Mililani, HI Mortgage Rates and Refinance Rates

Mortgages in Mililani, HI: Find the best Mililani, HI mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Mililani, HI, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Mililani, HI. Another option is searching for Mililani, HI refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Mililani, HI mortgage rates or refinance rates.

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Mililani, Hawaii Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Mililani, HI are the most popular type of mortgages rates you can find advertised for home buyers in Mililani, HI. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Mililani, HI mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Mililani, HI banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Mililani, HI conforming mortgage rates and refi rates lower than Mililani, HI jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Mililani, HI home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Mililani, Hawaii

Jumbo mortgage rates in Mililani, HI are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Mililani, HI and adjustable mortgage rates in Mililani, HI. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Mililani, HI make.

Mililani, Hawaii Fixed Mortgage Rates and Fixed Refinance Rates

Mililani, HI fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Mililani, Hawaii Adjustable Mortgage Rates

Adjustable Mililani, HI mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Mililani, HI are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Mililani, HI. Most adjustable mortgages in Mililani, HI have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



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Mililani FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of Hawaii

18053 94-780b Meheula Parkway, Mililani, HI 96789

Bank of Hawaii

18053 95-1249 Meheula Parkway, Mililani, HI 96789

Bank of Hawaii

18053 95-221 Kipapa Drive, Mililani, HI 96789

Central Pacific Bank

17308 95-720 Lanikuhana Avenue, Mililani, HI 96789

First Hawaiian Bank

17985 95-390 Kuahelani Avenue, Mililani, HI 96789