Ormond Beach, FL Mortgage Rates and Refinance Rates

Mortgages in Ormond Beach, FL: Find the best Ormond Beach, FL mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Ormond Beach, FL, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Ormond Beach, FL. Another option is searching for Ormond Beach, FL refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Ormond Beach, FL mortgage rates or refinance rates.

Search and Compare Ormond Beach, FL Mortgage Rates & Refinance Rates



Ormond Beach, Florida Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Ormond Beach, FL are the most popular type of mortgages rates you can find advertised for home buyers in Ormond Beach, FL. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Ormond Beach, FL mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Ormond Beach, FL banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Ormond Beach, FL conforming mortgage rates and refi rates lower than Ormond Beach, FL jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Ormond Beach, FL home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Ormond Beach, Florida

Jumbo mortgage rates in Ormond Beach, FL are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Ormond Beach, FL and adjustable mortgage rates in Ormond Beach, FL. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Ormond Beach, FL make.

Ormond Beach, Florida Fixed Mortgage Rates and Fixed Refinance Rates

Ormond Beach, FL fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Ormond Beach, Florida Adjustable Mortgage Rates

Adjustable Ormond Beach, FL mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Ormond Beach, FL are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Ormond Beach, FL. Most adjustable mortgages in Ormond Beach, FL have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Google Map for Ormond Beach, FL Rates & Resources


Ormond Beach FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 1280 Ocean Shore Boulevard, Ormond Beach, FL 32176

Bank of America, National Association

3510 1454 West Granada Boulevard, Ormond Beach, FL 32174

Bank of America, National Association

3510 200 East Granada Boulevard, Ormond Beach, FL 32176

Bank of America, National Association

3510 299 North Nova Road, Ormond Beach, FL 32174

Bank of America, National Association

3510 699 South Nova Road, Ormond Beach, FL 32174

Bank of America, National Association

3510 902 South Atlantic Avenue, Ormond Beach, FL 32176

Branch Banking and Trust Company

9846 193 E Granada Blvd, Ormond Beach, FL 32176

Branch Banking and Trust Company

9846 201 South Nova Road, Ormond Beach, FL 32174

East Coast Community Bank

34439 1240 W. Granada Blvd, Ormond Beach, FL 32174

East Coast Community Bank

34439 330 North Nova Road, Ormond Beach, FL 32174

Fifth Third Bank

6672 4 North Beach Street, Ormond Beach, FL 32174

Floridian Bank

58173 299 W. Granada Blvd. Suite C, Ormond Beach, FL 32174

Floridian Bank

58173 299 West Granada Boulevard, Suite C, Ormond Beach, FL 32174

Friends Bank

35376 208 South Nova Road, Ormond Beach, FL 32174

Gateway Bank of Florida

58176 112 North Nova Road, Ormond Beach, FL 32174

PNC Bank, National Association

6384 1190 Ocean Shore Boulevard, Ormond Beach, FL 32176

PNC Bank, National Association

6384 75 North Nova Road, Ormond Beach, FL 32174

Prosperity Bank

24963 1259 West Granada Boulevard, Ormond Beach, FL 32174

RBC Bank (USA)

33184 1020 West Granada Boulevard, Ormond Beach, FL 32174

RBC Bank (USA)

33184 128 East Granada Boulevard, Ormond Beach, FL 32176

Regions Bank

12368 1400 Ocean Shore Boulevard, Ormond Beach, FL 32176

Regions Bank

12368 180 North Nova Road, Ormond Beach, FL 32174

Sunshine State Community Bank

35478 1120 West Granada Boulevard, Ormond Beach, FL 32174

SunTrust Bank

867 113 East Granada Boulevard, Ormond Beach, FL 32176

SunTrust Bank

867 1470 West Granada Boulevard, Ormond Beach, FL 32174

SunTrust Bank

867 160 North Nova Road, Ormond Beach, FL 32174

SunTrust Bank

867 3780 Roscommon Drive, Ormond Beach, FL 32174

Wells Fargo Bank, National Association

3511 1100 West Granada Boulevard, Ormond Beach, FL 32174

Wells Fargo Bank, National Association

3511 1210 Ocean Shore Boulevard, Ormond Beach, FL 32176