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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Massachusetts Mortgage Rates and Refinance Rates Today

Mortgages in Massachusetts: Find the best Massachusetts mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Massachusetts, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Massachusetts. Another option is searching for Massachusetts refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Massachusetts mortgage rates or refinance rates.

Search and Compare Massachusetts Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Tue Aug 22, 2017
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 02118, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $760
 
 
Next button
MountainOne Bank

3.807%
8/22/2017
3.750%
at 0.500 pts
45 day lock rate
Est payment: $926.23
Fees in APR: $397
 
 
Raymond James Bank, NA

4.201%
8/22/2017
4.125%
at 0.250 pts
45 day lock rate
Est payment: $969.30
Fees in APR: $1,299
 
 
Santander Bank, N.A.

4.074%
8/22/2017
3.990%
at 0.000 pts
60 day lock rate
Est payment: $953.68
Fees in APR: $2,004
 
 
LincolnWay Community Bank

3.920%
8/22/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $1,085
 
 
Main Street Bank

4.282%
8/22/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $757
 
 
IAB Financial Bank

4.285%
8/16/2017
4.250%
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $828
 
 
United Bank

4.163%
8/22/2017
4.125%
at 0.000 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $911
 
 
Rockland Federal Credit Union

3.887%
8/18/2017
3.875%
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $298
 
 
Mansfield Co-operative Bank

3.938%
8/21/2017
3.875%
at 0.500 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $521
 
 
Hanscom Federal Credit Union

3.770%
8/21/2017
3.750%
at 0.000 pts
55 day lock rate
Est payment: $926.23
Fees in APR: $496
 
 
RTN Federal Credit Union

3.891%
8/22/2017
3.875%
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $387
 
 
MutualOne Bank

4.163%
8/22/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $907
 
 
Greenfield Co-operative Bank

4.017%
8/18/2017
4.000%
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $403
 
 
Middlesex Savings Bank

3.904%
8/16/2017
3.875%
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $693
 
 
Digital Federal Credit Union

3.941%
8/17/2017
3.875%
at 0.500 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $595
 
 
Cambridge Trust Company

3.774%
8/18/2017
3.750%
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $592
 
 
Enterprise Bank and Trust Company

3.827%
8/15/2017
3.750%
at 0.500 pts
60 day lock rate
Est payment: $926.23
Fees in APR: $885
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Massachusetts Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Massachusetts are the most popular type of mortgages rates you can find advertised for home buyers in Massachusetts. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Massachusetts mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Massachusetts banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Massachusetts conforming mortgage rates and refi rates lower than Massachusetts jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Massachusetts home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Massachusetts

Jumbo mortgage rates in Massachusetts are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Massachusetts and adjustable mortgage rates in Massachusetts. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Massachusetts make.

Massachusetts Fixed Mortgage Rates and Fixed Refinance Rates

Massachusetts fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Massachusetts Adjustable Mortgage Rates

Adjustable Massachusetts mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Massachusetts are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Massachusetts. Most adjustable mortgages in Massachusetts have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Massachusetts

Abington

Accord

Acton

Acushnet

Adams

Agawam

Allston

Amesbury

Amherst

Andover

Arlington

Arlington Heights

Ashburnham

Ashby

Ashfield

Ashland

Ashley Falls

Assonet

Athol

Attleboro

Attleboro Falls

Auburn

Auburndale

Avon

Ayer

Babson Park

Baldwinville

Barnstable

Barnstable Town

Barre

Becket

Bedford

Belchertown

Bellingham

Belmont

Berkley

Berkshire

Berlin

Bernardston

Beverly

Billerica

Blackstone

Blandford

Bolton

Bondsville

Boston

Boxborough

Boxford

Boylston

Braintree

Brant Rock

Brewster

Bridgewater

Brighton

Brimfield

Brockton

Brookfield

Brookline

Brookline Village

Bryantville

Buckland

Burlington

Buzzards Bay

Byfield

Cambridge

Canton

Carlisle

Carver

Cataumet

Centerville

Charlemont

Charlestown

Charlton

Charlton City

Charlton Depot

Chartley

Chatham

Chelmsford

Chelsea

Cherry Valley

Cheshire

Chester

Chesterfield

Chestnut Hill

Chicopee

Chilmark

Clinton

Cohasset

Colrain

Concord

Conway

Cotuit

Cummaquid

Cummington

Cuttyhunk

Dalton

Danvers

Dartmouth

Dedham

Deerfield

Dennis

Dennis Port

Dighton

Douglas

Dover

Dracut

Drury

Dudley

Dunstable

Duxbury

East Bridgewater

East Brookfield

East Dennis

East Falmouth

East Freetown

East Longmeadow

East Mansfield

East Orleans

East Otis

East Princeton

East Sandwich

East Taunton

East Templeton

East Walpole

East Wareham

Eastham

Easthampton

Easton

Edgartown

Elmwood

Erving

Essex

Everett

Fairhaven

Fall River

Falmouth

Fayville

Feeding Hills

Fiskdale

Fitchburg

Florence

Forestdale

Foxboro

Foxborough

Framingham

Franklin

Gardner

Georgetown

Gilbertville

Glendale

Gloucester

Goshen

Grafton

Granby

Granville

Great Barrington

Green Harbor

Greenbush

Greenfield

Groton

Groveland

Hadley

Halifax

Hamilton

Hampden

Hanover

Hanscom AFB

Hanson

Hardwick

Harvard

Harwich

Harwich Port

Hatfield

Hathorne

Haverhill

Haydenville

Heath

Hingham

Hinsdale

Holbrook

Holden

Holland

Holliston

Holyoke

Hopedale

Hopkinton

Housatonic

Hubbardston

Hudson

Hull

Humarock

Huntington

Hyannis

Hyannis Port

Hyde Park

Indian Orchard

Ipswich

Jamaica Plain

Jefferson

Kingston

Lake Pleasant

Lakeville

Lancaster

Lanesboro

Lawrence

Lee

Leeds

Leicester

Lenox

Lenox Dale

Leominster

Leverett

Lexington

Lincoln

Linwood

Littleton

Longmeadow

Lowell

Ludlow

Lunenburg

Lynn

Lynnfield

Malden

Manchaug

Manchester

Manomet

Mansfield

Marblehead

Marion

Marlborough

Marshfield

Marshfield Hills

Marstons Mills

Mashpee

Mattapan

Mattapoisett

Maynard

Medfield

Medford

Medway

Melrose

Mendon

Menemsha

Merrimac

Methuen

Middleboro

Middlefield

Middleton

Milford

Mill River

Millbury

Millis

Millville

Milton

Milton Village

Minot

Monponsett

Monroe Bridge

Monson

Montague

Monterey

Monument Beach

Nahant

Nantucket

Natick

Needham

New Bedford

New Braintree

New Salem

New Town

Newbury

Newburyport

Newton

Newton Center

Newton Highlands

Newton Lower Falls

Newton Upper Falls

Newtonville

Nonantum

Norfolk

North Adams

North Amherst

North Andover

North Attleboro

North Billerica

North Brookfield

North Carver

North Chatham

North Chelmsford

North Dartmouth

North Dighton

North Eastham

North Easton

North Egremont

North Falmouth

North Grafton

North Hatfield

North Marshfield

North Oxford

North Pembroke

North Reading

North Scituate

North Truro

North Uxbridge

Northampton

Northborough

Northbridge

Northfield

Norton

Norwell

Norwood

Nutting Lake

Oak Bluffs

Oakham

Ocean Bluff

Onset

Orange

Orleans

Osterville

Otis

Oxford

Palmer

Paxton

Peabody

Pembroke

Pepperell

Petersham

Pinehurst

Pittsfield

Plainfield

Plainville

Plymouth

Plympton

Pocasset

Prides Crossing

Princeton

Provincetown

Quincy

Randolph

Raynham

Raynham Center

Reading

Readville

Rehoboth

Revere

Richmond

Rochdale

Rochester

Rockland

Rockport

Roslindale

Rowe

Rowley

Royalston

Russell

Rutland

Sagamore

Sagamore Beach

Salem

Salisbury

Sandisfield

Sandwich

Saugus

Savoy

Scituate

Seekonk

Sharon

Shattuckville

Sheffield

Shelburne Falls

Sheldonville

Sherborn

Shirley

Shrewsbury

Shutesbury

Siasconset

Silver Beach

Somerset

Somerville

South Barre

South Carver

South Chatham

South Dartmouth

South Deerfield

South Dennis

South Easton

South Egremont

South Grafton

South Hadley

South Hamilton

South Harwich

South Lancaster

South Lee

South Orleans

South Walpole

South Wellfleet

South Yarmouth

Southampton

Southborough

Southbridge

Southfield

Southwick

Spencer

Springfield

Sterling

Still River

Stockbridge

Stoneham

Stoughton

Stow

Sturbridge

Sudbury

Sunderland

Sutton

Swampscott

Swansea

Taunton

Templeton

Tewksbury

Thorndike

Three Rivers

Tolland

Topsfield

Townsend

Truro

Turners Falls

Tyngsboro

Tyringham

Upton

Uxbridge

Village Of Nagog Woods

Vineyard Haven

Waban

Wakefield

Wales

Walpole

Waltham

Ware

Wareham

Warren

Warwick

Watertown

Waverley

Wayland

Webster

Wellesley

Wellesley Hills

Wellfleet

Wendell

Wendell Depot

Wenham

West Barnstable

West Boxford

West Boylston

West Bridgewater

West Brookfield

West Chatham

West Chesterfield

West Dennis

West Falmouth

West Groton

West Harwich

West Hatfield

West Hyannisport

West Medford

West Millbury

West Newbury

West Newton

West Roxbury

West Springfield

West Stockbridge

West Tisbury

West Townsend

West Wareham

West Warren

West Yarmouth

Westborough

Westfield

Westford

Westminster

Weston

Westport

Westport Point

Westwood

Weymouth

Whately

Wheelwright

White Horse Beach

Whitinsville

Whitman

Wilbraham

Williamsburg

Williamstown

Wilmington

Winchendon

Winchendon Springs

Winchester

Windsor

Winthrop

Woburn

Woods Hole

Woodville

Worcester

Woronoco

Worthington

Wrentham

Yarmouth Port