New Mexico Mortgage Rates and Refinance Rates Today

Mortgages in New Mexico: Find the best New Mexico mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in New Mexico, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in New Mexico. Another option is searching for New Mexico refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of New Mexico mortgage rates or refinance rates.

Search and Compare New Mexico Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Jul 20, 2018

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 87501, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

(877) 321-6303

4.323%

7/20/2018

4.250%

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,305

Thank you for your inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $2,249

Thank you for your inquiry!

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,148

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,661

7/19/2018

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $4,877

Thanks for the inquiry!

7/20/2018

at 0.100 pts
45 day lock rate

Est payment: $1,453.95

Fees in APR: $2,429

Thanks for the inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,452.21

Fees in APR: $2,861

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 0.100 pts
45 day lock rate

Est payment: $1,480.21

Fees in APR: $3,235

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $3,814

No Points No Games No Surprises! No Closing Cost Options!

Apply Now

4.373%

7/20/2018

4.250%

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,350

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $2,837

Thank you for your inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,195

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/19/2018

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $233

Thanks for the inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $999

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: None

Thanks for the inquiry!

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $887

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $1,232

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $675

No Points No Games No Surprises! No Closing Cost Options!

7/20/2018

at 0.000 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $865

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

Apply Now

4.500%

7/20/2018

4.500%

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: None

Thank you for your inquiry!

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,542.42

Fees in APR: $1,667

7/19/2018

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $4,311

Thanks for the inquiry!

7/20/2018

at 2.000 pts
30 day lock rate

Est payment: $1,410.71

Fees in APR: $5,641

No Points No Games No Surprises! No Closing Cost Options!

7/20/2018

at 1.100 pts
45 day lock rate

Est payment: $1,410.71

Fees in APR: $3,083

Thanks for the inquiry!

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,171

Thank you for your inquiry!

7/20/2018

at 2.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $4,773

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,409.00

Fees in APR: $3,677

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 1.100 pts
45 day lock rate

Est payment: $1,447.51

Fees in APR: $2,702

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $3,602

Apply Now

Bank of America

4.614%

7/16/2018

4.500%

at 0.884 pts
60 day lock rate

Est payment: $1,520.06

Fees in APR: $1,329

Raymond James Bank, NA

4.788%

7/17/2018

4.750%

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $1,299

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

New Mexico Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in New Mexico are the most popular type of mortgages rates you can find advertised for home buyers in New Mexico. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. New Mexico mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees New Mexico banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes New Mexico conforming mortgage rates and refi rates lower than New Mexico jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by New Mexico home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in New Mexico

Jumbo mortgage rates in New Mexico are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in New Mexico and adjustable mortgage rates in New Mexico. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in New Mexico make.

New Mexico Fixed Mortgage Rates and Fixed Refinance Rates

New Mexico fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

New Mexico Adjustable Mortgage Rates

Adjustable New Mexico mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in New Mexico are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in New Mexico. Most adjustable mortgages in New Mexico have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Cities in New Mexico

Abiquiu

Alamogordo

Albuquerque

Alcalde

Algodones

Alto

Amalia

Amistad

Angel Fire

Animas

Anthony

Anton Chico

Aragon

Arenas Valley

Arrey

Arroyo Hondo

Arroyo Seco

Artesia

Aztec

Bard

Bayard

Belen

Bell Ranch

Bent

Berino

Bernalillo

Blanco

Bloomfield

Bluewater

Boles Acres

Bosque

Bosque Farms

Brimhall

Broadview

Buckhorn

Buena Vista

Caballo

Canjilon

Cannon AFB

Canones

Capitan

Caprock

Capulin

Carlsbad

Carrizozo

Carson

Casa Blanca

Causey

Cebolla

Cedar Crest

Cedarvale

Cerrillos

Cerro

Chacon

Chama

Chamberino

Chamisal

Chaparral

Chimayo

Church Rock

Cimarron

Claunch

Clayton

Cleveland

Cliff

Clines Corners

Cloudcroft

Clovis

Cochiti Lake

Cochiti Pueblo

Columbus

Conchas Dam

Continental Divide

Cordova

Corona

Corrales

Costilla

Counselor

Coyote

Crossroads

Crownpoint

Cuba

Cubero

Cuervo

Datil

Deming

Derry

Des Moines

Dexter

Dixon

Dona Ana

Dora

Dulce

Eagle Nest

Edgewood

El Paso

El Prado

El Rito

Elephant Butte

Elida

Embudo

Encino

Espanola

Estancia

Eunice

Fairacres

Farmington

Faywood

Fence Lake

Flora Vista

Floyd

Folsom

Fort Bayard

Fort Stanton

Fort Sumner

Fort Wingate

Fruitland

Gallina

Gallup

Gamerco

Garfield

Garita

Gila

Gladstone

Glencoe

Glenwood

Glorieta

Grady

Grants

Grenville

Guadalupita

Hachita

Hagerman

Hanover

Hatch

Hernandez

High Rolls Mountain Park

Hillsboro

Hobbs

Holloman Air Force Base

Holman

Hondo

Hope

House

Hurley

Ilfeld

Isleta

Jal

Jamestown

Jarales

Jemez Pueblo

Jemez Springs

Kenna

Kirtland

Kirtland AFB

La Jara

La Joya

La Loma

La Luz

La Madera

La Mesa

La Plata

Laguna

Lake Arthur

Lakewood

Lamy

Las Cruces

Las Vegas

Lemitar

Lincoln

Lindrith

Lingo

Llano

Loco Hills

Logan

Lordsburg

Los Alamos

Los Lunas

Los Ojos

Loving

Lovington

Luna

Magdalena

Malaga

Maljamar

Maxwell

Mayhill

McAlister

McDonald

McIntosh

Medanales

Melrose

Mentmore

Mescalero

Mesilla

Mesilla Park

Mesquite

Mexican Springs

Miami

Milan

Mills

Milnesand

Mimbres

Montezuma

Monticello

Monument

Mora

Moriarty

Mosquero

Mount Dora

Mountainair

Mule Creek

Nageezi

Nara Visa

Navajo

Navajo Dam

New Laguna

Newcomb

Newkirk

Nogal

Ocate

Ojo Caliente

Ojo Feliz

Organ

Orogrande

Paguate

Pecos

Pena Blanca

Penasco

Pep

Peralta

Petaca

Picacho

Pie Town

Pinehill

Pinon

Pinos Altos

Placitas

Playas

Polvadera

Ponderosa

Portales

Prewitt

Pueblo Of Acoma

Quay

Quemado

Questa

Radium Springs

Rainsville

Ramah

Ranchos De Taos

Raton

Red River

Redrock

Regina

Rehoboth

Reserve

Ribera

Rincon

Rio Rancho

Rociada

Rodeo

Rogers

Roswell

Rowe

Roy

Ruidoso

Ruidoso Downs

Sacramento

Saint Vrain

Salem

San Acacia

San Antonio

San Cristobal

San Fidel

San Jon

San Jose

San Juan Pueblo

San Miguel

San Patricio

San Rafael

San Ysidro

Sandia Park

Sanostee

Santa Clara

Santa Cruz

Santa Fe

Santa Rosa

Santa Teresa

Santo Domingo Pueblo

Sapello

Sedan

Seneca

Serafina

Sheep Springs

Shiprock

Silver City

Smith Lake

Socorro

Solano

Springer

Stanley

Sunland Park

Sunspot

Taiban

Tajique

Taos

Taos Ski Valley

Tatum

Tererro

Tesuque

Texico

Thoreau

Tierra Amarilla

Tijeras

Timberon

Tinnie

Tohatchi

Tome

Torreon

Trampas

Trementina

Tres Piedras

Truchas

Truth Or Consequences

Tucumcari

Tularosa

Tyrone

Ute Park

Vadito

Vado

Valdez

Vallecitos

Valmora

Vanderwagen

Vaughn

Veguita

Velarde

Villanueva

Wagon Mound

Waterflow

Watrous

Weed

White Sands Missile Range

Whites City

Willard

Williamsburg

Winston

Yatahey

Yeso

Youngsville

Zuni

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