Driggs, ID Mortgage Rates and Refinance Rates

Mortgages in Driggs, ID: Find the best Driggs, ID mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Driggs, ID, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Driggs, ID. Another option is searching for Driggs, ID refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Driggs, ID mortgage rates or refinance rates.

Search and Compare Driggs, ID Mortgage Rates & Refinance Rates

Driggs, Idaho Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Driggs, ID are the most popular type of mortgages rates you can find advertised for home buyers in Driggs, ID. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Driggs, ID mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Driggs, ID banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Driggs, ID conforming mortgage rates and refi rates lower than Driggs, ID jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Driggs, ID home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Driggs, Idaho

Jumbo mortgage rates in Driggs, ID are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Driggs, ID and adjustable mortgage rates in Driggs, ID. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Driggs, ID make.

Driggs, Idaho Fixed Mortgage Rates and Fixed Refinance Rates

Driggs, ID fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Driggs, Idaho Adjustable Mortgage Rates

Adjustable Driggs, ID mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Driggs, ID are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Driggs, ID. Most adjustable mortgages in Driggs, ID have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Driggs, ID Rates & Resources

Driggs FDIC Insured Banks

Bank Name

FDIC Cert Number


KeyBank National Association

17534 15 North Main Street, Driggs, ID 83422

The Bank of Commerce

18059 65 E Wallace Ave, Driggs, ID 83422

U.S. Bank National Association

6548 200 South Main Street, Driggs, ID 83422

Wells Fargo Bank, National Association

3511 185 South Main St, Driggs, ID 83422