Medford, MA Mortgage Rates and Refinance Rates

Mortgages in Medford, MA: Find the best Medford, MA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Medford, MA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Medford, MA. Another option is searching for Medford, MA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Medford, MA mortgage rates or refinance rates.

Search and Compare Medford, MA Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 02118, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from United Bank
United Bank
300000
Refinance
4.276
4.250
USD
United Bank

4.276%
4/16/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $911
 
 
30 yr fixed mtg refi Mortgage Loan from RTN Federal Credit Union
RTN Federal Credit Union
300000
Refinance
4.261
4.250
USD
RTN Federal Credit Union

4.261%
4/16/2019
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $387
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank

4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from MountainOne Bank
MountainOne Bank
300000
Refinance
4.303
4.250
USD
MountainOne Bank

4.303%
4/16/2019
4.250%
at 0.500 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $397
 
 
30 yr fixed mtg refi Mortgage Loan from Enterprise Bank and Trust Company
Enterprise Bank and Trust Company
300000
Refinance
4.317
4.250
USD
Enterprise Bank and Trust Company

4.317%
4/16/2019
4.250%
at 0.500 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $885
 
 
30 yr fixed mtg refi Mortgage Loan from MutualOne Bank
MutualOne Bank
300000
Refinance
4.651
4.625
USD
MutualOne Bank

4.651%
4/16/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $907
 
 
30 yr fixed mtg refi Mortgage Loan from Main Street Bank
Main Street Bank
300000
Refinance
4.396
4.375
USD
Main Street Bank

4.396%
4/16/2019
4.375%
at 0.000 pts
40 day lock rate
Est payment: $1,497.86
Fees in APR: $757
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.279
4.250
USD
TD Bank, NA

4.279%
4/17/2019
4.250%
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,016
 
 
30 yr fixed mtg refi Mortgage Loan from Fall River Five Cents Savings Bank
Fall River Five Cents Savings Bank
300000
Refinance
4.140
4.125
USD
Fall River Five Cents Savings Bank

4.140%
4/17/2019
4.125%
at 0.000 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $525
 
 
30 yr fixed mtg refi Mortgage Loan from Rockland Federal Credit Union
Rockland Federal Credit Union
300000
Refinance
4.133
4.125
USD
Rockland Federal Credit Union

4.133%
4/19/2019
4.125%
at 0.000 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $298
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.557
4.500
USD
Santander Bank, N.A.

4.557%
4/22/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Mansfield Co-operative Bank
Mansfield Co-operative Bank
300000
Refinance
4.432
4.375
USD
Mansfield Co-operative Bank

4.432%
4/22/2019
4.375%
at 0.500 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $521
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.403
4.375
USD
Citizens Bank, NA

4.403%
4/19/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $998
 
 
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
UniBank for Savings
300000
Refinance
4.536
4.500
USD
UniBank for Savings

4.536%
4/19/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $500
 
 
30 yr fixed mtg refi Mortgage Loan from Clinton Savings Bank
Clinton Savings Bank
300000
Refinance
4.393
4.375
USD
Clinton Savings Bank

4.393%
4/18/2019
4.375%
at 0.000 pts
50 day lock rate
Est payment: $1,497.86
Fees in APR: $633
 
 
30 yr fixed mtg refi Mortgage Loan from Digital Federal Credit Union
Digital Federal Credit Union
300000
Refinance
4.205
4.125
USD
Digital Federal Credit Union

4.205%
4/18/2019
4.125%
at 0.750 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $595
 
 
30 yr fixed mtg refi Mortgage Loan from Hanscom Federal Credit Union
Hanscom Federal Credit Union
300000
Refinance
4.181
4.125
USD
Hanscom Federal Credit Union

4.181%
4/22/2019
4.125%
at 0.500 pts
55 day lock rate
Est payment: $1,453.95
Fees in APR: $496
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Medford, Massachusetts Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Medford, MA are the most popular type of mortgages rates you can find advertised for home buyers in Medford, MA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Medford, MA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Medford, MA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Medford, MA conforming mortgage rates and refi rates lower than Medford, MA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Medford, MA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Medford, Massachusetts

Jumbo mortgage rates in Medford, MA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Medford, MA and adjustable mortgage rates in Medford, MA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Medford, MA make.

Medford, Massachusetts Fixed Mortgage Rates and Fixed Refinance Rates

Medford, MA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Medford, Massachusetts Adjustable Mortgage Rates

Adjustable Medford, MA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Medford, MA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Medford, MA. Most adjustable mortgages in Medford, MA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Medford, MA Rates & Resources


Medford FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 278 Mystic Avenue, Medford, MA 02155

Bank of America, National Association

3510 684 Fellsway, Medford, MA 02155

Central Co-operative Bank

26646 270 Mystic Avenue, Medford, MA 02155

Century Bank and Trust Company

19943 400 Mystic Avenue, Medford, MA 02155

Century Bank and Trust Company

19943 503 Riverside Avenue, Medford, MA 02155

Century Bank and Trust Company

19943 One Salem Street, Medford, MA 02155

Eagle Bank

90191 471 Salem Street, Medford, MA 02155

East Boston Savings Bank

33510 410 Riverside Avenue, Medford, MA 02155

East Cambridge Savings Bank

90173 243 Salem Street, Medford, MA 02155

Eastern Bank

32773 53 Locust Street, Medford, MA 02155

RBS Citizens, National Association

57957 257 Spring Street, Medford, MA 02155

RBS Citizens, National Association

57957 501 High Street, Medford, MA 02155

RBS Citizens, National Association

57957 760 Fellsway Plaza, Medford, MA 02155

RBS Citizens, National Association

57957 One Riverside Avenue, Medford, MA 02155