Union, MO Mortgage Rates and Refinance Rates

Mortgages in Union, MO: Find the best Union, MO mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Union, MO, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Union, MO. Another option is searching for Union, MO refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Union, MO mortgage rates or refinance rates.

Search and Compare Union, MO Mortgage Rates & Refinance Rates

Union, Missouri Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Union, MO are the most popular type of mortgages rates you can find advertised for home buyers in Union, MO. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Union, MO mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Union, MO banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Union, MO conforming mortgage rates and refi rates lower than Union, MO jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Union, MO home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Union, Missouri

Jumbo mortgage rates in Union, MO are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Union, MO and adjustable mortgage rates in Union, MO. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Union, MO make.

Union, Missouri Fixed Mortgage Rates and Fixed Refinance Rates

Union, MO fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Union, Missouri Adjustable Mortgage Rates

Adjustable Union, MO mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Union, MO are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Union, MO. Most adjustable mortgages in Union, MO have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Union, MO Rates & Resources

Union FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of Sullivan

8892 351 South Oak, Union, MO 63084

Heritage Community Bank

15282 100 East Locust Street, Union, MO 63084

Legends Bank

12616 410 Hwy 50 East, Union, MO 63084

PNC Bank, National Association

6384 509 Highway 50 West, Union, MO 63084

U.S. Bank National Association

6548 201 South Oak Street, Union, MO 63084

United Bank of Union

14334 1440 Rebel Road, Union, MO 63084

United Bank of Union

14334 15 East Main Street, Union, MO 63084

United Bank of Union

14334 210 Highway 50 West, Union, MO 63084