Marshalltown, IA Mortgage Rates and Refinance Rates

Mortgages in Marshalltown, IA: Find the best Marshalltown, IA mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Marshalltown, IA, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Marshalltown, IA. Another option is searching for Marshalltown, IA refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Marshalltown, IA mortgage rates or refinance rates.

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Marshalltown, Iowa Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Marshalltown, IA are the most popular type of mortgages rates you can find advertised for home buyers in Marshalltown, IA. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Marshalltown, IA mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Marshalltown, IA banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Marshalltown, IA conforming mortgage rates and refi rates lower than Marshalltown, IA jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Marshalltown, IA home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Marshalltown, Iowa

Jumbo mortgage rates in Marshalltown, IA are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Marshalltown, IA and adjustable mortgage rates in Marshalltown, IA. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Marshalltown, IA make.

Marshalltown, Iowa Fixed Mortgage Rates and Fixed Refinance Rates

Marshalltown, IA fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Marshalltown, Iowa Adjustable Mortgage Rates

Adjustable Marshalltown, IA mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Marshalltown, IA are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Marshalltown, IA. Most adjustable mortgages in Marshalltown, IA have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Marshalltown FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of the West

3514 802 South Center Street, Marshalltown, IA 50158

Citizens Savings Bank

14785 110 West Southridge Road, Marshalltown, IA 50158

Farmers Savings Bank

18394 205 West Main Street, Marshalltown, IA 50158

Farmers Savings Bank

18394 2201 South Center Street, Marshalltown, IA 50158

Great Western Bank

15289 11 North First Avenue, Marshalltown, IA 50158

Great Western Bank

15289 3 East South Ridge Road, Marshalltown, IA 50158

Pinnacle Bank

252 2206 South Center Street, Marshalltown, IA 50158

U.S. Bank National Association

6548 123 West Main Street, Marshalltown, IA 50158

U.S. Bank National Association

6548 2500 South Center Street, Marshalltown, IA 50158

United Bank & Trust National Association

57391 2101 South Center Street, Marshalltown, IA 50158

United Bank & Trust National Association

57391 29 South Center Street, Marshalltown, IA 50158

Wells Fargo Bank, National Association

3511 102 South Center Street, Marshalltown, IA 50158

Wells Fargo Bank, National Association

3511 2703 South Center Street, Marshalltown, IA 50158