Mortgage Rates | Search for Mortgage Rates Today

Get a list of mortgage rates and refinance rates by searching our list of current mortgage rates below. Our database is updated daily with today's mortgage rates and refinance rates. The interest rates displayed below are for a mortgage refinance loan in the amount of $250,000 in your state. Change the search criteria to fit your needs for a list of mortgage rates or refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 95816, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.000
4.000
USD
Better.com Logo
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: None
Thank you for your quote. 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
3.778
3.625
USD
Better.com Logo
at 1.100 pts
30 day lock rate
Est payment: $1,368.15
Fees in APR: $2,287
Thank you for your quote. 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.544
4.500
USD
Bank of the West

4.544%
5/21/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from Schools First FCU
Schools First FCU
300000
Refinance
4.278
4.250
USD
Schools First FCU

4.278%
5/20/2019
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $995
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA

4.537%
5/21/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Star One Credit Union
Star One Credit Union
300000
Refinance
3.878
3.875
USD
Star One Credit Union

3.878%
5/20/2019
3.875%
at 0.000 pts
45 day lock rate
Est payment: $1,410.71
Fees in APR: $105
 
 
30 yr fixed mtg refi Mortgage Loan from San Diego County Credit Union
San Diego County Credit Union
300000
Refinance
4.304
4.250
USD
San Diego County Credit Union

4.304%
5/22/2019
4.250%
at 0.500 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $434
 
 
30 yr fixed mtg refi Mortgage Loan from Union Bank
Union Bank
300000
Refinance
4.397
4.375
USD
Union Bank

4.397%
5/23/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $771
 
 
30 yr fixed mtg refi Mortgage Loan from First Tech Credit Union
First Tech Credit Union
300000
Refinance
4.025
4.000
USD
First Tech Credit Union

4.025%
5/22/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.030
4.000
USD
LincolnWay Community Bank

4.030%
5/21/2019
4.000%
at 0.000 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.




Mortgage Rates By State


Bank Midwest Mortgage RatesBank Midwest mortgage rates are some of the best mortgage rates currently available today. 30 year mortgage rates from Bank Midwest are at 4.625 percent with only 0.50 mortgage points and $850 in fees. 15 year mortgage rates at Bank Midwest are an even better deal right now. Current 15 year mortgage rates today from Bank Midwest are at 4.125 percent with no points and the same $850 in fees.

If you can afford higher monthly payments that come with a 10 year mortgage loan you might be interested in this mortgage rate from Bank Midwest. 10 year mortgage rates are currently quoted at 4.125 percent with no mortgage points and the same $850 in fees. A 10 year mortgage loan will inflate your monthly payments considerably but you will save tens thousands or even hundreds of thousands of dollars in interest payments.

To get the best deal on a mortgage loan and save money in the process see how current mortgage rates from other lenders compare with Bank Midwest mortgage rates.

Author: James Martin
March 3rd, 2019
Posted in: Mortgage Rates

BMO Harris Bank Mortgage RatesBMO Harris Bank mortgage rates are very competitive right now on both fixed and adjustable rate mortgages. 30 year fixed mortgage rates today at BMO Harris Bank are quoted at 4.375 percent with 1 mortgage point and $1,085 in fees. Current 15 year mortgage rates from BMO Harris Bank are at 4.00 percent with 0.625 points and $914 in fees. 10 year mortgage rates at BMO Harris Bank are at 3.875 percent with the same points and fees at 15 year loans. 20 year rates are quoted at 4.25 percent with 1.25 points and $914 in fees.

Besides offering regular mortgage loans BMO Harris Bank also offers several affordable home loan programs. BMO Harris Bank offers FHA-insured mortgages that allow borrowers to put as little as 3.5 percent down to buy a home.

Another affordable home loan program offered at BMO Harris Bank is their Home Possible Loans. These loans offer down payment requirements as low as 5% for qualified borrowers with low to moderate income. The Home Possible loans are available for a home purchase or refinance loan. To get the best deal on a home loan today, compare other lender’s mortgage rates with BMO Harris Bank mortgage rates.

Author: Keith Mainoli
February 13th, 2019
Posted in: Mortgage Rates

Citizens Bank Mortgage RatesCitizens Bank mortgage rates on conforming mortgages are very low right now. For example, 30 year mortgage rates from Citizens Bank are at 4.265 percent with no points and only $1,073 in fees. 15 year mortgage rates from Citizens Bank are even better at 4.00 percent with no points and the same $1,073 in fees. 5 year adjustable mortgage rates from Citizens Bank are at 4.125 percent with only 0.25 points and $1,073 in fees. See how mortgage rates from other banks compare with Citizens Bank mortgage rates to get the best deal on a home loan.

Author: Keith Mainoli
January 10th, 2019
Posted in: Mortgage Rates

Arizona Mortgage Rates TodayArizona mortgage rates today moved lower, following long term U.S. bond yields lower. The lowest conforming 30 year mortgage rates in Arizona are at 3.86 percent with 1.10 mortgage points. The best 15 year conforming mortgage rates in Arizona are at 3.125 percent with 1.10 points. The lowest 5 year adjustable mortgage rates in Arizona are also quoted at 3.125 percent with 1.10 points. Search for Arizona mortgage rates to get the best deal on a home loan today.

Author: Keith Mainoli
January 8th, 2019
Posted in: Mortgage Rates

Ally Bank Mortgage Rates and ReviewsAlly Bank mortgage rates are some of the best mortgage rates available right now from any online lender. When you compare mortgage rates from Ally Bank with traditional brick and mortar rates, Ally blows those rates out the water. Ally Bank’s 30 year mortgage rates today are at 4.50 percent with only 0.10 mortgage points with a 45 day rate lock. The fees on Ally Bank 3o year mortgage loans are rather high at $3,235. 15 year mortgage rates from Ally Bank are at 4.125 percent with no points and only $21 in fees. 5 year adjustable mortgage rates from Ally are at 4.50 percent with no points and $694 in fees.

Author: Keith Mainoli
January 7th, 2019
Posted in: Mortgage Rates