Elizabethtown, KY Mortgage Rates and Refinance Rates

Mortgages in Elizabethtown, KY: Find the best Elizabethtown, KY mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Elizabethtown, KY, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Elizabethtown, KY. Another option is searching for Elizabethtown, KY refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Elizabethtown, KY mortgage rates or refinance rates.

Search and Compare Elizabethtown, KY Mortgage Rates & Refinance Rates



Elizabethtown, Kentucky Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Elizabethtown, KY are the most popular type of mortgages rates you can find advertised for home buyers in Elizabethtown, KY. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Elizabethtown, KY mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Elizabethtown, KY banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Elizabethtown, KY conforming mortgage rates and refi rates lower than Elizabethtown, KY jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Elizabethtown, KY home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Elizabethtown, Kentucky

Jumbo mortgage rates in Elizabethtown, KY are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Elizabethtown, KY and adjustable mortgage rates in Elizabethtown, KY. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Elizabethtown, KY make.

Elizabethtown, Kentucky Fixed Mortgage Rates and Fixed Refinance Rates

Elizabethtown, KY fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Elizabethtown, Kentucky Adjustable Mortgage Rates

Adjustable Elizabethtown, KY mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Elizabethtown, KY are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Elizabethtown, KY. Most adjustable mortgages in Elizabethtown, KY have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Elizabethtown, KY Rates & Resources


Elizabethtown FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Citizens Union Bank of Shelbyville

5840 1830 N. Dixie Hwy., Elizabethtown, KY 42701

Citizens Union Bank of Shelbyville

5840 2413 Ring Road, Elizabethtown, KY 42701

First Citizens Bank

19304 111 Towne Drive, Elizabethtown, KY 42701

First Citizens Bank

19304 3030 Ring Road, Elizabethtown, KY 42701

First Citizens Bank

19304 425 West Dixie Avenue, Elizabethtown, KY 42701

First Federal Savings Bank of Elizabethtown

28610 2101 North Dixie Avenue, Elizabethtown, KY 42701

First Federal Savings Bank of Elizabethtown

28610 2323 Ring Road, Elizabethtown, KY 42701

First Federal Savings Bank of Elizabethtown

28610 325 West Dixie Avenue, Elizabethtown, KY 42701

First Federal Savings Bank of Elizabethtown

28610 4611 Dixie Highway, Elizabethtown, KY 42701

JPMorgan Chase Bank, National Association

628 1009 North Mulberry, Elizabethtown, KY 42701

JPMorgan Chase Bank, National Association

628 1200 North Dixie Highway, Elizabethtown, KY 42701

Kentucky Neighborhood Bank

34572 1000 North Dixie Avenue, Elizabethtown, KY 42702

Kentucky Neighborhood Bank

34572 3030 Dolphin Drive, Suite #1, Elizabethtown, KY 42701

Magnolia Bank, Incorporated

8120 651 West Dixie Avenue, Elizabethtown, KY 42701

PNC Bank, National Association

6384 1016 North Mulberry, Elizabethtown, KY 42701

PNC Bank, National Association

6384 227 West Dixie Highway, Elizabethtown, KY 42701

PNC Bank, National Association

6384 805 North Dixie Avenue, Elizabethtown, KY 42701

Republic Bank & Trust Company

23627 1690 Ring Road Avenue, Elizabethtown, KY 42701

South Central Bank of Hardin County, Inc.

33977 2908 Ring Road, Elizabethtown, KY 42702

South Central Bank of Hardin County, Inc.

33977 4079 N. Dixie, Elizabethtown, KY 42701

The Cecilian Bank

8774 1808 North Dixie, Elizabethtown, KY 42701

The Cecilian Bank

8774 2633 Leitchfield Road, Elizabethtown, KY 42701

The Cecilian Bank

8774 2920 Ring Road, Elizabethtown, KY 42701

West Point Bank

12166 502 West Dixie Avenue, Elizabethtown, KY 42701

Wilson & Muir Bank & Trust Company

17040 250 West Dixie Avenue, Elizabethtown, KY 42701