Olathe, KS Mortgage Rates and Refinance Rates

Mortgages in Olathe, KS: Find the best Olathe, KS mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Olathe, KS, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Olathe, KS. Another option is searching for Olathe, KS refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Olathe, KS mortgage rates or refinance rates.

Search and Compare Olathe, KS Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 46571, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.189%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.440%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
09/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.524%
2.375%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,946
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.674%
2.625%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 0.625 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $1,920
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.600%
2.500%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 1.375 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,975
Direct lender specializing in helping you save money on your home loan.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Olathe, Kansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Olathe, KS are the most popular type of mortgages rates you can find advertised for home buyers in Olathe, KS. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Olathe, KS mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Olathe, KS banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Olathe, KS conforming mortgage rates and refi rates lower than Olathe, KS jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Olathe, KS home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Olathe, Kansas

Jumbo mortgage rates in Olathe, KS are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Olathe, KS and adjustable mortgage rates in Olathe, KS. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Olathe, KS make.

Olathe, Kansas Fixed Mortgage Rates and Fixed Refinance Rates

Olathe, KS fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Olathe, Kansas Adjustable Mortgage Rates

Adjustable Olathe, KS mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Olathe, KS are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Olathe, KS. Most adjustable mortgages in Olathe, KS have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Olathe, KS Rates & Resources


Olathe FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank Midwest, National Association

32964 13600 S Alden St, Olathe, KS 66062

Bank Midwest, National Association

32964 14735 West 119th Street, Olathe, KS 66062

Bank Midwest, National Association

32964 15970 S. Bradley Dr., Olathe, KS 66062

Bank Midwest, National Association

32964 395 North K-7 Highway, Olathe, KS 66061

Bank of America, National Association

3510 15025 W. 119th St, Olathe, KS 66062

Bank of America, National Association

3510 175 North Clairborne Road, Olathe, KS 66062

Bank of Blue Valley

32722 1235 East Santa Fe, Olathe, KS 66061

Bank of the Prairie

4626 18675 West 151st Street, Olathe, KS 66062

Bank of the Prairie

4626 23600 College Boulevard, Olathe, KS 66061

Brotherhood Bank & Trust

1874 17900 West 119th Street, Olathe, KS 66061

Commerce Bank, National Association

24998 1105 West Dennis Avenue, Olathe, KS 66061

Commerce Bank, National Association

24998 119th And Strang Line Road, Olathe, KS 66062

Commerce Bank, National Association

24998 15910 South Mur-Len, Olathe, KS 66062

Commerce Bank, National Association

24998 16650 W 135th St, Olathe, KS 66062

Commerce Bank, National Association

24998 203 North Parker Street, Olathe, KS 66061

CoreFirst Bank & Trust

18100 11875 South Ridgeview Road, Olathe, KS 66061

First National Bank of Kansas

33789 13518 South Alden Street, Olathe, KS 66062

Great Southern Bank

29546 11120 S. Lone Elm Road, Olathe, KS 66061

Hillcrest Bank

22173 13800 West 116th Street, Olathe, KS 66062

Hillcrest Bank

22173 15325 South Lone Elm Road, Olathe, KS 66061

Hillcrest Bank

22173 2002 East Santa Fe, Olathe, KS 66062

Intrust Bank, National Association

4799 18225 West 106th Street, Olathe, KS 66061

M&I Marshall and Ilsley Bank

1020 15203 West 119th Street, Olathe, KS 66062

Metcalf Bank

26247 13446 Blackbob Road, Olathe, KS 66062

Pinnacle Bank

10634 778 North Ridgeview Road, Olathe, KS 66061

The First National Bank of Olathe

4744 110 North Clairborne, Olathe, KS 66061

The First National Bank of Olathe

4744 11970 S Blackbob Rd, Olathe, KS 66062

The First National Bank of Olathe

4744 14670 South Harrison, Olathe, KS 66061

The First National Bank of Olathe

4744 15084 S Black Bob Road, Olathe, KS 66062

The First National Bank of Olathe

4744 175 North Parker Street, Olathe, KS 66061

The First National Bank of Olathe

4744 444 East Santa Fe Street, Olathe, KS 66061

U.S. Bank National Association

6548 15380 West 119th Street, Olathe, KS 66062

U.S. Bank National Association

6548 16665 West 151st Street, Olathe, KS 66062

UMB Bank, National Association

8273 13600 Blackbob, Olathe, KS 66062

UMB Bank, National Association

8273 18261 W 119th Street, Olathe, KS 66061

UMB Bank, National Association

8273 20652 West 151st Street, Olathe, KS 66061

UMB Bank, National Association

8273 Southeast Corner Of Intersection 119th St & Ridgeview Rd, Olathe, KS 66061

UMB National Bank of America

4768 700 East Santa Fe, Olathe, KS 66061

Valley View State Bank

19631 13379 South Blackbob Road, Olathe, KS 66062

Wells Fargo Bank, National Association

3511 2137 East Santa Fe Drive, Olathe, KS 66062