Berkshire, MA Mortgage Rates and Refinance Rates

Mortgages in Berkshire, MA: Find the best Berkshire, MA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Berkshire, MA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Berkshire, MA. Another option is searching for Berkshire, MA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Berkshire, MA mortgage rates or refinance rates.

Search and Compare Berkshire, MA Mortgage Rates & Refinance Rates

Loan Type Purchase    Refinance	Location State/City    Zip Code		Loan Amt	Points	FICO	% Down
30 year fixed refi 15 year fixed refi 10 year fixed refi 20 year fixed refi 5 year ARM refi 7 year ARM refi 10 year ARM refi 3 year ARM refi 5 year ARM refi I/O 7 year ARM refi I/O 3 year ARM refi I/O	AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY    Amherst Barnstable-Yarmouth Boston Cambridge Chelmsford Chestnut Hill Lowell Methuen New Bedford Norfolk-Norwood Northampton Pittsfield-Lenox Plymouth Springfield Taunton-Attleboro Williamstown Worcester		$	All 0 0.1 - .5 .6 - 1 1.1 - 1.5 1.6 - 2 2.1 - 2.5 2.6 - 3	350 - 619 620 - 639 640 - 659 660 - 679 680 - 699 700 - 719 720 - 739 740 - 850	5% 10% 15% 20% 25% 30% 40%

in 02118, All points, 740    Sort by: Default Lender APR Rate Fees in APR Payment Points

Lender

APR

Rate

Cost & Fees

Notes

 

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.750%

2.750%

USD

NMLS # 1799947

2.750%

01/23/2021

2.750%

at -0.375 pts
45 day lock rate

Est payment: $1,225

Fees in APR: ($939)

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.645%

2.625%

USD

NMLS # 1799947

2.645%

01/23/2021

2.625%

at 0.250 pts
45 day lock rate

Est payment: $1,205

Fees in APR: $792

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation

AmeriSave Mortgage Corporation

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif

300000

Purchase

2.625%

2.625%

USD

NMLS # 1168
State Lic # MC1168

2.625%

01/23/2021

2.625%

at -0.250 pts
30 day lock rate

Est payment: $1,205

Fees in APR: ($645)

Direct Lender. Billions Funded.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.507%

2.375%

USD

NMLS # 1799947

2.507%

01/23/2021

2.375%

at 1.750 pts
45 day lock rate

Est payment: $1,166

Fees in APR: $5,256

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation

AmeriSave Mortgage Corporation

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif

300000

Purchase

2.474%

2.375%

USD

NMLS # 1168
State Lic # MC1168

2.474%

01/23/2021

2.375%

at 1.375 pts
30 day lock rate

Est payment: $1,166

Fees in APR: $3,951

Direct Lender. Billions Funded.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage

Rocket Mortgage

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif

300000

Purchase

3.178%

2.990%

USD

NMLS # 3030

3.178%

01/23/2021

2.990%

at 2.000 pts
45 day lock rate

Est payment: $1,264

Fees in APR: $7,250

From the lender: We can close your loan in less than a month!

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030

Quicken Loans NMLS #3030

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif

300000

Purchase

3.178%

2.990%

USD

NMLS # 3030

3.178%

01/23/2021

2.990%

at 2.000 pts
45 day lock rate

Est payment: $1,264

Fees in APR: $7,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.438%

2.250%

USD

NMLS # 1799947

2.438%

01/23/2021

2.250%

at 2.500 pts
45 day lock rate

Est payment: $1,147

Fees in APR: $7,590

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation

AmeriSave Mortgage Corporation

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif

300000

Purchase

2.402%

2.250%

USD

NMLS # 1168
State Lic # MC1168

2.402%

01/23/2021

2.250%

at 2.000 pts
30 day lock rate

Est payment: $1,147

Fees in APR: $6,108

Direct Lender. Billions Funded.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage

Rocket Mortgage

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif

300000

Purchase

3.362%

3.250%

USD

NMLS # 3030

3.362%

01/23/2021

3.250%

at 1.000 pts
45 day lock rate

Est payment: $1,306

Fees in APR: $4,250

From the lender: We can close your loan in less than a month!

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC

Figure Lending LLC

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif

300000

Purchase

2.450%

2.250%

USD

NMLS # 1717824

2.450%

01/23/2021

2.250%

at 2.000 pts
30 day lock rate

Est payment: $1,147

Fees in APR: $8,550

Put your money where you need it sooner.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC

Figure Lending LLC

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif

300000

Purchase

2.627%

2.500%

USD

NMLS # 1717824

2.627%

01/23/2021

2.500%

at 1.000 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $5,550

Put your money where you need it sooner.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation

AmeriSave Mortgage Corporation

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif

300000

Purchase

2.625%

2.625%

USD

NMLS # 1168
State Lic # MC1168

2.625%

01/23/2021

2.625%

at -0.250 pts
30 day lock rate

Est payment: $1,205

Fees in APR: ($645)

Direct Lender. Billions Funded.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.750%

2.750%

USD

NMLS # 1799947

2.750%

01/23/2021

2.750%

at -0.375 pts
45 day lock rate

Est payment: $1,225

Fees in APR: ($939)

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC

Figure Lending LLC

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif

300000

Purchase

2.677%

2.625%

USD

NMLS # 1717824

2.677%

01/23/2021

2.625%

at 0.000 pts
30 day lock rate

Est payment: $1,205

Fees in APR: $2,550

Put your money where you need it sooner.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.645%

2.625%

USD

NMLS # 1799947

2.645%

01/23/2021

2.625%

at 0.250 pts
45 day lock rate

Est payment: $1,205

Fees in APR: $792

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.

Beeline Loans, Inc.

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif

300000

Purchase

2.566%

2.500%

USD

NMLS # 1799947

2.566%

01/23/2021

2.500%

at 0.875 pts
45 day lock rate

Est payment: $1,186

Fees in APR: $2,601

Beeline is the shortest possible path to a new home or an effortless refi.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation

AmeriSave Mortgage Corporation

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif

300000

Purchase

2.535%

2.500%

USD

NMLS # 1168
State Lic # MC1168

2.535%

01/23/2021

2.500%

at 0.500 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $1,389

Direct Lender. Billions Funded.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030

Quicken Loans NMLS #3030

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif

300000

Purchase

3.739%

3.625%

USD

NMLS # 3030

3.739%

01/23/2021

3.625%

at 1.000 pts
45 day lock rate

Est payment: $1,369

Fees in APR: $4,250

The Better Business Bureau gives Quicken Loans and A+ for customer service.

 

Next

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Berkshire, Massachusetts Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Berkshire, MA are the most popular type of mortgages rates you can find advertised for home buyers in Berkshire, MA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Berkshire, MA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Berkshire, MA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Berkshire, MA conforming mortgage rates and refi rates lower than Berkshire, MA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Berkshire, MA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Berkshire, Massachusetts

Jumbo mortgage rates in Berkshire, MA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Berkshire, MA and adjustable mortgage rates in Berkshire, MA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Berkshire, MA make.

Berkshire, Massachusetts Fixed Mortgage Rates and Fixed Refinance Rates

Berkshire, MA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Berkshire, Massachusetts Adjustable Mortgage Rates

Adjustable Berkshire, MA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Berkshire, MA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Berkshire, MA. Most adjustable mortgages in Berkshire, MA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Berkshire FDIC Insured Banks