Coeur D Alene, ID Mortgage Rates and Refinance Rates

Mortgages in Coeur D Alene, ID: Find the best Coeur D Alene, ID mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Coeur D Alene, ID, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Coeur D Alene, ID. Another option is searching for Coeur D Alene, ID refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Coeur D Alene, ID mortgage rates or refinance rates.

Search and Compare Coeur D Alene, ID Mortgage Rates & Refinance Rates



Coeur D Alene, Idaho Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Coeur D Alene, ID are the most popular type of mortgages rates you can find advertised for home buyers in Coeur D Alene, ID. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Coeur D Alene, ID mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Coeur D Alene, ID banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Coeur D Alene, ID conforming mortgage rates and refi rates lower than Coeur D Alene, ID jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Coeur D Alene, ID home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Coeur D Alene, Idaho

Jumbo mortgage rates in Coeur D Alene, ID are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Coeur D Alene, ID and adjustable mortgage rates in Coeur D Alene, ID. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Coeur D Alene, ID make.

Coeur D Alene, Idaho Fixed Mortgage Rates and Fixed Refinance Rates

Coeur D Alene, ID fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Coeur D Alene, Idaho Adjustable Mortgage Rates

Adjustable Coeur D Alene, ID mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Coeur D Alene, ID are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Coeur D Alene, ID. Most adjustable mortgages in Coeur D Alene, ID have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Coeur D Alene, ID Rates & Resources


Coeur D Alene FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

AmericanWest Bank

22441 223 W. Ironwood Drive, Coeur D Alene, ID 83814

Bank of America, National Association

3510 357 W Canfield Ave, Coeur D Alene, ID 83815

Bank of America, National Association

3510 501 W Appleway Ave, Coeur D Alene, ID 83814

bankcda

57074 912 Northwest Boulevard, Coeur D Alene, ID 83814

Idaho Independent Bank

33845 1260 West Riverstone Drive, Coeur D Alene, ID 83814

Idaho Trust Bank

35103 608 Northwest Blvd, Ste. 300, Coeur D Alene, ID 83814

Inland Northwest Bank

27601 30 West Prairie Avenue, Coeur D Alene, ID 83815

Mountain West Bank

33844 125 Ironwood Drive, Coeur D Alene, ID 83814

Mountain West Bank

33844 1715 W. Kathleen Avenue, Coeur D Alene, ID 83815

Mountain West Bank

33844 Www.Mountainwestbank.com, Coeur D Alene, ID 83814

Panhandle State Bank

23415 200 W Neider Ave, Coeur D Alene, ID 83815

Panhandle State Bank

23415 200 W. Neider Avenue, Coeur D Alene, ID 83814

Sterling Savings Bank

32158 1106 Sherman, Coeur D Alene, ID 83816

U.S. Bank National Association

6548 3700 West Seltice Way, Coeur D Alene, ID 83814

U.S. Bank National Association

6548 6376 North Government Way, Coeur D Alene, ID 83815

Wells Fargo Bank, National Association

3511 114 West Appleway, Coeur D Alene, ID 83814

Wells Fargo Bank, National Association

3511 230 W Ironwood Drive, Coeur D Alene, ID 83814

Wells Fargo Bank, National Association

3511 301 E Sherman Avenue, Coeur D Alene, ID 83814