Pineville, NC Mortgage Rates and Refinance Rates

Mortgages in Pineville, NC: Find the best Pineville, NC mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Pineville, NC, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Pineville, NC. Another option is searching for Pineville, NC refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Pineville, NC mortgage rates or refinance rates.

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Pineville, North Carolina Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Pineville, NC are the most popular type of mortgages rates you can find advertised for home buyers in Pineville, NC. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Pineville, NC mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Pineville, NC banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Pineville, NC conforming mortgage rates and refi rates lower than Pineville, NC jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Pineville, NC home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Pineville, North Carolina

Jumbo mortgage rates in Pineville, NC are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Pineville, NC and adjustable mortgage rates in Pineville, NC. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Pineville, NC make.

Pineville, North Carolina Fixed Mortgage Rates and Fixed Refinance Rates

Pineville, NC fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Pineville, North Carolina Adjustable Mortgage Rates

Adjustable Pineville, NC mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Pineville, NC are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Pineville, NC. Most adjustable mortgages in Pineville, NC have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Pineville, NC Rates & Resources


Pineville FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 9505 Pineville-Matthews Road, Pineville, NC 28134

Branch Banking and Trust Company

9846 11100 Carolina Place Pkwy, Pineville, NC 28134

Wells Fargo Bank, National Association

3511 9420 Pineville-Matthews Road, Pineville, NC 28134