Idaho Mortgage Rates and Refinance Rates Today

Mortgages in Idaho: Find the best Idaho mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Idaho, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Idaho. Another option is searching for Idaho refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Idaho mortgage rates or refinance rates.

Search and Compare Idaho Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Jul 20, 2018

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 83701, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

(877) 321-6303

4.323%

7/20/2018

4.250%

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,305

Thank you for your inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,423.61

Fees in APR: $4,956

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $2,249

Thank you for your inquiry!

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,148

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,661

7/19/2018

at 0.100 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $4,877

Thanks for the inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,468.80

Fees in APR: $2,148

Thanks for the inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,452.21

Fees in APR: $2,621

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 0.100 pts
45 day lock rate

Est payment: $1,453.95

Fees in APR: $2,429

Thanks for the inquiry!

7/20/2018

at 0.100 pts
45 day lock rate

Est payment: $1,480.21

Fees in APR: $3,235

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 1.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $3,814

No Points No Games No Surprises! No Closing Cost Options!

Apply Now

4.373%

7/20/2018

4.250%

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,350

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $2,837

Thank you for your inquiry!

7/20/2018

at 0.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,195

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $1,905

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/19/2018

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $233

Thanks for the inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $999

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,497.86

Fees in APR: None

Thanks for the inquiry!

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $887

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $675

No Points No Games No Surprises! No Closing Cost Options!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,490.79

Fees in APR: $587

Thanks for the inquiry!

7/20/2018

at 0.000 pts
60 day lock rate

Est payment: $1,564.94

Fees in APR: $865

Apply Now

4.500%

7/20/2018

4.500%

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $992

Thank you for your inquiry, we will be in touch shortly.

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: None

Thank you for your inquiry!

7/20/2018

at 0.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $1,114

Watermark Home Loans is a BBB A+ rated Direct Lender.

7/20/2018

at 0.000 pts
45 day lock rate

Est payment: $1,542.42

Fees in APR: $1,667

7/19/2018

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $4,311

Thanks for the inquiry!

7/20/2018

at 2.000 pts
30 day lock rate

Est payment: $1,410.71

Fees in APR: $5,641

No Points No Games No Surprises! No Closing Cost Options!

7/20/2018

at 1.100 pts
45 day lock rate

Est payment: $1,410.71

Fees in APR: $3,083

Thanks for the inquiry!

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $2,440.90

Fees in APR: $7,936

Thanks for the inquiry!

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,171

Thank you for your inquiry!

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,389.35

Fees in APR: $5,010

7/20/2018

at 2.000 pts
30 day lock rate

Est payment: $1,453.95

Fees in APR: $4,773

7/20/2018

at 1.100 pts
45 day lock rate

Est payment: $1,447.51

Fees in APR: $2,702

Thank you for your inquiry! We look forward to working with you.

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,432.25

Fees in APR: $3,602

7/20/2018

at 1.100 pts
30 day lock rate

Est payment: $1,409.00

Fees in APR: $3,437

Thank you for your inquiry, we will be in touch shortly.

Apply Now

Raymond James Bank, NA

4.788%

7/17/2018

4.750%

at 0.000 pts
45 day lock rate

Est payment: $1,564.94

Fees in APR: $1,299

Washington Federal

4.608%

7/20/2018

4.500%

at 1.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: $768

Bank of America, NA

4.703%

7/17/2018

4.625%

at 0.517 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $1,144

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

Idaho Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Idaho are the most popular type of mortgages rates you can find advertised for home buyers in Idaho. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Idaho mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Idaho banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Idaho conforming mortgage rates and refi rates lower than Idaho jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Idaho home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Idaho

Jumbo mortgage rates in Idaho are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Idaho and adjustable mortgage rates in Idaho. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Idaho make.

Idaho Fixed Mortgage Rates and Fixed Refinance Rates

Idaho fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Idaho Adjustable Mortgage Rates

Adjustable Idaho mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Idaho are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Idaho. Most adjustable mortgages in Idaho have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Cities in Idaho

Aberdeen

Ahsahka

Albion

Almo

American Falls

Arbon

Arco

Arimo

Ashton

Athol

Atlanta

Atomic City

Avery

Bancroft

Banks

Basalt

Bayview

Bellevue

Bern

Blackfoot

Blanchard

Bliss

Bloomington

Boise

Bonners Ferry

Bovill

Bruneau

Buhl

Burley

Calder

Caldwell

Cambridge

Carey

Careywood

Carmen

Cascade

Castleford

Cataldo

Challis

Chester

Clark Fork

Clarkia

Clayton

Clifton

Cobalt

Cocolalla

Coeur D Alene

Colburn

Conda

Coolin

Corral

Cottonwood

Council

Craigmont

Culdesac

Dayton

Deary

Declo

Desmet

Dietrich

Dingle

Donnelly

Dover

Downey

Driggs

Dubois

Eagle

Eastport

Eden

Elk City

Elk River

Ellis

Emmett

Fairfield

Farmington

Felt

Fenn

Ferdinand

Fernwood

Filer

Firth

Fish Haven

Fort Hall

Franklin

Freedom

Fruitland

Fruitvale

Garden Valley

Genesee

Geneva

Georgetown

Gibbonsville

Glenns Ferry

Gooding

Grace

Grand View

Grangeville

Greencreek

Greenleaf

Hagerman

Hailey

Hamer

Hammett

Hansen

Harrison

Harvard

Hayden

Hazelton

Heyburn

Hill City

Holbrook

Homedale

Hope

Horseshoe Bend

Howe

Huston

Idaho City

Idaho Falls

Indian Valley

Inkom

Iona

Irwin

Island Park

Jerome

Jordan Valley

Juliaetta

Kamiah

Kellogg

Kendrick

Ketchum

Kimberly

King Hill

Kingston

Kooskia

Kootenai

Kuna

Laclede

Lake Fork

Lapwai

Lava Hot Springs

Leadore

Lemhi

Lenore

Letha

Lewiston

Lewisville

Lowman

Lucile

Mackay

Macks Inn

Malad City

Malta

Marsing

May

McCall

McCammon

Medimont

Melba

Menan

Meridian

Mesa

Middleton

Midvale

Minidoka

Monteview

Montpelier

Moore

Moreland

Moscow

Mountain Home

Mountain Home A F B

Moyie Springs

Mullan

Murphy

Murray

Murtaugh

Nampa

Naples

New Meadows

New Plymouth

Newdale

Nezperce

Nordman

North Fork

Notus

Nyssa

Oakley

Ola

Oldtown

Orofino

Osburn

Paris

Parker

Parma

Paul

Payette

Peck

Picabo

Pierce

Pinehurst

Pingree

Placerville

Plummer

Pocatello

Pollock

Ponderay

Porthill

Post Falls

Potlatch

Preston

Priest River

Princeton

Rathdrum

Reubens

Rexburg

Richfield

Rigby

Riggins

Ririe

Roberts

Rockland

Rogerson

Rupert

Sagle

Saint Anthony

Saint Charles

Saint Maries

Salmon

Samuels

Sandpoint

Santa

Shelley

Shoshone

Shoup

Silverton

Smelterville

Soda Springs

Spalding

Spencer

Spirit Lake

Springfield

Squirrel

Stanley

Star

Stites

Sugar City

Sun Valley

Swan Valley

Swanlake

Sweet

Tendoy

Tensed

Terreton

Teton

Tetonia

Thatcher

Troy

Twin Falls

Ucon

Victor

Viola

Wallace

Warren

Wayan

Weippe

Weiser

Wendell

Weston

White Bird

Wilder

Winchester

Worley

Yellow Pine

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