Eagle, ID Mortgage Rates and Refinance Rates

Mortgages in Eagle, ID: Find the best Eagle, ID mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Eagle, ID, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Eagle, ID. Another option is searching for Eagle, ID refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Eagle, ID mortgage rates or refinance rates.

Search and Compare Eagle, ID Mortgage Rates & Refinance Rates

Eagle, Idaho Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Eagle, ID are the most popular type of mortgages rates you can find advertised for home buyers in Eagle, ID. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Eagle, ID mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Eagle, ID banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Eagle, ID conforming mortgage rates and refi rates lower than Eagle, ID jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Eagle, ID home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Eagle, Idaho

Jumbo mortgage rates in Eagle, ID are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Eagle, ID and adjustable mortgage rates in Eagle, ID. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Eagle, ID make.

Eagle, Idaho Fixed Mortgage Rates and Fixed Refinance Rates

Eagle, ID fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Eagle, Idaho Adjustable Mortgage Rates

Adjustable Eagle, ID mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Eagle, ID are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Eagle, ID. Most adjustable mortgages in Eagle, ID have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Eagle, ID Rates & Resources

Eagle FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of the Cascades

22407 1101 E. Winding Creek Drive, Eagle, ID 83616

Bank of the West

3514 47 E. Riverside Drive, Eagle, ID 83616

Idaho Banking Company

34317 402 South Eagle Road, Eagle, ID 83616

Idaho Independent Bank

33845 560 E. State Street, Eagle, ID 83616

JPMorgan Chase Bank, National Association

628 468 Rivershore Lane, Eagle, ID 83616

KeyBank National Association

17534 3314 East Chinden Boulevard, Eagle, ID 83616

Mountain West Bank

33844 1539 East Iron Eagle Drive, Eagle, ID 83616

Syringa Bank

34296 3172 E State St, Eagle, ID 83616

U.S. Bank National Association

6548 150 West State Street, Eagle, ID 83616

U.S. Bank National Association

6548 250 South Eagle Road, Eagle, ID 83616

Wells Fargo Bank, National Association

3511 498 East State Street, Eagle, ID 83616