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Mortgage Rates | Search for Mortgage Rates and Refinance Rates by Searching our List of Mortgage Rates Today Below. Our Database of Rates is Updated Daily with Today's Mortgage Rates and Refinance Rates
 

Florida Mortgage Rates and Refinance Rates Today

Mortgages in Florida: Find the best Florida mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Florida, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Florida. Another option is searching for Florida refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Florida mortgage rates or refinance rates.

Search and Compare Florida Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Fri Nov 24, 2017


Florida Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Florida are the most popular type of mortgages rates you can find advertised for home buyers in Florida. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Florida mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Florida banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Florida conforming mortgage rates and refi rates lower than Florida jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Florida home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Florida

Jumbo mortgage rates in Florida are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Florida and adjustable mortgage rates in Florida. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Florida make.

Florida Fixed Mortgage Rates and Fixed Refinance Rates

Florida fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Florida Adjustable Mortgage Rates

Adjustable Florida mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Florida are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Florida. Most adjustable mortgages in Florida have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Florida

Alachua

Alford

Altamonte Springs

Altha

Altoona

Alturas

Alva

Anna Maria

Anthony

Apalachicola

Apollo Beach

Apopka

Arcadia

Archer

Argyle

Aripeka

Astatula

Astor

Atlantic Beach

Auburndale

Avon Park

Babson Park

Bagdad

Baker

Balm

Barberville

Bartow

Bascom

Bay Pines

Bell

Belle Glade

Belleair Beach

Belleview

Beverly Hills

Big Pine Key

Blountstown

Boca Grande

Boca Raton

Bokeelia

Bonifay

Bonita Springs

Bostwick

Bowling Green

Boynton Beach

Bradenton

Bradenton Beach

Bradley

Brandon

Branford

Bristol

Bronson

Brooker

Brooksville

Bryant

Bryceville

Bunnell

Bushnell

Callahan

Campbellton

Canal Point

Candler

Cantonment

Cape Canaveral

Cape Coral

Captiva

Carrabelle

Caryville

Cassadaga

Casselberry

Cedar Key

Center Hill

Century

Chattahoochee

Chiefland

Chipley

Chokoloskee

Christmas

Citra

Citrus Ridge

Clarcona

Clarksville

Clearwater

Clearwater Beach

Clermont

Clewiston

Cocoa

Cocoa Beach

Coleman

Copeland

Cortez

Cottondale

Crawfordville

Crescent City

Crestview

Cross City

Crystal Beach

Crystal River

Crystal Springs

Cypress

Dade City

Dania

Davenport

Day

Daytona Beach

De Leon Springs

Debary

Deerfield Beach

Defuniak Springs

Deland

Delray Beach

Deltona

Destin

Doctors Inlet

Dover

Dundee

Dunedin

Dunnellon

Durant

Eagle Lake

Earleton

East Palatka

Eastlake Weir

Eastpoint

Eaton Park

Ebro

Edgewater

Eglin AFB

Elfers

Elkton

Ellenton

Englewood

Estero

Eustis

Everglades City

Evinston

Fairfield

Fedhaven

Felda

Fellsmere

Fernandina Beach

Ferndale

Flagler Beach

Florahome

Floral City

Florida City

Fort Lauderdale

Fort McCoy

Fort Meade

Fort Myers

Fort Myers Beach

Fort Ogden

Fort Pierce

Fort Walton Beach

Fort White

Fountain

Freeport

Frostproof

Fruitland Park

Gainesville

Geneva

Georgetown

Gibsonton

Glen Saint Mary

Glenwood

Goldenrod

Gonzalez

Goodland

Gotha

Graceville

Graham

Grand Island

Grand Ridge

Grandin

Grant

Green Cove Springs

Greensboro

Greenville

Greenwood

Gretna

Grove City

Groveland

Gulf Breeze

Gulf Hammock

Haines City

Hallandale

Hampton

Harold

Hastings

Havana

Hawthorne

Heathrow

Hernando

Hialeah

High Springs

Highland City

Highland Park

Hilliard

Hobe Sound

Holder

Holiday

Hollister

Hollywood

Holmes Beach

Holt

Homeland

Homestead

Homosassa

Homosassa Springs

Horseshoe Beach

Hosford

Howey In The Hills

Hudson

Hunters Creek

Hurlburt Field

Immokalee

Indialantic

Indian Lake Estates

Indian Rocks Beach

Indiantown

Inglis

Intercession City

Interlachen

Inverness

Islamorada

Island Grove

Istachatta

Jacksonville

Jacksonville Beach

Jasper

Jay

Jennings

Jensen Beach

Jupiter

Kathleen

Kenansville

Key Biscayne

Key Colony Beach

Key Largo

Key West

Keystone Heights

Killarney

Kinard

Kissimmee

La Crosse

Labelle

Lacoochee

Lady Lake

Lake Alfred

Lake Butler

Lake Butter

Lake City

Lake Como

Lake Geneva

Lake Hamilton

Lake Harbor

Lake Helen

Lake Lucerne

Lake Mary

Lake Monroe

Lake Panasoffkee

Lake Placid

Lake Wales

Lake Worth

Lakeland

Lamont

Lanark Village

Land O Lakes

Lantana

Largo

Laurel

Laurel Hill

Lawtey

Lecanto

Lee

Leesburg

Lehigh Acres

Lithia

Live Oak

Lloyd

Lochloosa

Long Key

Longboat Key

Longwood

Lorida

Loughman

Lowell

Loxahatchee

Lulu

Lutz

Lynn Haven

Macclenny

Madison

Maitland

Malabar

Malone

Manasota

Mango

Marathon

Marathon Shores

Marco Island

Marianna

Mary Esther

Mascotte

Mayo

McAlpin

McDavid

McIntosh

Melbourne

Melbourne Beach

Melrose

Memphis

Merritt Island

Mexico Beach

Miami

Miami Beach

Micanopy

Miccosukee Cpo

Mid Florida

Middleburg

Midway

Milligan

Milton

Mims

Minneola

Miramar Beach

Molino

Monticello

Montverde

Moore Haven

Morriston

Mossy Head

Mount Dora

Mount Pleasant

Mulberry

Murdock

Myakka City

Myrtle Grove

Nalcrest

Naples

Neptune Beach

New Port Richey

New Smyrna Beach

Newberry

Niceville

Nichols

Nobleton

Nocatee

Nokomis

Noma

North Fort Myers

North Miami Beach

North Palm Beach

North Port

O Brien

Oak Hill

Oakland

Ocala

Ochopee

Ocklawaha

Ocoee

Odessa

Okahumpka

Okeechobee

Old Town

Oldsmar

Olustee

Ona

Oneco

Opa Locka

Orange City

Orange Lake

Orange Park

Orange Springs

Orlando

Ormond Beach

Osprey

Osteen

Otter Creek

Oviedo

Oxford

Ozona

Pahokee

Paisley

Palatka

Palm Bay

Palm Beach

Palm City

Palm Coast

Palm Harbor

Palm River-Clair Mel

Palm Valley

Palmdale

Palmetto

Panacea

Panama City

Panama City Beach

Parrish

Patrick AFB

Paxton

Pembroke Pines

Penney Farms

Pensacola

Perry

Pierson

Pine Island Ridge

Pine Ridge

Pineland

Pinellas Park

Pinetta

Placida

Plant City

Plymouth

Point Washington

Polk City

Pomona Park

Pompano Beach

Ponce De Leon

Ponte Vedra Beach

Port Charlotte

Port Orange

Port Richey

Port Saint Joe

Port Saint Lucie

Port Salerno

Port St. Lucie

Punta Gorda

Putnam Hall

Quincy

Raiford

Reddick

River Ranch

Riverview

Rockledge

Roseland

Rotonda West

Ruskin

Safety Harbor

Saint Augustine

Saint Cloud

Saint James City

Saint Leo

Saint Marks

Saint Petersburg

Salem

San Antonio

San Mateo

Sanderson

Sanford

Sanibel

Santa Rosa Beach

Sarasota

Satellite Beach

Satsuma

Scottsmoor

Sebastian

Sebring

Seffner

Seminole

Seville

Shady Grove

Shalimar

Sharpes

Silver Springs

Sneads

Sopchoppy

Sorrento

South Bay

Sparr

Spring Hill

St. Augustine

St. Leo

Starke

Steinhatchee

Stuart

Sugarloaf Shores

Sumatra

Summerfield

Summerland Key

Sumterville

Sun City

Sun City Center

Sunnyside

Suwannee

Sydney

Tallahassee

Tallevast

Tampa

Tangerine

Tarpon Springs

Tavares

Tavernier

Telogia

Terra Ceia

The Villages

Thonotosassa

Titusville

Trenton

Trilby

Umatilla

Valparaiso

Valrico

Vanderbilt Beach

Venice

Venus

Vernon

Vero Beach

Wabasso

Wacissa

Wakulla Springs

Waldo

Wauchula

Wausau

Waverly

Webster

Weirsdale

Welaka

Wellborn

West Little River

West Palm Beach

Weston

Westville

Wewahitchka

White Springs

Wildwood

Williston

Wimauma

Windermere

Winter Beach

Winter Garden

Winter Haven

Winter Park

Winter Springs

Woodville

Worthington Springs

Yalaha

Yankeetown

Youngstown

Yulee

Zellwood

Zephyrhills

Zolfo Springs