Van Meter, IA Mortgage Rates and Refinance Rates

Mortgages in Van Meter, IA: Find the best Van Meter, IA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Van Meter, IA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Van Meter, IA. Another option is searching for Van Meter, IA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Van Meter, IA mortgage rates or refinance rates.

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Van Meter, Iowa Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Van Meter, IA are the most popular type of mortgages rates you can find advertised for home buyers in Van Meter, IA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Van Meter, IA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Van Meter, IA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Van Meter, IA conforming mortgage rates and refi rates lower than Van Meter, IA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Van Meter, IA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Van Meter, Iowa

Jumbo mortgage rates in Van Meter, IA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Van Meter, IA and adjustable mortgage rates in Van Meter, IA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Van Meter, IA make.

Van Meter, Iowa Fixed Mortgage Rates and Fixed Refinance Rates

Van Meter, IA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Van Meter, Iowa Adjustable Mortgage Rates

Adjustable Van Meter, IA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Van Meter, IA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Van Meter, IA. Most adjustable mortgages in Van Meter, IA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Van Meter FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Wells Fargo Bank, National Association

3511 720 Main Street, Van Meter, IA 50261