District Of Columbia Mortgage Rates and Refinance Rates Today

Mortgages in District Of Columbia: Find the best District Of Columbia mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in District Of Columbia, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in District Of Columbia. Another option is searching for District Of Columbia refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of District Of Columbia mortgage rates or refinance rates.

Search and Compare District Of Columbia Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Thu Oct 22, 2020
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 20001, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.750%
2.750%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 0.000 pts
45 day lock rate
Est payment: $1,225
Fees in APR: None
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.633%
2.625%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 0.125 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $315
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.138%
3.125%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLB1168
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $500
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from 1Rate, Inc
1Rate, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112501.gif
300000
Purchase
2.389%
2.250%
USD
1Rate, Inc Logo
NMLS # 1948084
State Lic # MLB1948084
10/22/2020
at 1.875 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $5,640
A home loan that’s custom for you!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.507%
2.375%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 1.750 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $5,277
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.431%
2.250%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 2.375 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $7,290
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from 1Rate, Inc
1Rate, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112501.gif
300000
Purchase
2.323%
2.125%
USD
1Rate, Inc Logo
NMLS # 1948084
State Lic # MLB1948084
10/22/2020
at 2.625 pts
30 day lock rate
Est payment: $1,128
Fees in APR: $8,078
A home loan that’s custom for you!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from 1Rate, Inc
1Rate, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112501.gif
300000
Purchase
2.464%
2.375%
USD
1Rate, Inc Logo
NMLS # 1948084
State Lic # MLB1948084
10/22/2020
at 1.125 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $3,564
A home loan that’s custom for you!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from 1Rate, Inc
1Rate, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112501.gif
300000
Purchase
2.552%
2.500%
USD
1Rate, Inc Logo
NMLS # 1948084
State Lic # MLB1948084
10/22/2020
at 0.625 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $2,070
A home loan that’s custom for you!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.750%
2.750%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 0.000 pts
45 day lock rate
Est payment: $1,225
Fees in APR: None
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from 1Rate, Inc
1Rate, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112501.gif
300000
Purchase
2.999%
2.999%
USD
1Rate, Inc Logo
NMLS # 1948084
State Lic # MLB1948084
10/22/2020
at -0.250 pts
30 day lock rate
Est payment: $1,265
Fees in APR: ($810)
A home loan that’s custom for you!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.633%
2.625%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 0.125 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $315
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from 1Rate, Inc
1Rate, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112501.gif
300000
Purchase
2.718%
2.690%
USD
1Rate, Inc Logo
NMLS # 1948084
State Lic # MLB1948084
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,216
Fees in APR: $1,104
A home loan that’s custom for you!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Beeline Loans, Inc.
Beeline Loans, Inc.
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112472.gif
300000
Purchase
2.550%
2.500%
USD
Beeline Loans, Inc. Logo
NMLS # 1799947
10/22/2020
at 0.625 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $1,965
Beeline is the shortest possible path to a new home or an effortless refi.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


District Of Columbia Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in District Of Columbia are the most popular type of mortgages rates you can find advertised for home buyers in District Of Columbia. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. District Of Columbia mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees District Of Columbia banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes District Of Columbia conforming mortgage rates and refi rates lower than District Of Columbia jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by District Of Columbia home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in District Of Columbia

Jumbo mortgage rates in District Of Columbia are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in District Of Columbia and adjustable mortgage rates in District Of Columbia. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in District Of Columbia make.

District Of Columbia Fixed Mortgage Rates and Fixed Refinance Rates

District Of Columbia fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

District Of Columbia Adjustable Mortgage Rates

Adjustable District Of Columbia mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in District Of Columbia are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in District Of Columbia. Most adjustable mortgages in District Of Columbia have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in District Of Columbia