Delaware Mortgage Rates and Refinance Rates Today

Mortgages in Delaware: Find the best Delaware mortgage rates today from banks and credit unions. When results are displayed for mortgage rates in Delaware, you can easily sort your search results by lender, rate, APR and points so you can easily compare results. Whether you’re looking for conforming, jumbo, adjustable or interest-only mortgage rates in Delaware. Another option is searching for Delaware refinance rates if you're looking to refinance a loan. Best of all you don't have to provide any personal information to see a list of Delaware mortgage rates or refinance rates.

Search and Compare Delaware Current Mortgage Rates & Refinance Rates

Mortgage Rates Updated Thu Oct 22, 2020
Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 19901, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.138%
3.125%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 5936
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $500
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.645%
2.500%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 5936
10/22/2020
at 1.750 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,765
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
2.934%
2.875%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # 5936
10/22/2020
at 0.625 pts
30 day lock rate
Est payment: $1,245
Fees in APR: $2,267
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.517%
2.375%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,679
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.450%
2.250%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 2.000 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.592%
2.500%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,654
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/22/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.684%
2.625%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.750 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,340
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.677%
2.625%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,550
Put your money where you need it sooner.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.775%
2.750%
USD
New American Funding Logo
NMLS # 6606
10/22/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $972
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/22/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Figure Lending LLC
Figure Lending LLC
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112490.gif
300000
Purchase
2.501%
2.375%
USD
Figure Lending LLC Logo
NMLS # 1717824
10/22/2020
at 1.000 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,550
Put your money where you need it sooner.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Delaware Conforming Mortgage Rates and Refinance Rates

Conforming home mortgage rates in Delaware are the most popular type of mortgages rates you can find advertised for home buyers in Delaware. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Delaware mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae. This process guarantees Delaware banks, mortgage companies and credit unions are able to resell home mortgage loans that they make. This process also makes Delaware conforming mortgage rates and refi rates lower than Delaware jumbo mortgage rates and jumbo refinance rates because the GSE's can’t purchase jumbo mortgages that are made by Delaware home finance companies, credit unions and banks.

Jumbo Mortgage Rates and Refinance Rates in Delaware

Jumbo mortgage rates in Delaware are advertised for home loans that have a dollar amount that is higher than conventional loan amounts. Jumbo mortgage rates and jumbo refinance rates are always higher than conventional mortgage rates for both fixed mortgage rates in Delaware and adjustable mortgage rates in Delaware. Interest rates are higher because third party investors buy the home loans credit unions, banks and mortgage companies in Delaware make.

Delaware Fixed Mortgage Rates and Fixed Refinance Rates

Delaware fixed rate mortgages are the most common mortgage available to borrowers. With a fixed mortgage the interest rate stays the same for the entire loan period. Fixed mortgages are available in 40 years, 30 years, 20 years, 15 years and 10 years. The longer the mortgage term the lower the monthly mortgage payment will be.

Delaware Adjustable Mortgage Rates

Adjustable Delaware mortgage rates are fixed for a period of time and then the mortgage rate adjusts every year after. The most common adjustable mortgages terms available in Delaware are 1 year, 3 year, 5year and 7 year. Adjustable rate mortgages are advertised as 1 year, 3/1, 5/1 and 7/1. Adjustable mortgages are available for conforming dollar amounts and jumbo dollar amounts in Delaware. Most adjustable mortgages in Delaware have yearly caps and life time maximum caps on how high the interest rate can fluctuate.



Cities in Delaware