Wilton, MN Mortgage Rates and Refinance Rates

Mortgages in Wilton, MN: Find the best Wilton, MN mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Wilton, MN, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Wilton, MN. Another option is searching for Wilton, MN refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Wilton, MN mortgage rates or refinance rates.

Search and Compare Wilton, MN Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 55118, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank Minnesota
Citizens Bank Minnesota
300000
Refinance
4.482
4.375
USD
Citizens Bank Minnesota

4.482%
4/17/2019
4.375%
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $749
 
 
30 yr fixed mtg refi Mortgage Loan from North American Banking Company
North American Banking Company
300000
Refinance
4.607
4.500
USD
North American Banking Company

4.607%
4/18/2019
4.500%
at 1.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $734
 
 
30 yr fixed mtg refi Mortgage Loan from Bank Midwest
Bank Midwest
300000
Refinance
4.550
4.450
USD
Bank Midwest

4.550%
4/18/2019
4.450%
at 1.000 pts
30 day lock rate
Est payment: $1,511.16
Fees in APR: $508
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank

4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Associated Bank, NA
Associated Bank, NA
300000
Refinance
4.390
4.375
USD
Associated Bank, NA

4.390%
4/16/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $537
 
 
30 yr fixed mtg refi Mortgage Loan from Liberty Bank Minnesota
Liberty Bank Minnesota
300000
Refinance
4.404
4.375
USD
Liberty Bank Minnesota

4.404%
4/15/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,040
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.523
4.500
USD
Bank of the West

4.523%
4/16/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from 1st United Bank
1st United Bank
300000
Refinance
4.478
4.375
USD
1st United Bank

4.478%
4/18/2019
4.375%
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $625
 
 
30 yr fixed mtg refi Mortgage Loan from Decorah Bank and Trust Company
Decorah Bank and Trust Company
300000
Refinance
4.428
4.375
USD
Decorah Bank and Trust Company

4.428%
4/18/2019
4.375%
at 0.250 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,110
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.403
4.375
USD
Citizens Bank, NA

4.403%
4/19/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from Wadena State Bank
Wadena State Bank
300000
Refinance
4.341
4.250
USD
Wadena State Bank

4.341%
4/19/2019
4.250%
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $226
 
 
30 yr fixed mtg refi Mortgage Loan from Johnson Bank
Johnson Bank
300000
Refinance
4.320
4.300
USD
Johnson Bank

4.320%
4/19/2019
4.300%
at 0.012 pts
49 day lock rate
Est payment: $1,484.61
Fees in APR: $678
 
 
30 yr fixed mtg refi Mortgage Loan from Granite Falls Bank
Granite Falls Bank
300000
Refinance
4.471
4.375
USD
Granite Falls Bank

4.471%
4/19/2019
4.375%
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $365
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.575
4.500
USD
First National Bank of Omaha

4.575%
4/19/2019
4.500%
at 0.625 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Central Bank
Central Bank
300000
Refinance
4.100
4.000
USD
Central Bank

4.100%
4/18/2019
4.000%
at 1.000 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $603
 
 
30 yr fixed mtg refi Mortgage Loan from Security State Bank of Aitkin
Security State Bank of Aitkin
300000
Refinance
4.788
4.750
USD
Security State Bank of Aitkin

4.788%
4/19/2019
4.750%
at 0.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $1,323
 
 
30 yr fixed mtg refi Mortgage Loan from Reliance Bank
Reliance Bank
300000
Refinance
4.594
4.500
USD
Reliance Bank

4.594%
4/22/2019
4.500%
at 1.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $264
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Wilton, Minnesota Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Wilton, MN are the most popular type of mortgages rates you can find advertised for home buyers in Wilton, MN. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Wilton, MN mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Wilton, MN banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Wilton, MN conforming mortgage rates and refi rates lower than Wilton, MN jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Wilton, MN home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Wilton, Minnesota

Jumbo mortgage rates in Wilton, MN are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Wilton, MN and adjustable mortgage rates in Wilton, MN. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Wilton, MN make.

Wilton, Minnesota Fixed Mortgage Rates and Fixed Refinance Rates

Wilton, MN fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Wilton, Minnesota Adjustable Mortgage Rates

Adjustable Wilton, MN mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Wilton, MN are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Wilton, MN. Most adjustable mortgages in Wilton, MN have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Wilton, MN Rates & Resources


Wilton FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

The First National Bank of Bagley

5087 Sw Corner Of U.S. Hwy 2 And County State Aid Hwy 14, Wilton, MN 56601