web statistics
Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Louisiana Mortgage Rates and Refinance Rates Today

Mortgages in Louisiana: Find the best Louisiana mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Louisiana, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Louisiana. Another option is searching for Louisiana refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Louisiana mortgage rates or refinance rates.

Search and Compare Louisiana Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Tue Aug 22, 2017
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 70801, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $540
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,672
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,442
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
Flagstar Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $786
Thank you for your inquiry! 
 
Next button
Southern Heritage Bank

4.165%
8/18/2017
4.000%
at 1.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $1,920
 
 
Regions Bank

4.290%
8/18/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Raymond James Bank, NA

4.201%
8/22/2017
4.125%
at 0.250 pts
45 day lock rate
Est payment: $969.30
Fees in APR: $1,299
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Louisiana Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Louisiana are the most popular type of mortgages rates you can find advertised for home buyers in Louisiana. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Louisiana mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Louisiana banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Louisiana conforming mortgage rates and refi rates lower than Louisiana jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Louisiana home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Louisiana

Jumbo mortgage rates in Louisiana are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Louisiana and adjustable mortgage rates in Louisiana. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Louisiana make.

Louisiana Fixed Mortgage Rates and Fixed Refinance Rates

Louisiana fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Louisiana Adjustable Mortgage Rates

Adjustable Louisiana mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Louisiana are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Louisiana. Most adjustable mortgages in Louisiana have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Louisiana

Abbeville

Abita Springs

Acme

Addis

Aimwell

Akers

Albany

Alexandria

Ama

Amelia

Amite

Anacoco

Angie

Angola

Arabi

Arcadia

Archibald

Arnaudville

Ashland

Athens

Atlanta

Avery Island

Baker

Baldwin

Ball

Barataria

Barksdale AFB

Basile

Baskin

Bastrop

Batchelor

Baton Rouge

Bayou Goula

Belcher

Bell City

Belle Chasse

Belle Rose

Belmont

Bentley

Benton

Bernice

Berwick

Bethany

Bienville

Blanchard

Blanks

Bogalusa

Bonita

Boothville

Bordelonville

Bossier City

Bourg

Boutte

Boyce

Braithwaite

Branch

Breaux Bridge

Brittany

Broussard

Brusly

Bueche

Bunkie

Buras

Burnside

Bush

Cade

Calhoun

Calvin

Cameron

Campti

Cankton

Carencro

Carlisle

Carville

Castor

Cecilia

Center Point

Centerville

Chalmette

Charenton

Chase

Chataignier

Chatham

Chauvin

Cheneyville

Choudrant

Church Point

Clarence

Clarks

Clayton

Clinton

Cloutierville

Colfax

Collinston

Columbia

Convent

Converse

Cotton Valley

Cottonport

Coushatta

Covington

Creole

Crowley

Crowville

Cullen

Cut Off

Darrow

Davant

Delcambre

Delhi

Delta

Denham Springs

Dequincy

Deridder

Des Allemands

Destrehan

Deville

Dodson

Donaldsonville

Donner

Downsville

Doyline

Dry Creek

Dry Prong

Dubach

Dubberly

Dulac

Duplessis

Dupont

Duson

East Point

Echo

Edgard

Effie

Egan

Elizabeth

Elm Grove

Elmer

Elton

Empire

Enterprise

Epps

Erath

Eros

Erwinville

Estherwood

Ethel

Eunice

Evangeline

Evans

Evergreen

Fairbanks

Farmerville

Fenton

Ferriday

Fisher

Flatwoods

Flora

Florien

Fluker

Folsom

Fordoche

Forest

Forest Hill

Fort Necessity

Franklin

Franklinton

French Settlement

Frierson

Fullerton

Galliano

Garden City

Gardner

Garyville

Geismar

Georgetown

Gheens

Gibsland

Gibson

Gilbert

Gilliam

Glenmora

Gloster

Glynn

Golden Meadow

Goldonna

Gonzales

Gorum

Grambling

Gramercy

Grand Cane

Grand Chenier

Grand Coteau

Grand Isle

Grant

Gray

Grayson

Greensburg

Greenwell Springs

Greenwood

Gretna

Grosse Tete

Gueydan

Hackberry

Hahnville

Hall Summit

Hamburg

Hammond

Harmon

Harrisonburg

Harvey

Haughton

Hayes

Haynesville

Heflin

Hessmer

Hester

Hineston

Hodge

Holden

Homer

Hornbeck

Hosston

Houma

Husser

Ida

Independence

Innis

Iota

Iowa

Jackson

Jamestown

Jarreau

Jeanerette

Jefferson

Jena

Jennings

Jigger

Jones

Jonesboro

Jonesville

Joyce

Kaplan

Keatchie

Keithville

Kelly

Kenner

Kentwood

Kilbourne

Killona

Kinder

Kraemer

Krotz Springs

Kurthwood

La Place

Labadieville

Labarre

Lacamp

Lacassine

Lacombe

Lafayette

Lafitte

Lake Arthur

Lake Charles

Lake Providence

Lakeland

Laplace

Larose

Lawtell

Lebeau

Leblanc

Lecompte

Leesville

Lena

Leonville

Lettsworth

Libuse

Lillie

Lisbon

Livingston

Livonia

Lockport

Logansport

Longleaf

Longstreet

Longville

Loranger

Loreauville

Lottie

Luling

Lutcher

Lydia

Madisonville

Mamou

Mandeville

Mangham

Mansfield

Mansura

Many

Maringouin

Marion

Marksville

Marrero

Marthaville

Mathews

Maurepas

Maurice

McNary

Melrose

Melville

Mer Rouge

Meraux

Mermentau

Merryville

Metairie

Milton

Minden

Mittie

Modeste

Monroe

Montegut

Monterey

Montgomery

Mooringsport

Mora

Moreauville

Morgan City

Morganza

Morrow

Morse

Mount Airy

Mount Hermon

Napoleonville

Natalbany

Natchez

Natchitoches

Negreet

New Iberia

New Orleans

New Roads

New Sarpy

Newellton

Newllano

Noble

Norco

Norwood

Oak Grove

Oak Ridge

Oakdale

Oberlin

Oil City

Olla

Opelousas

Oscar

Otis

Paincourtville

Palmetto

Paradis

Patterson

Paulina

Pearl River

Pelican

Perry

Pierre Part

Pilottown

Pine Grove

Pine Prairie

Pineville

Pioneer

Pitkin

Plain Dealing

Plaquemine

Plattenville

Plaucheville

Pleasant Hill

Pointe A La Hache

Pollock

Ponchatoula

Port Allen

Port Barre

Port Sulphur

Powhatan

Prairieville

Pride

Princeton

Provencal

Quitman

Raceland

Ragley

Rayne

Rayville

Reddell

Reeves

Reserve

Rhinehart

Ringgold

Roanoke

Robeline

Robert

Rodessa

Rosedale

Roseland

Rosepine

Rougon

Ruby

Ruston

Saint Amant

Saint Benedict

Saint Bernard

Saint Francisville

Saint Gabriel

Saint James

Saint Joseph

Saint Landry

Saint Martinville

Saint Maurice

Saint Rose

Saline

Sarepta

Schriever

Scott

Shongaloo

Shreveport

Sibley

Sicily Island

Sieper

Sikes

Simmesport

Simpson

Simsboro

Singer

Slagle

Slaughter

Slidell

Sondheimer

Sorrento

South Mansfield

Spearsville

Springfield

Springhill

Starks

Start

Sterlington

Stonewall

Sugartown

Sulphur

Summerfield

Sun

Sunset

Sunshine

Swartz

Talisheek

Tallulah

Tangipahoa

Taylor

Theriot

Thibodaux

Tickfaw

Tioga

Torbert

Transylvania

Trout

Tullos

Tunica

Turkey Creek

Uncle Sam

Urania

Vacherie

Venice

Ventress

Verda

Vidalia

Ville Platte

Vinton

Violet

Vivian

Wakefield

Walker

Washington

Waterproof

Watson

Welsh

West Monroe

Westlake

Westwego

Weyanoke

White Castle

Wildsville

Wilson

Winnfield

Winnsboro

Wisner

Woodworth

Youngsville

Zachary

Zwolle