Garnett, KS Mortgage Rates and Refinance Rates

Mortgages in Garnett, KS: Find the best Garnett, KS mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Garnett, KS, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Garnett, KS. Another option is searching for Garnett, KS refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Garnett, KS mortgage rates or refinance rates.

Search and Compare Garnett, KS Mortgage Rates & Refinance Rates

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 46571, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.576%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.189%
3.990%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
09/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,431
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.524%
2.375%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 2.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,946
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.440%
3.250%
USD
Rocket Mortgage Logo
NMLS # 3030
09/29/2020
at 2.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.674%
2.625%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 0.625 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $1,920
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.750%
2.750%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.627%
2.500%
USD
Figure Lending LLC Logo
NMLS # 1717824
09/29/2020
at 1.000 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.600%
2.500%
USD
New American Funding Logo
NMLS # 6606
09/29/2020
at 1.375 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,975
Direct lender specializing in helping you save money on your home loan.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Garnett, Kansas Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Garnett, KS are the most popular type of mortgages rates you can find advertised for home buyers in Garnett, KS. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Garnett, KS mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Garnett, KS banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Garnett, KS conforming mortgage rates and refi rates lower than Garnett, KS jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Garnett, KS home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Garnett, Kansas

Jumbo mortgage rates in Garnett, KS are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Garnett, KS and adjustable mortgage rates in Garnett, KS. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Garnett, KS make.

Garnett, Kansas Fixed Mortgage Rates and Fixed Refinance Rates

Garnett, KS fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Garnett, Kansas Adjustable Mortgage Rates

Adjustable Garnett, KS mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Garnett, KS are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Garnett, KS. Most adjustable mortgages in Garnett, KS have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Garnett, KS Rates & Resources


Garnett FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Garnett State Savings Bank

17317 106 East 5th Street, Garnett, KS 66032

Garnett State Savings Bank

17317 202 North Maple, Garnett, KS 66032

Patriots Bank

18019 113 South Maple, Garnett, KS 66032

Patriots Bank

18019 131 East Fourth Avenue, Garnett, KS 66032

The Farmers State Bank of Blue Mound

17629 517 Oak Street, Garnett, KS 66032