Pukalani, HI Mortgage Rates and Refinance Rates

Mortgages in Pukalani, HI: Find the best Pukalani, HI mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Pukalani, HI, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Pukalani, HI. Another option is searching for Pukalani, HI refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Pukalani, HI mortgage rates or refinance rates.

Search and Compare Pukalani, HI Mortgage Rates & Refinance Rates

Pukalani, Hawaii Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Pukalani, HI are the most popular type of mortgages rates you can find advertised for home buyers in Pukalani, HI. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Pukalani, HI mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Pukalani, HI banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Pukalani, HI conforming mortgage rates and refi rates lower than Pukalani, HI jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Pukalani, HI home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Pukalani, Hawaii

Jumbo mortgage rates in Pukalani, HI are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Pukalani, HI and adjustable mortgage rates in Pukalani, HI. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Pukalani, HI make.

Pukalani, Hawaii Fixed Mortgage Rates and Fixed Refinance Rates

Pukalani, HI fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Pukalani, Hawaii Adjustable Mortgage Rates

Adjustable Pukalani, HI mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Pukalani, HI are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Pukalani, HI. Most adjustable mortgages in Pukalani, HI have yearly caps and life time maximum caps on how high the interest rate can fluctuate.

Google Map for Pukalani, HI Rates & Resources

Pukalani FDIC Insured Banks

Bank Name

FDIC Cert Number


Bank of Hawaii

18053 5501 Pukalani Street, Pukalani, HI 96768

First Hawaiian Bank

17985 67 Makawao Avenue, Pukalani, HI 96768