Park Hill

Pauls Valley

Pawhuska

Pawnee

Peggs

Perkins

Pernell

Perry

Picher

Pickens

Piedmont

Pittsburg

Platter

Pocasset

Pocola

Ponca City

Pond Creek

Porter

Porum

Poteau

Prague

Preston

Proctor

Prue

Pryor

Purcell

Putnam

Quapaw

Quinton

Ralston

Ramona

Randlett

Ratliff City

Rattan

Ravia

Red Oak

Red Rock

Redbird

Rentiesville

Reydon

Ringling

Ringold

Ringwood

Ripley

Rocky

Roff

Roland

Roosevelt

Rose

Rosston

Rufe

Rush Springs

Ryan

S Coffeyville

Saint Louis

Salina

Sallisaw

Sand Springs

Sapulpa

Sasakwa

Savanna

Sawyer

Sayre

Schulter

Seiling

Seminole

Sentinel

Shady Point

Shamrock

Sharon

Shattuck

Shawnee

Shidler

Skiatook

Slick

Smithville

Snow

Snyder

Soper

Southard

Sparks

Spavinaw

Spencer

Spencerville

Sperry

Spiro

Springer

Sterling

Stidham

Stigler

Stillwater

Stilwell

Stonewall

Strang

Stratford

Stringtown

Stroud

Stuart

Sulphur

Sweetwater

Swink

Taft

Tahlequah

Talala

Talihina

Taloga

Tatums

Tecumseh

Temple

Terlton

Terral

Texhoma

Texola

Thackerville

Thomas

Tipton

Tishomingo

Tonkawa

Tryon

Tullahassee

Tulsa

Tupelo

Turpin

Tuskahoma

Tussy

Tuttle

Twin Oaks

Tyrone

Union City

Valliant

Velma

Vera

Verden

Vian

Vici

Vinita

Vinson

Wagoner

Wainwright

Wakita

Walters

Wanette

Wann

Wapanucka

Wardville

Warner

Washington

Washita

Watonga

Watson

Watts

Waukomis

Waurika

Wayne

Waynoka

Weatherford

Webbers Falls

Welch

Weleetka

Welling

Wellston

Westville

Wetumka

Wewoka

Wheatland

Whitefield

Whitesboro

Wilburton

Willow

Wilson

Wister

Woodward

Wright City

Wyandotte

Wynnewood

Wynona

Yale

Yukon