Wallace, ID Mortgage Rates and Refinance Rates

Mortgages in Wallace, ID: Find the best Wallace, ID mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Wallace, ID, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Wallace, ID. Another option is searching for Wallace, ID refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Wallace, ID mortgage rates or refinance rates.

Search and Compare Wallace, ID Mortgage Rates & Refinance Rates

Loan Type Purchase    Refinance	Location State/City    Zip Code		Loan Amt	Points	FICO	% Down
30 year fixed refi 15 year fixed refi 10 year fixed refi 20 year fixed refi 5 year ARM refi 7 year ARM refi 10 year ARM refi 3 year ARM refi 5 year ARM refi I/O 7 year ARM refi I/O 3 year ARM refi I/O	AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY    Boise Coeur D Alene Idaho Falls-Pocatello Moscow Twin Falls		$	All 0 0.1 - .5 .6 - 1 1.1 - 1.5 1.6 - 2 2.1 - 2.5 2.6 - 3	350 - 619 620 - 639 640 - 659 660 - 679 680 - 699 700 - 719 720 - 739 740 - 850	5% 10% 15% 20% 25% 30% 40%

in 83701, All points, 740    Sort by: Default Lender APR Rate Fees in APR Payment Points

Lender

APR

Rate

Cost & Fees

Notes

 

PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage

Rocket Mortgage

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif

300000

Purchase

3.061%

2.875%

USD

NMLS # 3030

3.061%

07/14/2020

2.875%

at 2.000 pts
45 day lock rate

Est payment: $1,245

Fees in APR: $7,250

From the lender: We can close your loan in less than a month!

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC

Figure Lending LLC

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif

300000

Purchase

2.702%

2.500%

USD

NMLS # 1717824

2.702%

07/14/2020

2.500%

at 2.000 pts
30 day lock rate

Est payment: $1,186

Fees in APR: $8,550

Put your money where you need it sooner.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage

Rocket Mortgage

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif

300000

Purchase

3.362%

3.250%

USD

NMLS # 3030

3.362%

07/14/2020

3.250%

at 1.000 pts
45 day lock rate

Est payment: $1,306

Fees in APR: $4,250

From the lender: We can close your loan in less than a month!

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC

Figure Lending LLC

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif

300000

Purchase

2.753%

2.625%

USD

NMLS # 1717824

2.753%

07/14/2020

2.625%

at 1.000 pts
30 day lock rate

Est payment: $1,205

Fees in APR: $5,550

Put your money where you need it sooner.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC

Figure Lending LLC

https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif

300000

Purchase

2.803%

2.750%

USD

NMLS # 1717824

2.803%

07/14/2020

2.750%

at 0.000 pts
30 day lock rate

Est payment: $1,225

Fees in APR: $2,550

Put your money where you need it sooner.

 

Next

PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage

Rocket Mortgage

https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif

300000

Purchase

3.784%

3.750%

USD

NMLS # 3030

3.784%

07/14/2020

3.750%

at 0.000 pts
45 day lock rate

Est payment: $1,390

Fees in APR: $1,250

From the lender: We can close your loan in less than a month!

 

Next

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Wallace, Idaho Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Wallace, ID are the most popular type of mortgages rates you can find advertised for home buyers in Wallace, ID. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Wallace, ID mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Wallace, ID banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Wallace, ID conforming mortgage rates and refi rates lower than Wallace, ID jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Wallace, ID home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Wallace, Idaho

Jumbo mortgage rates in Wallace, ID are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Wallace, ID and adjustable mortgage rates in Wallace, ID. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Wallace, ID make.

Wallace, Idaho Fixed Mortgage Rates and Fixed Refinance Rates

Wallace, ID fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Wallace, Idaho Adjustable Mortgage Rates

Adjustable Wallace, ID mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Wallace, ID are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Wallace, ID. Most adjustable mortgages in Wallace, ID have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Wallace FDIC Insured Banks