Springfield, MO Mortgage Rates and Refinance Rates

Mortgages in Springfield, MO: Find the best Springfield, MO mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Springfield, MO, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Springfield, MO. Another option is searching for Springfield, MO refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Springfield, MO mortgage rates or refinance rates.

Search and Compare Springfield, MO Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 65109, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.625%
4.625%
USD
Rocket Mortgage Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,543
Fees in APR: None
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # #12-2057
08/21/2019
at -0.125 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($258)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.625%
4.625%
USD
Rocket Mortgage Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,543
Fees in APR: None
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Springfield, Missouri Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Springfield, MO are the most popular type of mortgages rates you can find advertised for home buyers in Springfield, MO. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Springfield, MO mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Springfield, MO banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Springfield, MO conforming mortgage rates and refi rates lower than Springfield, MO jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Springfield, MO home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Springfield, Missouri

Jumbo mortgage rates in Springfield, MO are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Springfield, MO and adjustable mortgage rates in Springfield, MO. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Springfield, MO make.

Springfield, Missouri Fixed Mortgage Rates and Fixed Refinance Rates

Springfield, MO fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Springfield, Missouri Adjustable Mortgage Rates

Adjustable Springfield, MO mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Springfield, MO are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Springfield, MO. Most adjustable mortgages in Springfield, MO have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Springfield, MO Rates & Resources


Springfield FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Arvest Bank

8728 1435 E Bradford Pkwy Ste 100, Springfield, MO 65804

Arvest Bank

8728 2403 West Republic Road, Springfield, MO 65814

Arvest Bank

8728 730 North National Avenue, Springfield, MO 65802

BancorpSouth Bank

11813 2144 E Kearney, Springfield, MO 65803

BancorpSouth Bank

11813 2620 East Sunshine, Springfield, MO 65804

BancorpSouth Bank

11813 3211 East Battlefield, Springfield, MO 65804

BancorpSouth Bank

11813 3345 South Campbell, Springfield, MO 65807

BancorpSouth Bank

11813 3939 South Fremont, Springfield, MO 65804

BancorpSouth Bank

11813 4039 South Kansas Expressway, Springfield, MO 65807

Bank Midwest, National Association

32964 1923 E. Kearney, Springfield, MO 65803

Bank Midwest, National Association

32964 2021 East Independence Street, Springfield, MO 65804

Bank Midwest, National Association

32964 3315 S Campbell, Springfield, MO 65807

Bank Midwest, National Association

32964 3520 W. Sunshine, Springfield, MO 65807

Bank of America, National Association

3510 2540 East Sunshine Street, Springfield, MO 65804

Bank of America, National Association

3510 2633 W College Road, Springfield, MO 65802

Bank of America, National Association

3510 2940 South Glenstone Street, Springfield, MO 65804

Bank of America, National Association

3510 317 E. Mcdaniel, Springfield, MO 65806

Bank of America, National Association

3510 4141 South Campbell, Springfield, MO 65807

Bank of America, National Association

3510 633 West Kearney Street, Springfield, MO 65803

Bank of America, National Association

3510 710 West Sunshine Street, Springfield, MO 65807

Bank of Bolivar

34397 2920 E Chestnut Expressway, Springfield, MO 65802

Citizens National Bank of Springfield

27465 1465 East Sunshine, Springfield, MO 65808

Citizens National Bank of Springfield

27465 2960 E Kearney, Springfield, MO 65803

Citizens National Bank of Springfield

27465 3212 South Glenstone, Springfield, MO 65804

Citizens National Bank of Springfield

27465 4221 South Campbell, Springfield, MO 65807

Commerce Bank, National Association

24998 1345 East Battlefield, Springfield, MO 65804

Commerce Bank, National Association

24998 2616 North Kansas Expressway, Springfield, MO 65803

Commerce Bank, National Association

24998 2770 West Republic Road, Springfield, MO 65807

Commerce Bank, National Association

24998 3301 East Sunshine Street, Springfield, MO 65804

Commerce Bank, National Association

24998 616 North Glenstone Street, Springfield, MO 65802

Commerce Bank, National Association

24998 901 South National Avenue, Springfield, MO 65804

Empire Bank

17633 1436 South Glenstone Avenue, Springfield, MO 65804

Empire Bank

17633 1800 South Glenstone, Springfield, MO 65804

Empire Bank

17633 1940 West Chesterfield Boulevard, Springfield, MO 65807

Empire Bank

17633 2501 North Kansas, Springfield, MO 65803

Empire Bank

17633 3333 South National Avenue, Springfield, MO 65807

Empire Bank

17633 3555 North Glenstone, Springfield, MO 65803

Empire Bank

17633 901 East Saint Louis Street, Springfield, MO 65806

First National Bank of Clinton

16347 4108 South National Avenue, Springfield, MO 65807

Great Southern Bank

29546 1000 East Montclair, Springfield, MO 65807

Great Southern Bank

29546 1302 West Sunset, Springfield, MO 65807

Great Southern Bank

29546 1451 East Battlefield Road, Springfield, MO 65804

Great Southern Bank

29546 1580 W. Battlefield, Springfield, MO 65807

Great Southern Bank

29546 1607 West Kearney, Springfield, MO 65803

Great Southern Bank

29546 1615 West Sunshine, Springfield, MO 65804

Great Southern Bank

29546 1955 South Campbell, Springfield, MO 65807

Great Southern Bank

29546 218 S Glenstone, Springfield, MO 65802

Great Southern Bank

29546 218 South Glenstone, Springfield, MO 65802

Great Southern Bank

29546 233 East Norton, Springfield, MO 65803

Great Southern Bank

29546 2562 North Glenstone, Springfield, MO 65802

Great Southern Bank

29546 2609 East Sunshine, Springfield, MO 65804

Great Southern Bank

29546 2735 W Chestnut, Springfield, MO 65802

Great Southern Bank

29546 2900 South Jefferson, Springfield, MO 65807

Great Southern Bank

29546 2945 West Republic Road, Springfield, MO 65807

Great Southern Bank

29546 3961 S Campbell, Springfield, MO 65807

Great Southern Bank

29546 430 South Avenue, Springfield, MO 65806

Great Southern Bank

29546 507 East Kearney Street, Springfield, MO 65803

Great Southern Bank

29546 723 North Benton, Springfield, MO 65802

Guaranty Bank

28670 1341 West Battlefield, Springfield, MO 65807

Guaranty Bank

28670 1510 East Sunshine, Springfield, MO 65804

Guaranty Bank

28670 1909 West Kearney, Springfield, MO 65803

Guaranty Bank

28670 2109 North Glenstone, Springfield, MO 65803

Guaranty Bank

28670 2155 West Republic Road, Springfield, MO 65807

Guaranty Bank

28670 4343 South National Avenue, Springfield, MO 65810

Hawthorn Bank

10619 321 West Battlefield Road, Springfield, MO 65807

Liberty Bank

34087 1414 East Primrose, Springfield, MO 65804

Liberty Bank

34087 210 N West Bypass Avenue, Springfield, MO 65802

Liberty Bank

34087 2423 W. Republic Road, Springfield, MO 65807

Liberty Bank

34087 2809 East Sunshine, Springfield, MO 65804

Liberty Bank

34087 4021 S. Campbell, Springfield, MO 65807

Liberty Bank

34087 4625 South National Avenue, Springfield, MO 65810

Metropolitan National Bank

24311 2835 E. Battlefield, Springfield, MO 65804

Metropolitan National Bank

24311 3550 South National, Springfield, MO 65807

Metropolitan National Bank

24311 600 South Glenstone Avenue, Springfield, MO 65802

Mid-Missouri Bank

15584 330 West Plainview, Suite K, Springfield, MO 65810

OakStar Bank, National Association

58115 1020 East Battlefield Road, Springfield, MO 65807

Old Missouri Bank

35213 1535 West Sunshine, Springfield, MO 65807

Old Missouri Bank

35213 3570 South National, Springfield, MO 65807

Peoples Bank of the Ozarks

1650 2911 East Sunshine Street, Springfield, MO 65804

Peoples Bank of the Ozarks

1650 3000 West Republic Road, Springfield, MO 65807

Regions Bank

12368 2045 South Glenstone, Springfield, MO 65804

Regions Bank

12368 2927 South Campbell, Springfield, MO 65807

Regions Bank

12368 3271 East Battlefield, Springfield, MO 65804

Simmons First National Bank

3890 3333 East Battlefield, Springfield, MO 65804

Springfield First Community Bank

58892 2006 South Glenstone Avenue, Springfield, MO 65804

State Bank of Southwest Missouri

26358 3310 East Sunshine Street, Springfield, MO 65804

The Bank of Missouri

1617 3807 South Campbell, Springfield, MO 65807

U.S. Bank National Association

6548 1615 South Glenstone Avenue, Springfield, MO 65804

U.S. Bank National Association

6548 2062 East Kearney Street, Springfield, MO 65803

U.S. Bank National Association

6548 2825 North Kansas Expressway, Springfield, MO 65803

U.S. Bank National Association

6548 3015 East Sunshine, Springfield, MO 65804

U.S. Bank National Association

6548 3230 East Battlefield Street, Springfield, MO 65804

U.S. Bank National Association

6548 3810 South Campbell Avenue, Springfield, MO 65807

U.S. Bank National Association

6548 417 St. Louis Street, Springfield, MO 65806

U.S. Bank National Association

6548 500 East Battlefield, Springfield, MO 65807

UMB Bank, National Association

8273 1150 East Battlefield Road, Springfield, MO 65807

UMB Bank, National Association

8273 2300 North Glenstone Avenue, Springfield, MO 65803

UMB Bank, National Association

8273 3828 South Freement, Springfield, MO 65804

Village Bank

34491 2360 East Sunshine, Springfield, MO 65804

Wood & Huston Bank

1060 204 West Primrose, Springfield, MO 65807