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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Kentucky Mortgage Rates and Refinance Rates Today

Mortgages in Kentucky: Find the best Kentucky mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Kentucky, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Kentucky. Another option is searching for Kentucky refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Kentucky mortgage rates or refinance rates.

Search and Compare Kentucky Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Nov 24, 2017


Kentucky Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Kentucky are the most popular type of mortgages rates you can find advertised for home buyers in Kentucky. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Kentucky mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Kentucky banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Kentucky conforming mortgage rates and refi rates lower than Kentucky jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Kentucky home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Kentucky

Jumbo mortgage rates in Kentucky are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Kentucky and adjustable mortgage rates in Kentucky. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Kentucky make.

Kentucky Fixed Mortgage Rates and Fixed Refinance Rates

Kentucky fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Kentucky Adjustable Mortgage Rates

Adjustable Kentucky mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Kentucky are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Kentucky. Most adjustable mortgages in Kentucky have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Kentucky

Aberdeen

Adairville

Adams

Adolphus

Ages Brookside

Albany

Alexandria

Allegre

Allen

Allensville

Almo

Alpha

Alvaton

Annville

Argillite

Arjay

Arlington

Artemus

Ary

Ashcamp

Asher

Ashland

Athol

Auburn

Augusta

Austin

Auxier

Avawam

Bagdad

Bakerton

Bandana

Banner

Barbourville

Bardstown

Bardwell

Barlow

Baskett

Battletown

Baxter

Bays

Bear Branch

Beattyville

Beaumont

Beauty

Beaver

Beaver Dam

Bedford

Bee Spring

Beech Creek

Beech Grove

Beechmont

Belcher

Belfry

Bellevue

Belton

Benham

Benton

Berea

Berry

Bethany

Bethelridge

Bethlehem

Betsy Layne

Beverly

Bevinsville

Big Clifty

Big Creek

Big Laurel

Big Spring

Bighill

Bimble

Blackey

Blackford

Blaine

Bledsoe

Bloomfield

Blue River

Boaz

Bonnieville

Bonnyman

Booneville

Boons Camp

Boston

Bowling Green

Bradfordsville

Brandenburg

Breeding

Bremen

Brodhead

Bronston

Brooklyn

Brooks

Brooksville

Browder

Brownsville

Bryants Store

Bryantsville

Buckhorn

Buckner

Buffalo

Bulan

Burdine

Burgin

Burkesville

Burlington

Burna

Burnside

Bush

Busy

Butler

Bypro

Cadiz

Calhoun

California

Calvert City

Calvin

Camp Dix

Campbellsburg

Campbellsville

Campton

Canada

Cane Valley

Caneyville

Canmer

Cannel City

Cannon

Carlisle

Carrie

Carrollton

Carter

Catlettsburg

Cave City

Cawood

Cecilia

Center

Centertown

Central City

Cerulean

Chaplin

Chappell

Chavies

Cisco

Clarkson

Clay

Clay City

Clayhole

Clearfield

Cleaton

Clermont

Clifty

Clinton

Closplint

Cloverport

Coalgood

Coldiron

Columbia

Columbus

Combs

Confluence

Corbin

Corinth

Cornettsville

Corydon

Covington

Coxs Creek

Crab Orchard

Cranks

Crayne

Crestwood

Crittenden

Crockett

Crofton

Cromona

Cromwell

Cub Run

Cumberland

Cunningham

Curdsville

Custer

Cynthiana

Dabolt

Dana

Danville

David

Dawson Springs

Dayhoit

Dayton

De Mossville

Deane

Debord

Delphia

Dema

Denniston

Denton

Denver

Dewitt

Dexter

Dice

Dixon

Dorton

Dover

Drake

Drakesboro

Drift

Dry Ridge

Dubre

Dunbar

Dundee

Dunmor

Dunnville

Dwale

Dwarf

Dycusburg

Earlington

East Bernstadt

East Point

Eastern

Eastview

Eastwood

Eddyville

Edmonton

Edna

Eighty Eight

Ekron

Elizabethtown

Elizaville

Elk Horn

Elkfork

Elkhorn City

Elkton

Elliottville

Elsie

Emerson

Eminence

Emlyn

Emmalena

Eolia

Eriline

Erlanger

Ermine

Essie

Etoile

Eubank

Evarts

Ewing

Ezel

Fairdale

Fairfield

Fairplay

Fairview

Falcon

Fall Rock

Falls Of Rough

Falmouth

Fancy Farm

Farmers

Farmington

Fedscreek

Ferguson

Finchville

Firebrick

Fisherville

Fisty

Flat Lick

Flatgap

Flatwoods

Flemingsburg

Florence

Ford

Fords Branch

Fordsville

Forest Hills

Fort Campbell

Fort Knox

Fort Mitchell

Fort Thomas

Foster

Fountain Run

Fourmile

Frakes

Frankfort

Franklin

Fredonia

Freeburn

Frenchburg

Ft Mitchell

Fulton

Gamaliel

Gapville

Garfield

Garner

Garrard

Garrett

Garrison

Gays Creek

Georgetown

Germantown

Ghent

Gilbertsville

Girdler

Glasgow

Glencoe

Glendale

Glens Fork

Glenview

Goose Rock

Gordon

Goshen

Gracey

Gradyville

Graham

Grahn

Grand Rivers

Gravel Switch

Gray

Gray Hawk

Grays Knob

Grayson

Green Road

Greensburg

Greenup

Greenville

Grethel

Gulston

Gunlock

Guston

Guthrie

Hadley

Hagerhill

Haldeman

Halfway

Hallie

Hamlin

Hampton

Hanson

Happy

Hardburly

Hardin

Hardinsburg

Hardy

Hardyville

Harlan

Harned

Harold

Harrods Creek

Harrodsburg

Hartford

Hawesville

Hazard

Hazel

Hazel Green

Hebron

Heidelberg

Heidrick

Hellier

Helton

Henderson

Herndon

Hestand

Hi Hat

Hickman

Hickory

Hillsboro

Hima

Hindman

Hinkle

Hiseville

Hitchins

Hodgenville

Holland

Holmes Mill

Hope

Hopkinsville

Horse Branch

Horse Cave

Hoskinston

Huddy

Hudson

Hueysville

Hulen

Huntsville

Hustonville

Hyden

Independence

Inez

Ingram

Irvine

Irvington

Island

Island City

Isom

Isonville

Ivel

Ivyton

Jackhorn

Jackson

Jacobs

Jamestown

Jeff

Jeffersonville

Jenkins

Jeremiah

Jetson

Jonancy

Jonesville

Junction City

Keaton

Keavy

Keene

Kenton

Kenvir

Kettle Island

Kevil

Kimper

Kings Mountain

Kirksey

Kite

Knifley

Knob Lick

Krypton

Kuttawa

La Center

La Fayette

La Grange

Lackey

Lancaster

Langley

Latonia

Lawrenceburg

Leander

Lebanon

Lebanon Junction

Leburn

Ledbetter

Lee City

Leitchfield

Lejunior

Lerose

Letcher

Lewisburg

Lewisport

Lexington

Liberty

Lick Creek

Lily

Lindseyville

Linefork

Littcarr

Livermore

Livingston

Lloyd

Lockport

London

Lone

Lookout

Loretto

Lost Creek

Louisa

Louisville

Lovelaceville

Lovely

Lowes

Lowmansville

Loyall

Lucas

Lynch

Lynnville

Maceo

Mackville

Madisonville

Magnolia

Majestic

Mallie

Malone

Mammoth Cave

Manchester

Manitou

Mannsville

Maple Mount

Marion

Marrowbone

Marshes Siding

Martha

Martin

Mary Alice

Marydell

Mason

Masonic Home

Mayfield

Mayking

Mayslick

Maysville

Mazie

McAndrews

McCarr

McDaniels

McDowell

McHenry

McKee

McKinney

McQuady

McRoberts

McVeigh

Meally

Means

Melber

Melbourne

Melvin

Middleburg

Middlesboro

Middlesborough

Midway

Milburn

Milford

Mill Springs

Millersburg

Millstone

Milltown

Millwood

Milton

Minerva

Minnie

Miracle

Mistletoe

Mitchellsburg

Mize

Monticello

Moorefield

Morehead

Morganfield

Morgantown

Morning View

Mortons Gap

Mount Eden

Mount Hermon

Mount Olivet

Mount Sherman

Mount Sterling

Mount Vernon

Mount Washington

Mousie

Mouthcard

Mozelle

Muldraugh

Munfordville

Murray

Muses Mills

Myra

Nancy

Nazareth

Nebo

Neon

Nerinx

Nevisdale

New Castle

New Concord

New Haven

New Hope

New Liberty

Newport

Nicholasville

North Middletown

Nortonville

Oak Grove

Oakland

Oil Springs

Olaton

Olive Hill

Olmstead

Olympia

Oneida

Ophir

Orlando

Owensboro

Owenton

Owingsville

Paducah

Paint Lick

Paintsville

Paris

Park City

Parkers Lake

Parksville

Partridge

Pathfork

Payneville

Pellville

Pembroke

Pendleton

Penrod

Peoples

Perry Park

Perryville

Petersburg

Pewee Valley

Phelps

Philpot

Phyllis

Pikeville

Pilgrim

Pine Knot

Pine Ridge

Pine Top

Pineville

Pinsonfork

Pippa Passes

Pittsburg

Pleasureville

Plummers Landing

Poole

Port Royal

Powderly

Premium

Preston

Prestonsburg

Primrose

Princeton

Printer

Prospect

Providence

Provo

Putney

Quincy

Raccoon

Radcliff

Ransom

Raven

Ravenna

Raywick

Redfox

Reed

Regina

Renfro Valley

Revelo

Reynolds Station

Rhodelia

Ricetown

Richardsville

Richmond

Rineyville

River

Roark

Robards

Robinson Creek

Rochester

Rockfield

Rockholds

Rockhouse

Rockport

Rocky Hill

Rogers

Rosine

Roundhill

Rousseau

Rowdy

Roxana

Royalton

Rumsey

Rush

Russell

Russell Springs

Russellville

Sacramento

Sadieville

Saint Catharine

Saint Charles

Saint Francis

Saint Helens

Saint Mary

Saint Paul

Salem

Salt Lick

Salvisa

Salyersville

Sanders

Sandgap

Sandy Hook

Sassafras

Saul

Scalf

Science Hill

Scottsville

Scuddy

Se Ree

Sebree

Seco

Sedalia

Sextons Creek

Sharon Grove

Sharpsburg

Shelbiana

Shelby Gap

Shelbyville

Shepherdsville

Sidney

Siler

Silver Grove

Simpsonville

Sitka

Sizerock

Slade

Slaughters

Slemp

Smilax

Smith

Smith Mills

Smithfield

Smithland

Smiths Grove

Soldier

Somerset

Sonora

South Carrollton

South Portsmouth

South Shore

South Union

South Williamson

Sparta

Spottsville

Springfield

Staffordsville

Stambaugh

Stamping Ground

Stanford

Stanley

Stanton

Stanville

Stearns

Steele

Stephensport

Stinnett

Stone

Stoney Fork

Stopover

Strunk

Sturgis

Sullivan

Sulphur

Summer Shade

Summersville

Summit

Sweeden

Symsonia

Talbert

Tateville

Taylorsville

Teaberry

Thelma

Thornton

Thousandsticks

Tiline

Tiptonville

Toler

Tollesboro

Tolu

Tomahawk

Tompkinsville

Topmost

Totz

Tram

Trenton

Trosper

Turners Station

Tutor Key

Tyner

Ulysses

Union

Union Star

Uniontown

Upton

Utica

Van Lear

Vanceburg

Vancleve

Varney

Verona

Versailles

Vest

Vicco

Vincent

Vine Grove

Viper

Virgie

Waco

Waddy

Walker

Wallingford

Wallins Creek

Walton

Waneta

Warbranch

Warfield

Warsaw

Washington

Water Valley

Waterview

Waverly

Wayland

Waynesburg

Webbville

Webster

Weeksbury

Welchs Creek

Wellington

Wendover

West Liberty

West Louisville

West Paducah

West Point

West Prestonsburg

West Somerset

West Van Lear

Westport

Westview

Wheatcroft

Wheelwright

Whick

White Mills

White Plains

Whitesburg

Whitesville

Whitley City

Wickliffe

Wildie

Willard

Williamsburg

Williamsport

Williamstown

Willisburg

Wilmore

Winchester

Windsor

Wingo

Winston

Wittensville

Woodbine

Woodburn

Woodbury

Woollum

Wooton

Worthington

Worthville

Wrigley

Yeaddiss

Yerkes

Yosemite

Zoe