Bakersfield, MO Mortgage Rates and Refinance Rates

Mortgages in Bakersfield, MO: Find the best Bakersfield, MO mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Bakersfield, MO, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Bakersfield, MO. Another option is searching for Bakersfield, MO refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Bakersfield, MO mortgage rates or refinance rates.

Search and Compare Bakersfield, MO Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 65109, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.625%
4.625%
USD
Rocket Mortgage Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,543
Fees in APR: None
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.500%
4.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,521
Fees in APR: None
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # #12-2057
08/21/2019
at -0.125 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($258)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.625%
4.625%
USD
Rocket Mortgage Logo
NMLS # 3030
08/21/2019
at 0.000 pts
45 day lock rate
Est payment: $1,543
Fees in APR: None
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Bakersfield, Missouri Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Bakersfield, MO are the most popular type of mortgages rates you can find advertised for home buyers in Bakersfield, MO. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Bakersfield, MO mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Bakersfield, MO banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Bakersfield, MO conforming mortgage rates and refi rates lower than Bakersfield, MO jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Bakersfield, MO home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Bakersfield, Missouri

Jumbo mortgage rates in Bakersfield, MO are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Bakersfield, MO and adjustable mortgage rates in Bakersfield, MO. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Bakersfield, MO make.

Bakersfield, Missouri Fixed Mortgage Rates and Fixed Refinance Rates

Bakersfield, MO fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Bakersfield, Missouri Adjustable Mortgage Rates

Adjustable Bakersfield, MO mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Bakersfield, MO are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Bakersfield, MO. Most adjustable mortgages in Bakersfield, MO have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Bakersfield, MO Rates & Resources


Bakersfield FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Century Bank of the Ozarks

8296 295 West Side North Main, Bakersfield, MO 65609