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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Minnesota Mortgage Rates and Refinance Rates Today

Mortgages in Minnesota: Find the best Minnesota mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Minnesota, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Minnesota. Another option is searching for Minnesota refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Minnesota mortgage rates or refinance rates.

Search and Compare Minnesota Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Nov 24, 2017


Minnesota Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Minnesota are the most popular type of mortgages rates you can find advertised for home buyers in Minnesota. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Minnesota mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Minnesota banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Minnesota conforming mortgage rates and refi rates lower than Minnesota jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Minnesota home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Minnesota

Jumbo mortgage rates in Minnesota are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Minnesota and adjustable mortgage rates in Minnesota. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Minnesota make.

Minnesota Fixed Mortgage Rates and Fixed Refinance Rates

Minnesota fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Minnesota Adjustable Mortgage Rates

Adjustable Minnesota mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Minnesota are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Minnesota. Most adjustable mortgages in Minnesota have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Minnesota

Acton

Ada

Adams

Adolph

Adrian

Afton

Ah Gwah Ching

Aitkin

Akeley

Albany

Albert Lea

Alberta

Albertville

Alborn

Alden

Aldrich

Alexandria

Almelund

Alpha

Altura

Alvarado

Amboy

Andover

Angle Inlet

Angora

Angus

Annandale

Anoka

Appleton

Arco

Argyle

Arlington

Ashby

Askov

Atwater

Audubon

Aurora

Austin

Avoca

Avon

Babbitt

Backus

Badger

Bagley

Baker

Balaton

Barnesville

Barnum

Barrett

Barry

Battle Lake

Baudette

Baxter

Bayport

Beardsley

Beaver Bay

Beaver Creek

Becker

Bejou

Belgrade

Belle Plaine

Bellingham

Beltrami

Belview

Bemidji

Bena

Benedict

Benson

Bertha

Bethel

Big Falls

Big Lake

Bigelow

Bigfork

Bingham Lake

Birchdale

Bird Island

Biwabik

Blackduck

Blomkest

Blooming Prairie

Blue Earth

Bluffton

Bock

Borup

Bovey

Bowlus

Bowstring

Boyd

Braham

Brainerd

Brandon

Breckenridge

Brewster

Bricelyn

Brimson

Britt

Brook Park

Brooks

Brookston

Brooten

Browerville

Browns Valley

Brownsdale

Brownsville

Brownton

Bruno

Buckman

Buffalo

Buffalo Lake

Buhl

Burnsville

Burtrum

Butterfield

Byron

Caledonia

Callaway

Calumet

Cambridge

Campbell

Canby

Cannon Falls

Canton

Canyon

Carlos

Carlton

Carver

Cass Lake

Castle Rock

Cedar

Center City

Ceylon

Champlin

Chandler

Chanhassen

Chaska

Chatfield

Chisago City

Chisholm

Chokio

Circle Pines

Clara City

Claremont

Clarissa

Clark

Clarkfield

Clarks Grove

Clear Lake

Clearbrook

Clearwater

Clements

Cleveland

Climax

Clinton

Clitherall

Clontarf

Cloquet

Cohasset

Cokato

Cold Spring

Coleraine

Collegeville

Cologne

Comfrey

Comstock

Conger

Cook

Correll

Cosmos

Cottage Grove

Cotton

Cottonwood

Courtland

Crane Lake

Cromwell

Crookston

Crosby

Crosslake

Crystal Bay

Currie

Cushing

Cyrus

Dakota

Dalbo

Dalton

Danube

Danvers

Darfur

Darwin

Dassel

Dawson

Dayton

Deer Creek

Deer River

Deerwood

Delano

Delavan

Dennison

Dent

Detroit Lakes

Dexter

Dilworth

Dodge Center

Donaldson

Donnelly

Dover

Dovray

Duluth

Dumont

Dundas

Dunnell

Eagle Bend

Eagle Lake

East Grand Forks

Easton

Echo

Eden Prairie

Eden Valley

Edgerton

Effie

Eitzen

Elbow Lake

Elgin

Elizabeth

Elk River

Elko

Elkton

Ellendale

Elrosa

Ely

Elysian

Embarrass

Emily

Emmons

Erhard

Erskine

Esko

Essig

Euclid

Evansville

Eveleth

Excelsior

Eyota

Fairfax

Fairmont

Faribault

Farmington

Farwell

Federal Dam

Felton

Fergus Falls

Fertile

Fifty Lakes

Finland

Finlayson

Fisher

Fleming

Flensburg

Flom

Floodwood

Florence

Foley

Forbes

Forest Lake

Foreston

Fort Ripley

Fosston

Fountain

Foxhome

Franklin

Frazee

Freeborn

Freeport

Frontenac

Frost

Fulda

Garden City

Garfield

Garrison

Garvin

Gary

Gatzke

Gaylord

Geneva

Georgetown

Ghent

Gibbon

Gilbert

Gilman

Glencoe

Glenville

Glenwood

Glyndon

Gonvick

Good Thunder

Goodhue

Goodland

Goodridge

Graceville

Graham Lakes

Granada

Grand Marais

Grand Meadow

Grand Portage

Grand Rapids

Grandy

Granite Falls

Grasston

Green Isle

Greenbush

Greenwald

Grey Eagle

Grove City

Grygla

Gully

Hackensack

Hallock

Halma

Halstad

Hamburg

Hamel

Hampton

Hancock

Hanley Falls

Hanover

Hanska

Hardwick

Harmony

Harris

Hartland

Hastings

Hawick

Hawley

Hayfield

Hayward

Hector

Henderson

Hendricks

Hendrum

Henning

Henriette

Herman

Heron Lake

Hewitt

Hibbing

Hill City

Hillman

Hills

Hinckley

Hines

Hitterdal

Hoffman

Hokah

Holdingford

Holland

Hollandale

Holloway

Holmes City

Holyoke

Homer

Hope

Hopkins

Houston

Hovland

Howard Lake

Hoyt Lakes

Hugo

Humboldt

Huntley

Hutchinson

Ihlen

International Falls

Inver Grove Heights

Iona

Iron

Ironton

Isabella

Isanti

Isle

Itasca

Ivanhoe

Jackson

Jacobson

Janesville

Jasper

Jeffers

Jenkins

Jordan

Kanaranzi

Kandiyohi

Karlstad

Kasota

Kasson

Keewatin

Kelliher

Kellogg

Kennedy

Kenneth

Kensington

Kent

Kenyon

Kerkhoven

Kerrick

Kettle River

Kiester

Kilkenny

Kimball

Kinney

Knife River

Kroschel

La Crescent

La Salle

Lafayette

Lake Benton

Lake Bronson

Lake City

Lake Crystal

Lake Elmo

Lake Eunice

Lake George

Lake Hubert

Lake Lillian

Lake Park

Lake Wilson

Lakefield

Lakeland

Lakeville

Lamberton

Lancaster

Lanesboro

Lansing

Laporte

Lastrup

Le Center

Le Roy

Le Sueur

Lengby

Leonard

Leota

Lester Prairie

Lewiston

Lewisville

Lindstrom

Lismore

Litchfield

Little Falls

Littlefork

Loman

Long Lake

Long Prairie

Longville

Lonsdale

Loretto

Lowry

Lucan

Lutsen

Luverne

Lyle

Lynd

Madelia

Madison

Madison Lake

Magnolia

Mahnomen

Makinen

Manchester

Mankato

Mantorville

Maple Lake

Maple Plain

Mapleton

Marble

Marcell

Margie

Marietta

Marine On Saint Croix

Marshall

Max

Mayer

Maynard

Mazeppa

McGrath

Mcgregor

Mcintosh

McKinley

Meadowlands

Medford

Melrose

Melrude

Menahga

Mendota

Mentor

Merrifield

Middle River

Milaca

Milan

Millville

Milroy

Miltona

Minneapolis

Minneota

Minnesota City

Minnesota Lake

Minnetonka

Minnetonka Beach

Mizpah

Montevideo

Montgomery

Monticello

Montrose

Moorhead

Moose Lake

Mora

Morgan

Morris

Morristown

Morton

Motley

Mound

Mount Morris

Mountain Iron

Mountain Lake

Murdock

Nashua

Nashwauk

Navarre

Naytahwaush

Nelson

Nerstrand

Nett Lake

Nevis

New Auburn

New Germany

New London

New Market

New Munich

New Prague

New Richland

New Ulm

New York Mills

Newfolden

Newport

Nicollet

Nielsville

Nimrod

Nisswa

Norcross

North Branch

Northfield

Northome

Northrop

Norwood

Noyes

Oak Island

Oak Park

Oakland

Odessa

Odin

Ogema

Ogilvie

Okabena

Oklee

Olivia

Onamia

Ormsby

Oronoco

Orr

Ortonville

Osage

Osakis

Oslo

Osseo

Ostrander

Ottertail

Outing

Owatonna

Palisade

Park Rapids

Parkers Prairie

Paynesville

Pease

Pelican Rapids

Pemberton

Pengilly

Pennington

Pennock

Pequot Lakes

Perham

Perley

Peterson

Pierz

Pillager

Pine City

Pine Island

Pine River

Pipestone

Plainview

Plato

Plummer

Ponemah

Ponsford

Porter

Powers

Preston

Princeton

Prinsburg

Prior Lake

Puposky

Racine

Randall

Randolph

Ranier

Ray

Raymond

Reading

Reads Landing

Red Lake Falls

Red Wing

Redby

Redlake

Redwood Falls

Remer

Renville

Revere

Rice

Richmond

Richville

Richwood

Rochert

Rochester

Rock Creek

Rockford

Rockville

Rogers

Rollingstone

Roosevelt

Roscoe

Rose Creek

Roseau

Rosemount

Rothsay

Round Lake

Royalton

Rush City

Rushford

Rushmore

Russell

Ruthton

Sabin

Sacred Heart

Saginaw

Saint Bonifacius

Saint Charles

Saint Clair

Saint Cloud

Saint Francis

Saint Hilaire

Saint James

Saint Joseph

Saint Martin

Saint Michael

Saint Paul

Saint Paul Park

Saint Peter

Saint Stephen

Saint Vincent

Salol

Sanborn

Sandstone

Santiago

Sargeant

Sartell

Sauk Centre

Sauk Rapids

Savage

Sawyer

Scandia

Schroeder

Seaforth

Searles

Sebeka

Shafer

Shakopee

Shelly

Sherburn

Shevlin

Side Lake

Silver Bay

Silver Creek

Silver Lake

Slayton

Sleepy Eye

Solway

Soudan

South Haven

South International Falls

South Saint Paul

Spicer

Spring Grove

Spring Lake

Spring Park

Spring Valley

Springfield

Squaw Lake

St. Leo

Stacy

Stanchfield

Staples

Starbuck

Steen

Stephen

Stewart

Stewartville

Stillwater

Stockton

Storden

Strandquist

Strathcona

Sturgeon Lake

Sunburg

Swan River

Swanville

Swatara

Swift

Taconite

Talmoon

Tamarack

Taopi

Taunton

Taylors Falls

Tenstrike

Thief River Falls

Tintah

Tofte

Tower

Tracy

Trail

Trimont

Trosky

Truman

Twig

Twin Lakes

Twin Valley

Two Harbors

Tyler

Ulen

Underwood

Upsala

Utica

Vergas

Vermillion

Verndale

Vernon Center

Vesta

Victoria

Viking

Villard

Vining

Virginia

Wabasha

Wabasso

Waconia

Wadena

Wahkon

Waite Park

Waldorf

Walker

Walnut Grove

Waltham

Wanamingo

Wanda

Wannaska

Warba

Warren

Warroad

Warsaw

Waseca

Waskish

Watertown

Waterville

Watkins

Watson

Waubun

Waverly

Wayzata

Webster

Welch

Welcome

Wells

Wendell

West Albany

West Concord

West Union

Westbrook

Wheaton

White Earth

Willernie

Williams

Willmar

Willow River

Wilmont

Wilton

Windom

Winger

Winnebago

Winona

Winsted

Winthrop

Winton

Wirt

Wolf Lake

Wolverton

Wood Lake

Woodstock

Worthington

Wrenshall

Wright

Wykoff

Wyoming

Young America

Zimmerman

Zumbro Falls

Zumbrota